Homes for Sale/Harris County/Katy/Creekstone Sec 03
Active MLS #77528551 · 3 days on market

22523 HOLLY LAKE Drive

Katy, TX 77450
Subdivision  ·  Creekstone Sec 03
List Price
$399,900
$177/SF
Beds
4
Baths
3
Sq Ft
2,256
Built
1997
Lot
6,405 sf
Garage
2-car
County
Harris
Tax Rate
1.87%

Schools

§ 03
District
Elementary CIMARRON EL D
Middle WEST MEMORIAL J H B
High CINCO RANCH H S CCMR 87% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

BE THE FIRST ONE TO SEE THIS ONE OF A KIND 4 BEDROOMS, 2.5 BATHROOMS, 2 CAR GARAGE, HEATED POOL, TECH SAVVY HOME WITH ALL IT'S BELLS & WHISTLES, BEAUTIFUL HOMES COMES WITH SOLAR PANEL+ PRODUCTION, YARD SERVICE, HIGH SPEED INTERNET, POOL MAINTENANCE, ALL BEDROOMS ON THE SECOND FLOOR, HAS ALL APPLIANCES: REFRIGERATOR WASHER/ DRYER. ..HOUSE COMES WITH Solar Panels + Battery, Pool With heater, STORAGE SHED, PERGOLA, POOL UMBRELLAS, Private Closed Circuit Exterior Cameras System Smart Lock Front & Backyard Door, Private Closed Circuit Smart Doorbell, Decked Patio Backyard Storage Occupation Sensors all Bathroom Engineered Water Proof Wooden Floor - No Carpet House, Internet & Wi-Fi Built-in (come with the automation system)Reverse Osmosis (Kitchen) Water Softener System IN WHOLE HOUSE, Whole house A/C Air Purifier, Nest Secure Alarm System with door sensors Fully Automated. HOUSE IS READY TO MOVE IN.

Features

§ 02

Interior

  • All Bedrooms Up
  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Walk In Closets
  • Wired For Sound
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat

Exterior & lot

  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Private Yard
  • Storage
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Driveway
  • Garage
  • Heated
  • In Ground

Community

  • Prewired
  • Security System Leased
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1997
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two,MultiSplit
Living Area 2,256 sq ft
Living Area Source Appraiser
Building Area Total 2,256 sq ft
Foundation Slab
Construction Brick, Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 9
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Up, Crown Molding, Double Vanity, En Suite Bathroom, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Split Bedrooms, Soaking Tub, Separate Shower, Walk In Closets, Wired For Sound, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Laminate, Tile
Appliances Dishwasher, Disposal, Microwave, Dryer, Refrigerator, Washer
Windows Window Coverings
Security Prewired, Security System Leased, Smoke Detectors

Exterior

Exterior Features Fully Fenced, Fence, Sprinkler Irrigation, Private Yard, Storage
Fencing Back Yard
Pool Private Yes
Pool Features Heated, In Ground

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Additional Parking, Attached, Driveway, Garage

Lot

Lot Size (sq ft) 6,405
Lot Size (acres) 0.1470
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 36
MLS Area Minor Katy - Southeast
Subdivision Creekstone Sec 03
Road Surface Asphalt
Postal Code 77450

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $700
HOA Fee Frequency Annually
HOA Name Holly Lake
Fee Includes Common Areas, Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $7,483 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.87%
Parcel # 115-721-003-0017
Legal Description LT 17 BLK 3 CREEKSTONE SEC 3
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Other

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 4

Dining Room 12X12
Kitchen 10X14
Family Room 14X13
Bathroom 4X6

Second level · 5

Primary Bedroom 14X13
Bathroom 7X12
Bedroom 12X11
Bedroom 11X11
Bedroom 11X10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.2325
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionCornerstones MUD CountyHarris TCEQ District ID2404375 Bonded indebtedness$22,545,000 Current year rate0.2325 FetchedApr 25, 2026
● Fresh (current tax year)
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.2325 Resolved MUD jurisdiction Cornerstones MUD Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,025
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,401 Property tax$624 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,025
Yearly HOA fee $700

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.0785%
ALL 8 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.23%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable
YearM&OI&STotal MUD rate
2021 0.1600 0.1400 0.3000
2022 0.1475 0.1300 0.2775
2023 0.1475 0.1100 0.2575
2024 0.1925 0.0500 0.2425
2024 0.1925 0.0500 0.2425
2025 0.2325 0.0000 0.2325
2025 0.2325 0.0000 0.2325

HOA & Community

§ 05
● HOA details
$700
ANNUALLY
Association nameHolly Lake Management co.— Website— Phone— Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
place_of_worship
New Vision Baptist Church · 0.3mi
Cornerstone Evangelical Presbyterian Church · 0.5mi
Westland Baptist Church · 0.8mi
park
· 0.4mi
Greenway Village Park · 0.8mi
· 0.4mi
gas_station
Circle K · 0.5mi
H-E-B Fuel · 0.5mi
Chevron · 0.8mi
gym
Crunch Fitness · 0.5mi
· 1.5mi
· 1.5mi
urgent_care
RapidCare Emergency Room – Katy 24 Hr Urgent ER Care · 0.5mi
AFC Urgent Care · 6.8mi
Preferred Urgent Care Katy · 1.1mi
bank
Chase · 0.5mi
TDECU Katy Cinco Ranch · 2.0mi
Prosperity Bank · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-22.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 26, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Creekstone Sec 03
TIER: SUBDIVISION
Subdivision name (MLS)Creekstone Sec 03 City · ZIPKaty · 77450 CountyHarris Listings in subdivision123 Active now4 Sold (last 12 mo)5 Curated amenities60
● Year-built distribution
1985s 1 1995s 3

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 1
· Katy
Distance
1.0 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201455103 · ACS 2023
Median HH income
$107,668
ACS 2023
Median home value
$232,600
Census self-report
Owner-occupied
90%
1,370 housing units
Bachelor's+
33%
Adults 25+
Median age
40.3
Population 3,888
Work from home
8%
of commuters
Commute 45min+
12%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
22523 HOLLY LAKE Drive, Katy, TX 77450
Harris County · 29.76°N, 95.76°W
place_of_worship
New Vision Baptist Church
0.3 mi · 2 within 2 mi
park
—
0.4 mi · 5 within 2 mi
gas_station
Circle K
0.5 mi · 2 within 2 mi
gym
Crunch Fitness
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 24, 2026 Listed $399,900 Raul Suarez
Dec 31, 1996 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Raul Suarez · HomeSmart
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 25, 2026.
MLS# 77528551 · LIST DATE: Sep 24, 2026 · PARCEL: 115-721-003-0017
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 27, 2026, 4:41 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity