Homes for Sale/Harris County/Katy/Waterstone
Active MLS #96636279 · 19 days on market

22515 Lavaca Ranch Lane

Katy, TX 77449
Subdivision  ·  Waterstone
List Price
$298,900
$138/SF
Beds
3
Baths
3
Sq Ft
2,160
Built
2012
Lot
5,175 sf
Garage
2-car
County
Harris
Tax Rate
2.81%

Schools

§ 03
District
Elementary MORTON RANCH EL B
Middle T H MCDONALD J H B
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Conveniently located just off I-10 and SH 99 Grand Parkway toll, this well maintained two-story home features an inviting open-concept layout with clean interior finishes and abundant natural light. This home features FRESHLY PAINTED indoor paint throughout the home, ZERO CARPET, NEWLY INSTALLED vinyl flooring upstairs, and plenty of space for family and friends to gather comfortably. The kitchen offers ample cabinetry, granite countertops, stainless steel appliances, tile flooring, and a convenient breakfast bar. The primary bedroom offers a tray ceiling, ceiling fan, and generous space for furnishings. Additional bedrooms provide flexibility for guests, a home office, or additional living needs. The home also features a two-car attached garage with fresh interior paint, covered front entry, and a private fenced backyard with NO BACK NEIGHBORS. Minutes away from shopping, dining, and everyday amenities.

Features

§ 02

Interior

  • All Bedrooms Up
  • Ceiling Fans
  • Dishwasher
  • Electric Oven
  • Disposal
  • Microwave
  • Tile
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Covered Patio
  • Fully Fenced
  • Fence
  • Patio
  • Subdivision
  • Pond On Lot
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2012
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,160 sq ft
Living Area Source Appraiser
Building Area Total 2,160 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 10
Fireplaces 0

Interior

Interior Features All Bedrooms Up, Ceiling Fans
Flooring Tile, Vinyl
Appliances Dishwasher, Electric Oven, Disposal, Microwave
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fully Fenced, Fence, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (sq ft) 5,175
Lot Size Source Appraiser
Lot Features Subdivision, Pond On Lot
Direction Faces North

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Waterstone
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name Waterstone CA / Inframark
Fee Includes Common Areas

Taxes, Terms & Disclosures

Tax Annual Amount $8,402 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.81%
Parcel # 130-805-002-0032
Legal Description LT 32 BLK 2 WATERSTONE SEC 1
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 4

Half Bath —
Dining Room 14 x 10
Kitchen 15 x 13
Living Room 13 x 15

Second level · 6

Primary Bedroom 17 x 14
Bedroom 10 x 13
Bedroom 10 x 15
Primary Bathroom 8 x 9
Bathroom 11 x 6
Family Room 19 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.9200 Resolved MUD jurisdiction Harris County MUD 287 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.9400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32054165454 Filed underHarris County Municipal Utility District #287 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,495
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,795 Property tax$700 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,495
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.7660%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.92%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association nameWaterstone CA / Inframark Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filehoa.texas.gov
Fee includes
CommonAreas
● Community amenities
park
· 0.4mi
· 0.5mi
Diane Winborn Community SPARK Park · 1.8mi
pharmacy
CVS Pharmacy · 0.4mi
CVS Pharmacy · 0.5mi
Health-Rite Pharmacy · 1.7mi
restaurant
Little Caesars · 0.4mi
· 0.5mi
Sake Asian Fusion · 0.4mi
gym
9 Round · 0.4mi
9 Round · 0.5mi
F45 Training · 0.7mi
post_office
The UPS Store · 0.4mi
United States Postal Service · 3.0mi
United States Postal Service · 3.1mi
urgent_care
Urgent Care for Kids | Katy - Morton Ranch · 0.4mi
Urgent Care for Kids | Katy - Morton Ranch · 0.6mi
Neighbors Emergency Center · 7.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Waterstone
TIER: SUBDIVISION
Subdivision name (MLS)Waterstone City · ZIPKaty · 77449 CountyHarris Listings in subdivision1,421 Active now10 Sold (last 12 mo)8 Curated amenities60
● Year-built distribution
2005s 1 2010s 6 2015s 3

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 4
Distance
1.2 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542901 · ACS 2023
Median HH income
$112,713
ACS 2023
Median home value
$252,000
Census self-report
Owner-occupied
67%
3,550 housing units
Bachelor's+
37%
Adults 25+
Median age
34.7
Population 9,715
Work from home
15%
of commuters
Commute 45min+
18%
of commuters
Below poverty
10.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
22515 Lavaca Ranch Lane, Katy, TX 77449
Harris County · 29.82°N, 95.76°W
park
—
0.4 mi · 3 within 2 mi
pharmacy
CVS Pharmacy
0.4 mi · 1 within 2 mi
restaurant
Little Caesars
0.4 mi · 7 within 2 mi
gym
9 Round
0.4 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 27, 2026 Listed $298,900 Thuan Nguyen
Dec 31, 2011 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Thuan Nguyen · B & W Realty Group LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 14, 2026.
MLS# 96636279 · LIST DATE: Sep 27, 2026 · PARCEL: 130-805-002-0032
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:35 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity