Homes for Sale/Harris County/Crosby/Saddle Creek Farms
Active MLS #62850678 · 90 days on market

21703 Spur Circle Lane

Crosby, TX 77532
Subdivision  ·  Saddle Creek Farms
List Price
$1.15M
$256/SF · 42.6% above neighborhood median
Beds
5
Baths
5
Sq Ft
4,499
Built
2005
Lot
1.01 ac
Garage
3-car
County
Harris
Tax Rate
0.87%

Schools

§ 03
District
Elementary HUFFMAN EL D
Middle HUFFMAN MIDDLE D
High HARGRAVE H S CCMR 88% · Grad 97% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this stunning custom fully remodeled home in a desirable subdivision. Situated on a corner lot of a tranquil cul-de-sac street, this home boasts a stucco/stone exterior and a 3 car detached oversized Customized garage and custom painted driveway. Enjoy the inground pool, spa with rock waterfall, and covered patio with outdoor wood fireplace. Saddle Creek Farms offers a private boat launch to Lake Houston. Zoned to Huffman School District, this home features an in-law suite, game room with exterior balcony, two staircases, whole house generator for peace of mine, and more. Recently updated with tile and carpet, Quartz countertops in kitchen and all baths, and just replaced roof and gutters and so much more. Don't miss out on this exceptional property!

Features

§ 02

Interior

  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • High Ceilings
  • Jetted Tub
  • Bath In Primary Bedroom
  • Main Level Primary
  • Split Bedrooms
  • Separate Shower
  • Walk In Closets
  • Window Treatments
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Refrigerator
  • Carpet

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Paved Driveway
  • Patio
  • Corner Lot
  • Cul De Sac
  • Subdivision
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Detached
  • Garage
  • Oversized
  • Gunite
  • Heated
  • In Ground

Community

  • Prewired
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2005
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 4,499 sq ft
Living Area Source Appraiser
Building Area Total 4,499 sq ft
Foundation Pillar Post Pier
Construction Stone, Stucco, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 5
Bathrooms Full 3
Bathrooms Half 2
Rooms Total 12
Fireplaces 1
Fireplace Features Wood Burning, Outside

Interior

Interior Features Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Jetted Tub, Bath In Primary Bedroom, Main Level Primary, Split Bedrooms, Separate Shower, Walk In Closets, Window Treatments
Flooring Carpet, Tile
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator
Laundry Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Prewired, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fence, Paved Driveway, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private Yes
Pool Features Gunite, Heated, In Ground, Pool Spa Combo

Parking & Garage

Garage Spaces 3
Attached Garage No
Parking Features Detached, Garage, Oversized

Lot

Lot Size (acres) 1.0140
Lot Size Source Appraiser
Lot Features Corner Lot, Cul De Sac, Subdivision

Location

County Harris
MLS Area Major 1
MLS Area Minor Huffman Area
Subdivision Saddle Creek Farms
Road Surface Concrete
Postal Code 77532

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic

HOA / Association

HOA Yes
HOA Fee $1,000
HOA Fee Frequency Annually
HOA Name Goodwin and Co Town square

Taxes, Terms & Disclosures

Tax Annual Amount $10,017 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.87%
Parcel # 123-178-001-0015
Legal Description LT 15 BLK 1 SADDLE CREEK FARMS
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 5

Primary Bedroom 155X14
Dining Room 14X9
Breakfast Room Nook 11X12
Kitchen 13X12
Family Room 15X14

Second level · 7

Bedroom 13X11
Bedroom 11X10
Bedroom 14X12
Bedroom 15X15
Game Room 19X14
Kitchen 13X13
Family Room 15X13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$7,740
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,905 Property tax$835 Homeowners insuranceTBD
Subtotal (P&I + Tax) $7,740
Yearly HOA fee $1,000

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7926%
ALL 7 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
—
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
1.41%
→ stable

HOA & Community

§ 05
● HOA details
$1,000
ANNUALLY
Association nameGoodwin and Co Town square Management co.Goodwin Websitevisit Phone(216) 533-4981 Cert on filehoa.texas.gov
● Community amenities
park
· 0.5mi
· 1.9mi
· 2.1mi
police_station
Houston Police Department - Lake Houston · 1.0mi
Houston Police Department - Kingwood · 6.4mi
Harris County Sheriff's Office Academy · 7.6mi
place_of_worship
Vine Life Fellowship Church · 1.1mi
Church on the Lake · 1.7mi
Lake Houston United Methodist Church · 2.2mi
dog_park
Mean Dog · 1.3mi
pharmacy
Tayco Farms · 1.4mi
Walgreens · 3.1mi
Walgreens · 3.1mi
gas_station
Texaco · 1.5mi
Exxon · 2.1mi
Shell · 2.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
7,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Frontier
7,000 / 7,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $179/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
SADDLE CREEK FARMS
TIER: SUBDIVISION
Subdivision name (MLS)SADDLE CREEK FARMS City · ZIPCrosby · 77532 CountyHarris Listings in subdivision179 Active now3 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2005s 2 2010s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station
Distance
2.1 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201251702 · ACS 2023
Median HH income
$75,219
ACS 2023
Median home value
$277,300
Census self-report
Owner-occupied
68%
1,404 housing units
Bachelor's+
18%
Adults 25+
Median age
40.6
Population 3,594
Work from home
10%
of commuters
Commute 45min+
11%
of commuters
Below poverty
16.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
21703 Spur Circle Lane, Crosby, TX 77532
Harris County · 29.99°N, 95.10°W
park
—
0.5 mi · 2 within 2 mi
police_station
Houston Police Department - Lake Houston
1.0 mi · 1 within 2 mi
place_of_worship
Vine Life Fellowship Church
1.1 mi · 2 within 2 mi
dog_park
Mean Dog
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 25, 2026 Listed $1.15M Tracy Montgomery
Dec 31, 2004 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Tracy Montgomery · Keller Williams Realty Northeast
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 25, 2026.
MLS# 62850678 · LIST DATE: Jun 25, 2026 · PARCEL: 123-178-001-0015
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity