Homes for Sale/Harris County/Katy/Bridgewater Village Sec 01
Active MLS #96491881 · 7 days on market

21519 Bowcreek Lane

Katy, TX 77449
Subdivision  ·  Bridgewater Village Sec 01
List Price
$277,000
$146/SF
Beds
4
Baths
3
Sq Ft
1,892
Built
2000
Lot
5,711 sf
Garage
2-car
County
Harris
Tax Rate
2.41%

Schools

§ 03
District
Elementary LORAINE T GOLBOW EL B
Middle T H MCDONALD J H B
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to this charming two-story Katy residence, offering a wonderful blend of comfort, space, and everyday convenience! Step inside to discover bright, freshly painted interiors, inviting living spaces, and easy-care tile flooring throughout the main level. The spacious family room features a cozy fireplace and abundant natural light, creating the perfect setting for relaxing or entertaining. The beautifully refreshed kitchen showcases crisp white cabinetry, elegant light-colored countertops, a gas range, generous storage, and an adjoining dining area ideal for gathering. Upstairs, discover comfortable bedrooms, a spacious primary retreat with an expansive walk-in closet, and convenient upstairs laundry connections. Step outside to enjoy a fully fenced backyard with an extended patio, mature landscaping, and room for outdoor fun. A two-car garage and welcoming curb appeal complete this wonderful home. Fresh, inviting, and ready for its next chapter. Schedule your showing today.

Features

§ 02

Interior

  • All Bedrooms Up
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Shower Only
  • Tub Shower
  • Vanity
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Energy Star Qualified Appliances
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air

Exterior & lot

  • Subdivision
  • Pond On Lot
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Playground
  • Park
  • Pool
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2000
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,892 sq ft
Living Area Source Appraiser
Building Area Total 1,892 sq ft
Foundation Pillar Post Pier, Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 8
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features All Bedrooms Up, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Shower Only, Tub Shower, Vanity, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Appliances Dishwasher, Disposal, Gas Range, Microwave, Energy Star Qualified Appliances

Exterior

Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 5,711
Lot Size (acres) 0.1311
Lot Size Source Appraiser
Lot Features Subdivision, Pond On Lot
Direction Faces East

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Bridgewater Village Sec 01
Road Surface Concrete
Postal Code 77449

Utilities

Heating Central, Electric
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Thermostat

HOA / Association

HOA Yes
HOA Fee $570
HOA Fee Frequency Annually
HOA Name Lakes of Bridgewater
Amenities Playground, Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $6,677 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.41%
Parcel # 120-901-003-0010
Legal Description LT 10 BLK 3 BRIDGEWATER VILLAGE SEC 1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 3

Living Room 17x12
Kitchen 8x8
Breakfast Room Nook 10x9

Second level · 5

Primary Bedroom 12x11
Bedroom 9x9
Bedroom 9x8
Bedroom 9x8
Game Room 10x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7450
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,219
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,663 Property tax$556 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,219
Yearly HOA fee $570

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5710%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.72%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$570
ANNUALLY
Association nameLakes of Bridgewater Management co.— Website— Phone— Cert on filepending
● Community amenities
restaurant
Mazajj Organic Coffee · 0.2mi
· 0.3mi
Little Caesars · 1.1mi
grocery
Farm Stores · 0.2mi
· 0.2mi
· 0.3mi
daycare
Kids 'R' Kids · 0.2mi
Little Angels Daycare · 1.9mi
Roots of Learning Preschool · 2.0mi
park
· 0.2mi
· 0.2mi
· 0.3mi
place_of_worship
Westside Baptist Church · 0.4mi
Bridgewater Baptist Church · 0.4mi
First Christian Church · 0.8mi
pharmacy
CVS Pharmacy · 0.5mi
Health-Rite Pharmacy · 2.0mi
CVS Pharmacy · 2.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC166
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-27.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 4, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bridgewater Village Sec 01
TIER: SUBDIVISION
Subdivision name (MLS)Bridgewater Village Sec 01 City · ZIPKaty · 77449 CountyHarris Listings in subdivision94 Active now2 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2000s 2

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
1.2 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542302 · ACS 2023
Median HH income
$83,651
ACS 2023
Median home value
$233,100
Census self-report
Owner-occupied
72%
2,497 housing units
Bachelor's+
34%
Adults 25+
Median age
38.3
Population 7,794
Work from home
8%
of commuters
Commute 45min+
17%
of commuters
Below poverty
10.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
21519 Bowcreek Lane, Katy, TX 77449
Harris County · 29.83°N, 95.75°W
restaurant
Mazajj Organic Coffee
0.2 mi · 4 within 2 mi
grocery
Farm Stores
0.2 mi · 4 within 2 mi
daycare
Kids 'R' Kids
0.2 mi · 1 within 2 mi
park
—
0.2 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 29, 2026 Listed $277,000 Dixie Hightower
Dec 31, 1999 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Dixie Hightower · Compass RE Texas, LLC - Memorial
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 31, 2026.
MLS# 96491881 · LIST DATE: Oct 29, 2026 · PARCEL: 120-901-003-0010
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 5, 2026, 3:55 PM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity