Homes for Sale/Galveston County/Galveston/Galveston Electric Co Lofts
Active MLS #21560195 · 55 days on market

2116 Church Street

Galveston, TX 77550
Subdivision  ·  Galveston Electric Co Lofts
List Price
$400,000
$330/SF · 24.9% above neighborhood median
Beds
2
Baths
2
Sq Ft
1,213
Built
1917
Lot
2,078 sf
County
Galveston
Tax Rate
1.42%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Charming 2-bedroom, 2-bath condo in Galveston just 3 blocks from The Strand and only minutes from the beach and Gulf waterfront. Enjoy easy access to shopping, dining, entertainment, and historic downtown attractions. Great opportunity for a primary residence, weekend retreat, or investment property in a convenient island location.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Roof: Other
  • Foundation: Slab
  • Assigned

Community

  • Gated
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Sub Type Additional Condominium
Architectural Style Traditional
Year Built 1917
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,213 sq ft
Living Area Source Appraiser
Building Area Total 1,213 sq ft
Foundation Slab
Construction Brick
Roof Other

Rooms & Baths

Bedrooms 2
Bedrooms Possible 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 4

Exterior

Pool Private No

Parking & Garage

Parking Features Assigned

Lot

Lot Size (sq ft) 2,078
Lot Size Source Appraiser

Location

County Galveston
MLS Area Major 33
MLS Area Minor Downtown - Galveston/The Strand
Subdivision Galveston Electric Co Lofts
Postal Code 77550

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Fee $874
HOA Fee Frequency Monthly
HOA Name GEC Lofts
Fee Includes Maintenance Structure, Sewer, Trash, Water
Amenities Gated

Taxes, Terms & Disclosures

Tax Annual Amount $5,697
Tax Year 2025
Tax Rate (est.) 1.42%
Parcel # 3508-0000-0003-200
Legal Description GALVESTON ELECTRIC CO LOFTS (2006) ABST 628 UNIT 3B & 13.612
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Primary Bedroom 14x11
Bedroom 12x11
Living Room 29x14
Kitchen 10x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,877
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,402 Property tax$475 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,877
Yearly HOA fee $10,488

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
$874
MONTHLY
Association nameGEC Lofts Management co. Website Phone Cert on filepending
Fee includes
MaintenanceStructure · Sewer · Trash · Water
● Community amenities
restaurant
Gumbo Bar · 0.0mi
Hey Mikey's Ice Cream · 0.1mi
MOD Coffeehouse · 0.1mi
place_of_worship
Saint Mary's Cathedral Basilica · 0.1mi
Trinity Protestant Episcopal Church · 0.1mi
Trinity Episcopal Church · 0.1mi
gym
Urban HF - 24HR Access · 0.1mi
Kingdom Fitness · 0.2mi
Healing House · 0.3mi
bank
Frost Bank · 0.1mi
Moody Bank · 0.2mi
Prosperity Bank - Galveston · 0.3mi
daycare
Trinity Episcopal School · 0.1mi
East End PreSchool · 0.2mi
Amy Lane · 0.2mi
post_office
United States Postal Service · 0.1mi
United States Postal Service · 2.7mi
United States Postal Service · 6.3mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $264/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
GALVESTON ELECTRIC CO LOFTS
TIER: SUBDIVISION
Subdivision name (MLS)GALVESTON ELECTRIC CO LOFTS City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision11 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 1
· Galveston
Distance
0.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724500 · ACS 2023
Median HH income
$52,292
ACS 2023
Median home value
$313,000
Census self-report
Owner-occupied
12%
813 housing units
Bachelor's+
52%
Adults 25+
Median age
37.3
Population 1,033
Work from home
8%
of commuters
Commute 45min+
9%
of commuters
Below poverty
14.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2116 Church Street, Galveston, TX 77550
Galveston County · 29.30°N, 94.79°W
restaurant
Gumbo Bar
0.0 mi · 5 within 2 mi
place_of_worship
Saint Mary's Cathedral Basilica
0.1 mi · 5 within 2 mi
gym
Urban HF - 24HR Access
0.1 mi · 2 within 2 mi
bank
Frost Bank
0.1 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 31, 2026 Listed $400,000 Daniel Nolan
Dec 31, 1916 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Daniel Nolan · Inc Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 1, 2026.
MLS# 21560195 · LIST DATE: Jul 31, 2026 · PARCEL: 3508-0000-0003-200
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity