Homes for Sale/Fort Bend County/Richmond/Lakemont Cove
Active MLS #21434951 · 92 days on market

20902 Shady Isle Court

Richmond, TX 77407
Subdivision  ·  Lakemont Cove
List Price
$529,000
$138/SF
Beds
6
Baths
4
Sq Ft
3,821
Built
2007
Lot
0.27 ac
Garage
3-car
County
Fort Bend
Tax Rate
1.88%

Schools

§ 03
District
Elementary H F MCNEILL EL A
Middle ELLA BANKS JH N/R
High TOMAS H S N/R
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located on a quarter-acre corner lot on a quiet cul-de-sac, this 6-bedroom home features mature trees, a large backyard, and a detached 3-car garage. High ceilings, great natural light, fresh interior paint, and new luxury vinyl plank floors completed in 2026 give the interior a clean, updated feel. The large kitchen features stainless steel appliances, abundant cabinets and counter space, a pantry, island, planning desk, and breakfast area. The layout is a major highlight with 2 bedrooms and 2 full baths downstairs, including the primary suite with jetted tub and a secondary downstairs bedroom with its own full bath, ideal for guests, a home office, or added privacy. Upstairs, 4 additional bedrooms with large closets surround a spacious game room, giving everyone room to use the home their own way. A recent 30-year shingle roof (2024), as well as 2019 water heater and smart Rachio sprinkler system. A rare opportunity to find this much home, yard, and flexibility at this price.

Features

§ 02

Interior

  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Island
  • Main Level Primary
  • Separate Shower
  • Two Bedrooms Down
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat

Exterior & lot

  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Corner Lot
  • Cul De Sac
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Driveway
  • Detached
  • Garage
  • Garage Door Opener
  • Association

Community

  • Clubhouse
  • Dog Park
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2007
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,821 sq ft
Living Area Source Appraiser
Building Area Total 3,821 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 6
Bedrooms Possible 6
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 6
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, Granite Counters, High Ceilings, Jetted Tub, Kitchen Island, Main Level Primary, Separate Shower, Two Bedrooms Down, Tub Shower, Walk In Pantry, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Carpet, Plank, Tile, Vinyl, Wood
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Deck, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 3
Attached Garage No
Parking Features Driveway, Detached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.2737
Lot Size Source Appraiser
Lot Features Corner Lot, Cul De Sac, Subdivision
Direction Faces East

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Lakemont Cove
Road Surface Concrete
Postal Code 77407

Utilities

Heating Central, Gas, Zoned
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation, Lighting, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name Graham Mgmt Co
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse, Dog Park, Picnic Area, Playground, Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $9,968 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.88%
Parcel # 4791-01-002-0160-901
Legal Description LAKEMONT COVE SEC 1, BLOCK 2, LOT 16, AMENDING PLAT NO 1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 2

Primary Bedroom 15x20
Bedroom 11x14

Second level · 4

Bedroom 12x10
Bedroom 11x15
Bedroom 14x13
Bedroom 12x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8400 Resolved MUD jurisdiction Fort Bend County MUD 122 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.9350
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065121488 Filed underFort Bend County Municipal Utility District #122 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,007
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,176 Property tax$831 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,007
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5489%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.84%
→ stable
School
→ stable
City
→ stable
County
→ stable
Other districts
1.71%
→ stable

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association nameGraham Mgmt Co Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
Lakemont Lake House · 0.2mi
· 0.3mi
Creekside Park · 0.4mi
urgent_care
Urgent Care Plus and Wellness · 0.3mi
AFC Urgent Care · 3.8mi
Katy Family Medicine and Urgent Care · 1.0mi
pharmacy
Walgreens · 0.5mi
H-E-B Pharmacy · 2.2mi
Walgreens · 2.8mi
gas_station
Shell · 0.6mi
Sunoco · 1.1mi
Exxon · 1.1mi
grocery
· 0.6mi
7-Eleven · 1.6mi
· 1.0mi
hospital
Westpark Springs · 1.0mi
Memorial Hermann Convenient Care Center in Katy · 1.9mi
Apex Urgent Care · 2.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
LAKEMONT COVE SEC 1
TIER: SUBDIVISION
Subdivision name (MLS)LAKEMONT COVE SEC 1 City · ZIPRichmond · 77407 CountyFort Bend Listings in subdivision364 Active now1 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2005s 1

Fire Protection

§ 11
Nearest station
Community Volunteer Fire Department
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157672902 · ACS 2023
Median HH income
$108,626
ACS 2023
Median home value
$365,600
Census self-report
Owner-occupied
70%
2,543 housing units
Bachelor's+
55%
Adults 25+
Median age
36.2
Population 9,174
Work from home
12%
of commuters
Commute 45min+
17%
of commuters
Below poverty
2.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20902 Shady Isle Court, Richmond, TX 77407
Fort Bend County · 29.70°N, 95.74°W
park
Lakemont Lake House
0.2 mi · 7 within 2 mi
urgent_care
Urgent Care Plus and Wellness
0.3 mi · 2 within 2 mi
pharmacy
Walgreens
0.5 mi · 1 within 2 mi
gas_station
Shell
0.6 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 24, 2026 Listed $529,000 David Edgerton
Dec 31, 2006 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by David Edgerton · All City Real Estate
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jun 24, 2026.
MLS# 21434951 · LIST DATE: Jun 24, 2026 · PARCEL: 4791-01-002-0160-901
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity