Homes for Sale/Harris County/Cypress/Pine Crk/Canyon Lake West 05
Active MLS #15938550 · 2 days on market

20919 Montana Bend Lane

Cypress, TX 77433
Subdivision  ·  Pine Crk/Canyon Lake West 05
List Price
$475,000
$142/SF
Beds
5
Baths
4
Sq Ft
3,354
Built
2010
Lot
9,239 sf
Garage
2-car
County
Harris
Tax Rate
1.62%

Schools

§ 03
District
Elementary ANDRE EL C
Middle ANTHONY MIDDLE A
High CYPRESS SPRINGS H S CCMR 65% · Grad 90% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to 20919 Montana Bend Ln! This spacious 5-bedroom, 3.5-bath home offers 3,354 sq. ft. on a 9,239 sq. ft. lot in the desirable Pine Creek at Canyon Lakes West community. The thoughtfully designed floor plan features a first-floor primary suite, private study with French doors, formal dining, and a dramatic two-story living room with gas fireplace. The open kitchen boasts granite countertops, pantry, and gas cooking. Upstairs offers four additional bedrooms and a spacious game room for added flexibility. Step outside to an impressive private pool, stunning covered patio, and built-in grill, creating the perfect setting for entertaining and enjoying the Texas lifestyle. Community amenities include a pool, splash pad, recreation center, and clubhouse. Conveniently located near shopping, dining, entertainment, and major roads.

Features

§ 02

Interior

  • Main Level Primary
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Detached
  • Garage
  • In Ground
  • Pool Spa Combo

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,354 sq ft
Living Area Source Appraiser
Building Area Total 3,354 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 7
Fireplaces 1

Interior

Interior Features Main Level Primary

Exterior

Pool Private Yes
Pool Features In Ground, Pool Spa Combo

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached, Garage

Lot

Lot Size (sq ft) 9,239
Lot Size (acres) 0.2121
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Pine Crk/Canyon Lake West 05
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,160
HOA Fee Frequency Annually
HOA Name SG-Owners Association, Inc

Taxes, Terms & Disclosures

Tax Annual Amount $7,712 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.62%
Parcel # 129-993-002-0011
Legal Description LT 11 BLK 2 PINE CREEK AT CANYON LAKES WEST SEC 5
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 2

Primary Bedroom 14x19
Office 11x13

Second level · 5

Bedroom 13x13
Bedroom 13x13
Bedroom 12x13
Bedroom 12x11
Game Room 14x17

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8200
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 165 CountyHarris TCEQ District ID3737388 Bonded indebtedness$724,084,000 Current year rate— FetchedApr 25, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8200 Resolved MUD jurisdiction Harris County MUD 165 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,495
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,852 Property tax$643 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,495
Yearly HOA fee $1,160

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6607%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.82%
→ stable
School
1.07%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,160
ANNUALLY
Association nameSG-Owners Association, Inc Management co.— Website— Phone— Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,200 / 35 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-22.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 26, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pine Crk/Canyon Lake West 05
TIER: SUBDIVISION
Subdivision name (MLS)Pine Crk/Canyon Lake West 05 City · ZIPCypress · 77433 CountyHarris Listings in subdivision4 Active now1 Sold (last 12 mo)1 Curated amenities0
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
2.1 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543005 · ACS 2023
Median HH income
$104,315
ACS 2023
Median home value
$336,500
Census self-report
Owner-occupied
87%
2,760 housing units
Bachelor's+
32%
Adults 25+
Median age
32.6
Population 9,614
Work from home
11%
of commuters
Commute 45min+
5%
of commuters
Below poverty
12.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20919 Montana Bend Lane, Cypress, TX 77433
Harris County · 29.90°N, 95.73°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 24, 2026 Listed $475,000 Leticia Gallegos
Dec 31, 2009 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Leticia Gallegos · Nextgen Real Estate Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 25, 2026.
MLS# 15938550 · LIST DATE: Sep 24, 2026 · PARCEL: 129-993-002-0011
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 26, 2026, 8:23 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity