Homes for Sale/Harris County/Katy/Lakes Bridgewater Sec 10
Active MLS #49438967 · 8 days on market

21618 White Falls Lane

Katy, TX 77449
Subdivision  ·  Lakes Bridgewater Sec 10
List Price
$264,900
$91/SF · 30.2% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,896
Built
2004
Lot
5,874 sf
Garage
2-car
County
Harris
Tax Rate
2.85%

Schools

§ 03
District
Elementary LORAINE T GOLBOW EL B
Middle T H MCDONALD J H B
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this spacious two-story home in Katy offering a comfortable and flexible layout. The home features four bedrooms, two and a half bathrooms, formal living and dining areas, and a family room with a fireplace. The island kitchen opens to the family room, creating a convenient space for everyday living and entertaining. Upstairs, a game room provides additional living space, while the fenced backyard and extended patio offer room to relax or enjoy time outdoors. Conveniently located near schools, shopping, dining, parks, and major roadways, this home offers comfortable living in the Katy area.

Features

§ 02

Interior

  • Breakfast Bar
  • Soaking Tub
  • Separate Shower
  • Walk In Closets
  • Dishwasher
  • Gas Range
  • Microwave
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Other
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Playground
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source Owner
New Construction No

Building

Stories 2
Levels Two
Living Area 2,896 sq ft
Living Area Source Owner
Building Area Total 2,896 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 6
Fireplaces 1

Interior

Interior Features Breakfast Bar, Soaking Tub, Separate Shower, Walk In Closets
Flooring Carpet, Tile
Appliances Dishwasher, Gas Range, Microwave

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 5,874
Lot Size (acres) 0.1348
Lot Size Source Appraiser
Lot Features Other
Direction Faces North

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Lakes Bridgewater Sec 10
Road Surface Asphalt
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Other
Sewer Other

HOA / Association

HOA Yes
HOA Name Bridgewater HOA
Amenities Playground

Taxes, Terms & Disclosures

Tax Annual Amount $7,538 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.85%
Parcel # 122-815-002-0040
Legal Description LT 40 BLK 2 LAKES OF BRIDGEWATER SEC 10
Listing Terms Cash, Conventional
Lease Considered No
Disclosures None

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 2

Kitchen 18x11
Living Room 18x20

Second level · 4

Primary Bedroom 14x16
Bedroom 15x16
Bedroom 11x11
Bedroom 11x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7450
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,219
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,591 Property tax$628 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,219

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5710%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.72%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
—
ANNUAL
Association nameBridgewater HOA Management co.— Website— Phone— Cert on filepending
● Community amenities
park
· 0.2mi
Saums Pocket Park · 1.9mi
· 0.2mi
grocery
· 0.2mi
Farm Stores · 0.9mi
· 0.9mi
place_of_worship
First Christian Church · 0.4mi
Holy Covenant United Methodist · 0.5mi
Westside Baptist Church · 0.7mi
hospital
Sanitas Medical Center · 0.5mi
Oceans Behavioral Hospital Of Katy · 3.1mi
MedExpress · 1.3mi
restaurant
Basa's Mexican Grill · 0.6mi
Mazajj Organic Coffee · 0.8mi
· 1.0mi
coffee
Mazajj Organic Coffee · 0.7mi
Starbucks · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC166
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $131/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lakes Bridgewater Sec 10
TIER: SUBDIVISION
Subdivision name (MLS)Lakes Bridgewater Sec 10 City · ZIPKaty · 77449 CountyHarris Listings in subdivision43 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 2

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
0.6 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542302 · ACS 2023
Median HH income
$83,651
ACS 2023
Median home value
$233,100
Census self-report
Owner-occupied
72%
2,497 housing units
Bachelor's+
34%
Adults 25+
Median age
38.3
Population 7,794
Work from home
8%
of commuters
Commute 45min+
17%
of commuters
Below poverty
10.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
21618 White Falls Lane, Katy, TX 77449
Harris County · 29.82°N, 95.75°W
park
—
0.2 mi · 5 within 2 mi
grocery
—
0.2 mi · 4 within 2 mi
place_of_worship
First Christian Church
0.4 mi · 4 within 2 mi
hospital
Sanitas Medical Center
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 8, 2026 Listed $264,900 David Garcia
Dec 31, 2003 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by David Garcia · Mainstay Brokerage, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 15, 2026.
MLS# 49438967 · LIST DATE: Oct 8, 2026 · PARCEL: 122-815-002-0040
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:02 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity