Homes for Sale/Fort Bend County/Richmond/Grand Trails
Active MLS #89324608 · 27 days on market

21727 Reserve Ranch Trail

Richmond, TX 77407
Subdivision  ·  Grand Trails
List Price
$425,000
$149/SF
Beds
5
Baths
4
Sq Ft
2,848
Built
2021
Lot
0.12 ac
Garage
2-car
County
Fort Bend
Tax Rate
2.74%

Schools

§ 03
District
Elementary JUDGE JAMES C ADOLPHUS EL A
Middle ELLA BANKS JH N/R
High TOMAS H S N/R
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Stunning 2-Story Home with TWO BEDROOMS DOWN in the Sought-After Grand Trails Community! This spacious 5-bedroom, 4-bath home offers the perfect blend of comfort & functionality, including a secondary suite on the main floor—ideal for multi-generational living. Step into an elegant entryway that leads to a bright, open-concept layout. The gourmet kitchen features a grand island, SS appliances & breakfast bar for additional seating. The inviting living room is filled with natural light & offers seamless views of the covered patio and backyard—perfect for everyday living & entertaining. Retreat to the PRISTINE primary suite w/ plush carpeting, high ceilings & spa-inspired bath w/ glass-enclosed shower, soaking tub, dual sinks & large walk-in closet. Upstairs, you'll find a MASSIVE game room, VERSATILE flex room & SPACIOUS secondary bedrooms. Enjoy relaxing or entertaining on the cozy covered patio w/ plenty of greenspace for outdoor fun!

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Down
  • Tub Shower
  • Walk In Pantry
  • Living Dining Room
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Microwave
  • Energy Star Qualified Appliances

Exterior & lot

  • Deck
  • Fence
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2021
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,848 sq ft
Living Area Source Appraiser
Building Area Total 2,848 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 8

Interior

Interior Features Breakfast Bar, Double Vanity, Granite Counters, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Soaking Tub, Separate Shower, Two Bedrooms Down, Tub Shower, Walk In Pantry, Living Dining Room, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Gas Cooktop, Gas Oven, Microwave, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Security System Owned, Smoke Detectors

Exterior

Exterior Features Deck, Fence, Patio, Private Yard
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1240
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Grand Trails
Road Surface Concrete
Postal Code 77407

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Hvac, Insulation, Lighting, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $607
HOA Fee Frequency Annually
HOA Name Grand Trails HOA

Taxes, Terms & Disclosures

Tax Annual Amount $11,663 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.74%
Parcel # 3541-01-002-0100-901
Legal Description GRAND TRAILS SEC 1, BLOCK 2, LOT 10
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 4

Primary Bedroom 16 x 16
Bedroom 10 x 14
Living Room 16 x 18
Kitchen 14 X 18

Second level · 4

Bedroom 10 x 12
Bedroom 13 x 11
Bedroom 10 x 11
Game Room 19 x 14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.0000
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionFort Bend County MUD 50 CountyFort Bend TCEQ District ID3079989 Bonded indebtedness$156,300,000 Current year rate0.0000 FetchedApr 23, 2026
● Fresh (current tax year)
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8500 Resolved MUD jurisdiction Fort Bend County MUD 50 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,524
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,552 Property tax$972 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,524
Yearly HOA fee $607

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5589%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.85%
→ stable
School
→ stable
City
→ stable
County
→ stable
Other districts
1.71%
→ stable

HOA & Community

§ 05
● HOA details
$607
ANNUALLY
Association nameGrand Trails HOA Management co.Crest Management Websitevisit Phone(281) 579-0761 Cert on filehoa.texas.gov
● Community amenities
park
· 0.2mi
· 0.5mi
Creekside Park · 0.6mi
urgent_care
Katy Family Medicine and Urgent Care · 0.5mi
Urgent Care Plus and Wellness · 0.6mi
AFC Urgent Care · 4.0mi
hospital_er
Westpark Springs · 0.6mi
hospital
Westpark Springs · 0.6mi
Westpark Springs · 1.0mi
Memorial Hermann Convenient Care Center in Katy · 1.6mi
restaurant
Popeyes · 0.7mi
Popeyes · 1.2mi
Sonic · 0.7mi
gas_station
Sam's Club Fuel Center · 0.8mi
Sunoco · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Grand Trails
TIER: SUBDIVISION
Subdivision name (MLS)Grand Trails City · ZIPRichmond · 77407 CountyFort Bend Listings in subdivision330 Active now7 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
2020s 7

Fire Protection

§ 11
Nearest station
Community Volunteer Fire Department
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157672902 · ACS 2023
Median HH income
$108,626
ACS 2023
Median home value
$365,600
Census self-report
Owner-occupied
70%
2,543 housing units
Bachelor's+
55%
Adults 25+
Median age
36.2
Population 9,174
Work from home
12%
of commuters
Commute 45min+
17%
of commuters
Below poverty
2.6%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Divine Essentials African Market
1.1 mi · 2 within 1.5 mi

Schools

Harmony School of Innovation - Katy
0.4 mi · 5 within 1.5 mi

Parks

Creekside Park
0.6 mi · 4 within 1.5 mi

Restaurants

MeeMee's Bites
0.1 mi · 8 within 1.5 mi

Cafés

Sam's Club Cafe
0.8 mi · 5 within 1.5 mi

Gyms

Richmond Dojo LLC / Richmond Sport Center
0.6 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 9, 2026.

Location & Neighborhood

§ 13
● This Home
21727 Reserve Ranch Trail, Richmond, TX 77407
Fort Bend County · 29.69°N, 95.76°W
park
0.2 mi · 11 within 2 mi
urgent_care
Katy Family Medicine and Urgent Care
0.5 mi · 3 within 2 mi
hospital_er
Westpark Springs
0.6 mi · 1 within 2 mi
hospital
Westpark Springs
0.6 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 27, 2026 Listed $425,000 Kunal Seth
Dec 31, 2020 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kunal Seth · eXp Realty, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 18, 2026.
MLS# 89324608 · LIST DATE: Aug 27, 2026 · PARCEL: 3541-01-002-0100-901
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity