Homes for Sale/Galveston County/Galveston/Davidson Bldg Rep
Active MLS #82975820 · 14 days on market

222 20th Street

Galveston, TX 77550
Subdivision  ·  Davidson Bldg Rep
List Price
$619,916
$416/SF · 88.2% above neighborhood median
Beds
2
Baths
2
Sq Ft
1,490
Built
1956
Lot
1,490 sf
Garage
1-car
County
Galveston
Tax Rate
1.03%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A RARE CHANCE TO OWN A GALVESTON STRAND FULLY FURNISHED TOWNHOME WITH SPACIOUS 1 CAR GARAGE AND OUTSTANDING RENTAL INCOME! Ideally located just one block from Galveston's famous Strand. Enjoy a front row perspective of Mardi Gras Parade Route, The Lonestar Rally, The Dickens on the Strand from your spacious balcony-perfect for entertaining, relaxing and taking in the excitement of downtown Galveston. An outstanding opportunity for Short Term Rental Income whether you are looking for a lucrative investment, a vacation getaway, or a combination of both, this townhome delivers the ideal Galveston Lifestyle.

Features

§ 02

Interior

  • Breakfast Bar
  • Bedroom On Main Level
  • Kitchen Island
  • Kitchen Family Room Combo
  • Upper Level Primary
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator
  • Washer
  • Engineered Hardwood
  • Tile

Exterior & lot

  • Balcony
  • Deck
  • Paved Driveway
  • Patio
  • Storage
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Style: Contemporary Modern
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Townhouse
Sub Type Additional Townhouse
Architectural Style Contemporary Modern, Other
Year Built 1956
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,490 sq ft
Living Area Source Appraiser
Building Area Total 1,490 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 2
Bedrooms Possible 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features Breakfast Bar, Bedroom On Main Level, Kitchen Island, Kitchen Family Room Combo, Upper Level Primary, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Engineered Hardwood, Tile
Appliances Dryer, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Refrigerator, Washer
Laundry Laundry In Utility Room, Electric Dryer Hookup
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Deck, Paved Driveway, Patio, Storage
Patio / Porch Balcony, Deck, Patio
Pool Private No

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Additional Parking, Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 1,490
Lot Size Source Appraiser

Location

County Galveston
MLS Area Major 33
MLS Area Minor Downtown - Galveston/The Strand
Subdivision Davidson Bldg Rep
Road Surface Concrete
Postal Code 77550

Utilities

Heating Central, Electric
Cooling Central Air, Electric, Attic Fan
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Fee $300
HOA Fee Frequency Monthly
HOA Name The Loft at 20th
Fee Includes Insurance, Maintenance Structure

Taxes, Terms & Disclosures

Tax Annual Amount $6,406
Tax Year 2025
Tax Rate (est.) 1.03%
Parcel # 2928-0000-0004-000
Legal Description LOT D & 19.29% INTEREST IN COMMON ELEMENTS KARAM LOFTS (2024
Listing Terms Cash, Conventional, FHA, Investor Financing, Other, Va Loan
Lease Considered No

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 1

Bedroom 14.5x10

Second level · 4

Primary Bedroom 15x10
Family Room 23x13
Dining Room 8x8
Kitchen 14x8

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,256
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,722 Property tax$534 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,256
Yearly HOA fee $3,600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
$300
MONTHLY
Association nameThe Loft at 20th Management co. Website Phone Cert on filepending
Fee includes
Insurance · MaintenanceStructure
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $221/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
TIER: NEIGHBORHOOD
Subdivision name (MLS) City · ZIP County Listings in subdivision Active now2 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
1955s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 1
· Galveston
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724500 · ACS 2023
Median HH income
$52,292
ACS 2023
Median home value
$313,000
Census self-report
Owner-occupied
12%
813 housing units
Bachelor's+
52%
Adults 25+
Median age
37.3
Population 1,033
Work from home
8%
of commuters
Commute 45min+
9%
of commuters
Below poverty
14.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
222 20th Street, Galveston, TX 77550
Galveston County · 29.31°N, 94.79°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 10, 2026 Listed $619,916 Lizabeth Comiskey
Dec 31, 1955 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lizabeth Comiskey · Comiskey Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 82975820 · LIST DATE: Sep 10, 2026 · PARCEL: 2928-0000-0004-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity