Homes for Sale/Harris County/Katy/Settlers Village Sec 03
Active MLS #54129738 · 37 days on market

21026 Royal Villa Drive

Katy, TX 77449
Subdivision  ·  Settlers Village Sec 03
List Price
$229,000
$122/SF
Beds
3
Baths
3
Sq Ft
1,876
Built
1998
Lot
0.15 ac
Garage
2-car
County
Harris
Tax Rate
2.52%

Schools

§ 03
District
Elementary WALKER EL B
Middle ROWE MIDDLE B
High CYPRESS PARK H S CCMR 72% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

WOW GREAT HOME AT GREAT PRICE: You don't want to miss out the opportunity to own this Beautiful 2-story 3 Bed 2.5 Bath plus game room/optional 4th Bedroom Home with Stone Fireplace w/gas logs. Kitchen/breakfast area combo. Nice tile floors downstairs, plush carpet upstairs. Game room could be a 4th bedroom it has a closet or could be used as a Den. Formal Dining could also be a study/Office. Nice size bedrooms. Master bath has his and her sinks, separate shower & a garden tub to soak in after those long tough days! Large back yard. Walking distance to the Elementary School. Close to Schools, Highways, Shopping, Dining and much more to list.

Features

§ 02

Interior

  • All Bedrooms Up
  • Butlers Pantry
  • Double Vanity
  • Bath In Primary Bedroom
  • Soaking Tub
  • Separate Shower
  • Upper Level Primary
  • Walk In Closets
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Convection Oven
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Carpet

Exterior & lot

  • Fully Fenced
  • Fence
  • Storage
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1998
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,876 sq ft
Living Area Source Appraiser
Building Area Total 1,876 sq ft
Foundation Slab
Construction Brick, Vinyl Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 8
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Up, Butlers Pantry, Double Vanity, Bath In Primary Bedroom, Soaking Tub, Separate Shower, Upper Level Primary, Walk In Closets, Ceiling Fans, Kitchen Dining Combo, Living Dining Room
Flooring Carpet, Tile
Appliances Convection Oven, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Fully Fenced, Fence, Storage
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (acres) 0.1452
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Settlers Village Sec 03
Road Surface Asphalt
Postal Code 77449

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Solar Panels

HOA / Association

HOA Yes
HOA Fee $350
HOA Fee Frequency Annually
HOA Name CREST MANAGEMENT
Fee Includes Common Areas

Taxes, Terms & Disclosures

Tax Annual Amount $5,780 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.52%
Parcel # 116-091-019-0003
Legal Description LT 3 BLK 19 SETTLERS VILLAGE SEC 3
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 4

Living Room 15x14
Dining Room 14x11
Kitchen 19x11
Office 13X13

Second level · 4

Primary Bedroom 15x13
Bedroom 12x10
Bedroom 13x11
Game Room 15x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6100
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 105 CountyHarris TCEQ District ID3737258 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6100 Resolved MUD jurisdiction Harris County MUD 105 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,857
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,375 Property tax$482 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,857
Yearly HOA fee $350

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4507%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.61%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$350
ANNUALLY
Association nameCREST MANAGEMENT Management co. Website Phone Cert on filemls-trestle
Fee includes
CommonAreas
● Community amenities
park
· 0.5mi
Eagle Ranch West Pocket Park · 0.8mi
· 0.5mi
gym
· 0.5mi
· 0.5mi
· 0.5mi
veterinary
Affordable Pet Clinic Katy · 0.6mi
VCare Animal Clinic · 0.7mi
The KAAWS Clinic · 3.8mi
restaurant
Whataburger · 0.7mi
Grato Italian Restaurant · 0.7mi
Taco Bell · 0.7mi
urgent_care
Apex Urgent Care Katy · 0.7mi
Neighbors Emergency Center · 5.2mi
AFC Urgent Care Elyson · 1.9mi
grocery
Kroger · 0.7mi
Fiesta Mart · 1.0mi
Timewise · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC166
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Settlers Village Sec 03
TIER: SUBDIVISION
Subdivision name (MLS)Settlers Village Sec 03 City · ZIPKaty · 77449 CountyHarris Listings in subdivision146 Active now9 Sold (last 12 mo)6 Curated amenities60
● Year-built distribution
1995s 1 2000s 8

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 12
· Katy
Distance
1.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542201 · ACS 2023
Median HH income
$97,575
ACS 2023
Median home value
$247,900
Census self-report
Owner-occupied
87%
1,793 housing units
Bachelor's+
19%
Adults 25+
Median age
28.6
Population 7,147
Work from home
14%
of commuters
Commute 45min+
13%
of commuters
Below poverty
10.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
21026 Royal Villa Drive, Katy, TX 77449
Harris County · 29.87°N, 95.73°W
park
0.5 mi · 6 within 2 mi
gym
0.5 mi · 4 within 2 mi
veterinary
Affordable Pet Clinic Katy
0.6 mi · 2 within 2 mi
restaurant
Whataburger
0.7 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 18, 2026 Listed $229,000 Mohammad Ali
Dec 31, 1997 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Mohammad Ali · REALM Real Estate Professionals - North Houston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 30, 2026.
MLS# 54129738 · LIST DATE: Aug 18, 2026 · PARCEL: 116-091-019-0003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 8:35 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity