Schools

§ 03

District

Elementary	FIEST EL	B
Middle	LABAY MIDDLE	B
High	CYPRESS FALLS H S CCMR 75% · Grad 91%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Spacious four bedroom home located in Houston featuring high ceilings and a functional floor plan. The home includes an additional room downstairs that may be used as a home office, study, flex space, or other permitted use to fit a variety of needs. Interior features include open living areas with natural light and a layout designed for everyday living and entertaining. Conveniently located with access to shopping, dining, and major roadways. Buyer to independently verify room dimensions, schools, restrictions, and all property information.

Features

§ 02

Interior

Bedroomon Upper Level
Kitchen Family Room Combo
Main Level Primary
Two Bedrooms Up
Three Bedrooms Up
Walk In Closets
Dishwasher
Electric Oven
Disposal
Gas Oven
Gas Range
Microwave
Trash Compactor
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric
Cool: Gas

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2005
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,641 sq ft
Living Area Source	Appraiser
Building Area Total	2,641 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	4
Bedrooms Possible	5
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	5
Fireplaces	0

Interior

Interior Features	Bedroomon Upper Level, Kitchen Family Room Combo, Main Level Primary, Two Bedrooms Up, Three Bedrooms Up, Walk In Closets
Appliances	Dishwasher, Electric Oven, Disposal, Gas Oven, Gas Range, Microwave, Trash Compactor
Laundry	Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1263
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	8
MLS Area Minor	Copperfield Area
Subdivision	White Oak Falls Sec 2
Postal Code	77095

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric, Gas
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$400
HOA Fee Frequency	Annually
HOA Name	White Oak Falls HOA INC

Taxes, Terms & Disclosures

Tax Annual Amount	$7,468 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.39%
Parcel #	126-279-001-0008
Legal Description	LT 8 BLK 1 WHITE OAK FALLS SEC 2
Listing Terms	Cash, Conventional, FHA, Owner May Carry, Va Loan
Lease Considered	No
Disclosures	Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 2

Primary Bedroom	15x15
Office	12x12

Second level · 3

Bedroom	12x12
Bedroom	12x12
Bedroom	12x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

—

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionHarris County MUD 248 CountyHarris TCEQ District ID3737570 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3800 Resolved MUD jurisdiction Harris County MUD 248 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,495

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,873 Property tax$622 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,495

Yearly HOA fee $400

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.2207%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.38%

→ stable

School

1.07%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.39%

→ stable

HOA & Community

§ 05

● HOA details

$400

ANNUALLY

Association nameWhite Oak Falls HOA INC Management co.— Website— Phone— Cert on filepending

● Community amenities

restaurant

Merche' · 0.3mi
Jack in the Box · 0.4mi
RoadRunners Coffee Drive Thru · 0.5mi

park

· 0.3mi
Villa's At Huffmiester Community Area · 0.7mi
· 0.3mi

hospital

HCA Houston North Cypress · 0.3mi
· 0.5mi
· 0.5mi

grocery

Honey Farms · 0.4mi
· 0.4mi
Shell · 1.0mi

hospital_er

HCA Houston North Cypress · 0.4mi

gas_station

Shell · 0.5mi
Exxon · 0.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

WHITE OAK FALLS SEC 2

TIER: SUBDIVISION

Subdivision name (MLS)WHITE OAK FALLS SEC 2 City · ZIPHouston · 77095 CountyHarris Listings in subdivision43 Active now2 Sold (last 12 mo)0 Curated amenities60

● Year-built distribution

2005s 2

Fire Protection

§ 11

Nearest station

Cy - Fair Volunteer Fire Department Administration Building

· Houston

Distance

0.9 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201541004 · ACS 2023

Median HH income

$82,772

ACS 2023

Median home value

$247,900

Census self-report

Owner-occupied

84%

1,978 housing units

Bachelor's+

44%

Adults 25+

Median age

33.8

Population 5,772

Work from home

18%

of commuters

Commute 45min+

4%

of commuters

Below poverty

6.5%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

20822 Twila Springs Drive, Houston, TX 77095

Harris County · 29.92°N, 95.63°W

restaurant

Merche'

0.3 mi · 3 within 2 mi

park

—

0.3 mi · 5 within 2 mi

hospital

HCA Houston North Cypress

0.3 mi · 5 within 2 mi

grocery

Honey Farms

0.4 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.