Homes for Sale/Harris County/Katy/Morton Ranch Sec 03
Active MLS #97780077 · 0 days on market

21514 Ivory Gate Lane

Katy, TX 77449
Subdivision  ·  Morton Ranch Sec 03
List Price
$375,000
$110/SF
Beds
4
Baths
3
Sq Ft
3,420
Built
2013
Lot
7,127 sf
Garage
2-car
County
Harris
Tax Rate
2.48%

Schools

§ 03
District
Elementary MORTON RANCH EL B
Middle MORTON RANCH J H C
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Fresh updates + a fantastic floor plan! This spacious home features fresh interior paint, recently installed carpet, roof replaced in 2021, and stainless steel smart appliances installed in 2023. The first floor offers a private primary suite, dedicated media room, formal dining, and an open kitchen overlooking the breakfast and living areas. Upstairs, three secondary bedrooms and a large loft-style game room provide plenty of additional space. Enjoy a fenced backyard and convenient access to shopping, dining, and major roadways. Move-in ready with the big updates already done! Buyer & buyer's agent to verify details & dimensions.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave

Exterior & lot

  • Covered Patio
  • Fence
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener
  • Association

Community

  • Playground
  • Pool
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2013
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,420 sq ft
Living Area Source Appraiser
Building Area Total 3,420 sq ft
Foundation Slab
Construction Brick, Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 4
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Breakfast Bar, Double Vanity, Full Bath On Main Level, Granite Counters, High Ceilings, Kitchen Family Room Combo, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Tub Shower, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Energy Star Qualified Appliances, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Fence, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 7,127
Lot Size (acres) 0.1636
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Morton Ranch Sec 03
Road Surface Concrete
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Appliances, Insulation, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $575
HOA Fee Frequency Annually
HOA Name Spectrum
Amenities Playground, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $9,288
Tax Year 2026
Tax Rate (est.) 2.48%
Parcel # 128-471-001-0002
Legal Description LT 2 BLK 1 MORTON RANCH SEC 3
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 1

Primary Bedroom 21'10"x15'1"

Second level · 3

Bedroom 13'6"x10'4"
Bedroom 13'6x10'10"
Bedroom 11'0"x20'7"

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7450
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,026
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,252 Property tax$774 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,026
Yearly HOA fee $575

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5710%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.72%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$575
ANNUALLY
Association nameSpectrum Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.1mi
Saums Pocket Park · 1.4mi
· 0.2mi
hospital
Sanitas Medical Center · 0.3mi
Oceans Behavioral Hospital Of Katy · 2.5mi
Townsen Memorial Surgery Center · 1.4mi
grocery
· 0.5mi
Shell · 0.8mi
Stripes · 1.2mi
place_of_worship
First Christian Church · 0.6mi
Holy Covenant United Methodist · 0.7mi
Westside Baptist Church · 1.1mi
police_station
Katy ISD Police Department · 0.8mi
Katy Police Department · 4.5mi
restaurant
Sonic · 0.8mi
Subway · 0.9mi
Donuts Kolaches · 0.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Morton Ranch Sec 03
TIER: SUBDIVISION
Subdivision name (MLS)Morton Ranch Sec 03 City · ZIPKaty · 77449 CountyHarris Listings in subdivision52 Active now3 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
2005s 1 2010s 2

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
0.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542302 · ACS 2023
Median HH income
$83,651
ACS 2023
Median home value
$233,100
Census self-report
Owner-occupied
72%
2,497 housing units
Bachelor's+
34%
Adults 25+
Median age
38.3
Population 7,794
Work from home
8%
of commuters
Commute 45min+
17%
of commuters
Below poverty
10.6%
tract-level

Amenities & Nearby Places

§ 13

Grocery

FCC Katy Blessing Box Free Pantry
0.6 mi · 5 within 1.5 mi

Schools

Morton Ranch Junior High
0.3 mi · 5 within 1.5 mi

Parks

Duck pond
0.5 mi · 5 within 1.5 mi

Restaurants

Dickey's Barbecue Pit Halal
0.3 mi · 8 within 1.5 mi

Cafés

Starbucks Coffee Company
0.8 mi · 5 within 1.5 mi

Gyms

Spartan Fitness Solutions
0.2 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 9, 2026.

Location & Neighborhood

§ 13
● This Home
21514 Ivory Gate Lane, Katy, TX 77449
Harris County · 29.81°N, 95.75°W
park
0.1 mi · 5 within 2 mi
hospital
Sanitas Medical Center
0.3 mi · 1 within 2 mi
grocery
0.5 mi · 2 within 2 mi
place_of_worship
First Christian Church
0.6 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 23, 2026 Listed $375,000 Christina Darden
Dec 31, 2012 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Christina Darden · JLA Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 97780077 · LIST DATE: Sep 23, 2026 · PARCEL: 128-471-001-0002
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 8:40 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity