Schools

§ 03

District

Elementary	LORAINE T GOLBOW EL	B
Middle	T H MCDONALD J H	B
High	MORTON RANCH H S CCMR 77% · Grad 92%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this charming 5 bedroom, 2.1 bathroom home in the desirable Lakes of Bridgewater neighborhood. This corner lot property features all bedrooms on the second floor, a spacious backyard, formal living, dining room, and den. Enjoy the convenience of being minutes away from 99/Grand Parkway, with Kroger and Wal-Mart just a short drive away. This family-friendly neighborhood is zoned to schools with a Good rated standing across the state. Don't miss the opportunity to make this your new home sweet home.

Features

§ 02

Interior

All Bedrooms Up
Dishwasher
Disposal
Gas Oven
Microwave
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1998
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,840 sq ft
Living Area Source	Appraiser
Building Area Total	2,840 sq ft
Foundation	Slab
Construction	Brick, Cement Siding, Wood Siding
Roof	Composition

Rooms & Baths

Bedrooms	5
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	8
Fireplaces	1
Fireplace Features	Gas Log

Interior

Interior Features	All Bedrooms Up
Appliances	Dishwasher, Disposal, Gas Oven, Microwave

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1570
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	25
MLS Area Minor	Katy - North
Subdivision	Lakes Bridgewater Sec 01
Postal Code	77449

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$541
HOA Fee Frequency	Annually
HOA Name	Bridgewater CA, Inc

Taxes, Terms & Disclosures

Tax Annual Amount	$5,634 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.79%
Parcel #	117-793-005-0013
Legal Description	LT 13 BLK 5 LAKES OF BRIDGEWATER SEC 1
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 2

Breakfast Room Nook	9x9
Den	18x15

Second level · 6

Primary Bedroom	18x14
Bedroom	13x12
Primary Bathroom	11x8
Bedroom	13x12
Bedroom	13x12
Bedroom	13x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.7450

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,360

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,891 Property tax$469 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,360

Yearly HOA fee $541

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.5710%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.72%

→ stable

School

1.12%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.35%

→ stable

HOA & Community

§ 05

● HOA details

$541

ANNUALLY

Association nameBridgewater CA, Inc Management co.— Website— Phone— Cert on filepending

● Community amenities

park

· 0.2mi
Saums Pocket Park · 1.9mi
· 0.2mi

place_of_worship

Westside Baptist Church · 0.4mi
Bridgewater Baptist Church · 0.6mi
First Christian Church · 0.8mi

restaurant

Basa's Mexican Grill · 0.6mi
Mazajj Organic Coffee · 0.8mi
· 1.0mi

coffee

Mazajj Organic Coffee · 0.7mi
Starbucks · 1.6mi

grocery

· 0.7mi
Farm Stores · 0.9mi
Stripes · 1.2mi

daycare

Kids 'R' Kids · 0.9mi
British International School of Houston · 1.6mi
Little Angels Daycare · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Spectrum

1,000 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Lakes Bridgewater Sec 01

TIER: SUBDIVISION

Subdivision name (MLS)Lakes Bridgewater Sec 01 City · ZIPKaty · 77449 CountyHarris Listings in subdivision732 Active now3 Sold (last 12 mo)5 Curated amenities60

● Year-built distribution

1995s 3

Fire Protection

§ 11

Nearest station

HCESD 48 Fire Station #5

Distance

0.6 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542305 · ACS 2023

Median HH income

$95,208

ACS 2023

Median home value

$251,200

Census self-report

Owner-occupied

91%

1,427 housing units

Bachelor's+

41%

Adults 25+

Median age

34.5

Population 4,795

Work from home

18%

of commuters

Commute 45min+

34%

of commuters

Below poverty

9.3%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

21118 Rushing Creek Lane, Katy, TX 77449

Harris County · 29.82°N, 95.74°W

park

—

0.2 mi · 5 within 2 mi

place_of_worship

Westside Baptist Church

0.4 mi · 4 within 2 mi

restaurant

Basa's Mexican Grill

0.6 mi · 3 within 2 mi

coffee

Mazajj Organic Coffee

0.7 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.