Homes for Sale/Harris County/Katy/Creekstone Sec 01
Active MLS #76966612 · 75 days on market

22103 Birch Valley Drive

Katy, TX 77450
Subdivision  ·  Creekstone Sec 01
List Price
$275,000
$184/SF
Beds
3
Baths
2
Sq Ft
1,492
Built
1983
Lot
0.16 ac
Garage
2-car
County
Harris
Tax Rate
2.13%

Schools

§ 03
District
Elementary CIMARRON EL D
Middle WEST MEMORIAL J H B
High CINCO RANCH H S CCMR 87% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Currently FOR INVESTORS ONLY. Please Do Not disturb tenants. NO SHOWINGS Until agreement is reached. Great floor plan for this 3 bedroom 2 bath 1,492 sq.ft. home featuring tile floors throughout, plenty of windows that fill the space with natural light, the family room has floor-to-ceiling brick fireplace and is open to dining room and kitchen with granite counter tops, double sink overlooking nicely landscaped backyard. Updated bathrooms and fans in every bedroom. Covered patio offers plenty of space to enjoy the outdoors in a private setting. Washer, dryer and fridge remain. Minutes away from shopping, entertainment, dining venues & major traffic arteries. Fabulous location in Katy, the Creekstone neighborhood offers pool, clubhouse, tennis courts, playground and great schools. Make sure to check the floor plan and additional documents. If you want to buy now and move next year, contact me for further details!

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • High Ceilings
  • Tub Shower
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer
  • Refrigerator
  • Water Softener Owned
  • Washer
  • Tile

Exterior & lot

  • Covered Patio
  • Fully Fenced
  • Fence
  • Patio
  • Private Yard
  • Tennis Courts
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1983
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,492 sq ft
Living Area Source Appraiser
Building Area Total 1,492 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 9
Fireplaces 1
Fireplace Features Gas, Wood Burning

Interior

Interior Features Breakfast Bar, Double Vanity, High Ceilings, Tub Shower, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Refrigerator, Water Softener Owned, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Covered Patio, Fully Fenced, Fence, Patio, Private Yard, Tennis Courts
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1639
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces Northwest

Location

County Harris
MLS Area Major 36
MLS Area Minor Katy - Southeast
Subdivision Creekstone Sec 01
Road Surface Concrete
Postal Code 77450

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $480
HOA Fee Frequency Annually
HOA Name Creekstone HOA
Fee Includes Clubhouse, Common Areas, Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $5,865 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.13%
Parcel # 114-238-004-0037
Legal Description LT 37 BLK 4 CREEKSTONE SEC 1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Other, Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 9

Primary Bedroom 15x10
Primary Bathroom —
Bathroom 11x5
Bedroom 11x10
Bedroom 10x8
Dining Room 14x11
Kitchen 11x11
Living Room 20x15
Utility Room 5x4

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.2325
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionCornerstones MUD CountyHarris TCEQ District ID2404375 Bonded indebtedness$22,545,000 Current year rate0.2325 FetchedApr 25, 2026
● Fresh (current tax year)
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.2325 Resolved MUD jurisdiction Cornerstones MUD Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,140
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,651 Property tax$489 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,140
Yearly HOA fee $480

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.0785%
ALL 8 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.23%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable
YearM&OI&STotal MUD rate
2021 0.1600 0.1400 0.3000
2022 0.1475 0.1300 0.2775
2023 0.1475 0.1100 0.2575
2024 0.1925 0.0500 0.2425
2024 0.1925 0.0500 0.2425
2025 0.2325 0.0000 0.2325
2025 0.2325 0.0000 0.2325

HOA & Community

§ 05
● HOA details
$480
ANNUALLY
Association nameCreekstone HOA Management co.Goodwin Websitevisit Phone(855) 289-6007 Cert on filemls-trestle
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.2mi
Greenway Village Park · 0.8mi
· 0.2mi
urgent_care
RapidCare Emergency Room – Katy 24 Hr Urgent ER Care · 0.3mi
AFC Urgent Care · 6.8mi
Next Level Urgent Care - Kingsland · 1.1mi
gym
Crunch Fitness · 0.3mi
Life Time · 1.5mi
· 1.6mi
place_of_worship
Cornerstone Evangelical Presbyterian Church · 0.3mi
New Vision Baptist Church · 0.4mi
Newsong Communities · 1.2mi
restaurant
Chipotle · 0.3mi
Astor Farm & Table · 0.3mi
Pho Dien Vietnamese Noodle Soups · 0.4mi
grocery
Sabores Venezolano · 0.3mi
Katy Supermarket · 0.4mi
H-E-B · 0.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Creekstone Sec 01
TIER: SUBDIVISION
Subdivision name (MLS)Creekstone Sec 01 City · ZIPKaty · 77450 CountyHarris Listings in subdivision1,580 Active now3 Sold (last 12 mo)7 Curated amenities60
● Year-built distribution
1975s 1 1980s 2

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 1
· Katy
Distance
0.8 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201455103 · ACS 2023
Median HH income
$107,668
ACS 2023
Median home value
$232,600
Census self-report
Owner-occupied
90%
1,370 housing units
Bachelor's+
33%
Adults 25+
Median age
40.3
Population 3,888
Work from home
8%
of commuters
Commute 45min+
12%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
22103 Birch Valley Drive, Katy, TX 77450
Harris County · 29.76°N, 95.76°W
park
—
0.2 mi · 5 within 2 mi
urgent_care
RapidCare Emergency Room – Katy 24 Hr Urgent ER Care
0.3 mi · 1 within 2 mi
gym
Crunch Fitness
0.3 mi · 1 within 2 mi
place_of_worship
Cornerstone Evangelical Presbyterian Church
0.3 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 10, 2026 Listed $275,000 Catherine Navarro
Dec 31, 1982 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Catherine Navarro · The Sears Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 28, 2026.
MLS# 76966612 · LIST DATE: Jul 10, 2026 · PARCEL: 114-238-004-0037
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity