Homes for Sale/Harris County/Crosby/Indian Shores Sec 04
Active MLS #97833761 · 7 days on market

20906 Flaming Arrow Trail

Crosby, TX 77532
Subdivision  ·  Indian Shores Sec 04
List Price
$294,900
$163/SF
Beds
3
Baths
2
Sq Ft
1,814
Built
1970
Lot
14,110 sf
Garage
2-car
County
Harris
Tax Rate
1.29%

Schools

§ 03
District
Elementary HUFFMAN EL D
Middle HUFFMAN MIDDLE D
High HARGRAVE H S CCMR 88% · Grad 97% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Ready to fall in love with your new home?! Location, community, comfort, and relaxation—this beautiful home truly has it all nestled in the desirable Indian Shores community. Lake lovers, take note! Residents enjoy community access to Lake Houston, including a convenient community boat ramp—perfect for boating, fishing, relaxing by the water, and enjoying those beautiful Texas sunsets. Inside, you’ll find 3 bedrooms, 2 bathrooms, a dedicated office, formal dining room, breakfast area, and a spacious family room with plenty of room for gathering and entertaining. The kitchen offers plenty of functionality with ample cabinetry, soft-close cabinets and drawers, a breakfast bar, gas range, and a spacious walk-in pantry—a feature you’ll quickly appreciate for keeping everything organized and easily accessible. Recent improvements by the current owner include a whole-home generator and an updated patio/outdoor living area to entertain, and enjoy the backyard.

Features

§ 02

Interior

  • All Bedrooms Down
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Walk In Pantry
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Microwave
  • Laminate
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Near Golf Course
  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1970
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,814 sq ft
Living Area Source Appraiser
Building Area Total 1,814 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 4
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features All Bedrooms Down, Self Closing Cabinet Doors, Self Closing Drawers, Walk In Pantry, Ceiling Fans, Programmable Thermostat
Flooring Laminate, Tile
Appliances Dishwasher, Gas Cooktop, Gas Oven, Microwave
Windows Low Emissivity Windows
Indoor Air Quality Ventilation

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 14,110
Lot Size (acres) 0.3239
Lot Size Source Appraiser
Lot Features Near Golf Course, Subdivision
Direction Faces South

Location

County Harris
MLS Area Major 1
MLS Area Minor Huffman Area
Subdivision Indian Shores Sec 04
Postal Code 77532

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $100
HOA Fee Frequency Quarterly
HOA Name iNDIAN SHORES

Taxes, Terms & Disclosures

Tax Annual Amount $3,794 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.29%
Parcel # 099-322-000-0018
Legal Description LT 18 BLK 23 INDIAN SHORES SEC 4
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Primary Bedroom 16x14
Bedroom 12x11
Bedroom 12x10
Living Room 22x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5650 Resolved MUD jurisdiction Harris County FWSD 58 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5488
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32061184142 Filed underHarris County Fresh Water Supply District #58 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,087
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,771 Property tax$316 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,087
Yearly HOA fee $400

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3576%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
—
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
1.98%
→ stable

HOA & Community

§ 05
● HOA details
$100
QUARTERLY
Association nameiNDIAN SHORES Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filemls-trestle
● Community amenities
park
· 0.9mi
· 1.8mi
· 1.9mi
police_station
Houston Police Department - Lake Houston · 1.5mi
Houston Police Department - Kingwood · 6.6mi
Harris County Sheriff's Office Academy · 7.2mi
pharmacy
Tayco Farms · 1.6mi
Walgreens · 3.0mi
Walgreens · 3.0mi
place_of_worship
Vine Life Fellowship Church · 1.7mi
Church on the Lake · 2.2mi
Lake Houston United Methodist Church · 2.7mi
gas_station
Texaco · 1.8mi
grocery
· 2.4mi
Food Mart · 3.0mi
· 2.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Frontier
7,000 / 7,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Indian Shores Sec 04
TIER: SUBDIVISION
Subdivision name (MLS)Indian Shores Sec 04 City · ZIPCrosby · 77532 CountyHarris Listings in subdivision120 Active now4 Sold (last 12 mo)10 Curated amenities60
● Year-built distribution
1965s 1 1970s 1 1975s 1

Fire Protection

§ 11
Nearest station
Crosby Volunteer Fire Department Station 83
· Crosby
Distance
2.5 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201251903 · ACS 2023
Median HH income
$103,611
ACS 2023
Median home value
$298,100
Census self-report
Owner-occupied
96%
1,576 housing units
Bachelor's+
25%
Adults 25+
Median age
40.1
Population 4,174
Work from home
4%
of commuters
Commute 45min+
17%
of commuters
Below poverty
2.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20906 Flaming Arrow Trail, Crosby, TX 77532
Harris County · 29.98°N, 95.12°W
park
—
0.9 mi · 3 within 2 mi
police_station
Houston Police Department - Lake Houston
1.5 mi · 1 within 2 mi
pharmacy
Tayco Farms
1.6 mi · 1 within 2 mi
place_of_worship
Vine Life Fellowship Church
1.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 9, 2026 Listed $294,900 Brittany Dickerson
Dec 31, 1969 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Brittany Dickerson · JLA Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 9, 2026.
MLS# 97833761 · LIST DATE: Oct 9, 2026 · PARCEL: 099-322-000-0018
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:02 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity