Homes for Sale/Galveston County/Galveston/Terramar Sec 7
Active MLS #88077180 · 406 days on market

22807 Camino Street

Galveston, TX 77554
Subdivision  ·  Terramar Sec 7
List Price
$325,000
$376/SF
Beds
2
Baths
2
Sq Ft
864
Built
1986
Lot
0.15 ac
Garage
0-car
County
Galveston
Tax Rate
1.81%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Adorable 2 bedroom 2 bath beach cottage with beach views located in the Terramar Community. AC inside and outside replaced in July 2025 including duct work, $14,000 in Air Conditioner updates. This home includes nice south facing covered patio space under house to enjoy gulf sounds and breezes. Enter from large covered deck into open concept living, dining and kitchen. Dining space includes extra seating from large breakfast bar. Kitchen includes all appliances. Ceilings with sky lights that bring in natural light. Comfortable 2 bedrooms with 2 baths with updates. Primary bedroom with en-suite bath. Would make great second home, short term rental. Terramar offers community pool, boat launch area, fishing, and community pavilion Easy walk or golf cart ride to beach. Restaurants nearby in Sea Isle and grocery store minutes away. Galveston shopping, restaurants and entertainment about a 15-20 minute drive. Great home to enjoy coastal living.

Features

§ 02

Interior

  • Breakfast Bar
  • Kitchen Family Room Combo
  • Tub Shower
  • Kitchen Dining Combo
  • Living Dining Room
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Views
  • Roof: Composition
  • Driveway
  • Workshop In Garage
  • Association

Community

  • Beach Rights
  • Beach Access
  • Boat Ramp
  • Park
  • Pool
  • Beach
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1986
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 864 sq ft
Living Area Source Appraiser
Building Area Total 864 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features Breakfast Bar, Kitchen Family Room Combo, Tub Shower, Kitchen Dining Combo, Living Dining Room

Exterior

Pool Private No
Pool Features Association
Waterfront Features Beach Front
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 0
Parking Features Driveway, Workshop In Garage

Lot

Lot Size (acres) 0.1492
Lot Size Source Appraiser
Lot Features Subdivision, Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Terramar Sec 7
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $350
HOA Fee Frequency Annually
HOA Name Terramar Beach CIA
Fee Includes Common Areas, Recreation Facilities
Amenities Beach Rights, Beach Access, Boat Ramp, Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $5,873
Tax Year 2024
Tax Rate (est.) 1.81%
Parcel # 7016-0000-0097-000
Legal Description ABST 121 PAGE 12 LOT 97 TERRAMAR BEACH SEC 7
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Primary Bedroom 11x10
Bedroom 10x10
Kitchen 10x9
Dining Room 10x13
Living Room 13x13
Utility Room 5x3

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Galveston County MUD 30 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,441
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,952 Property tax$489 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,441
Yearly HOA fee $350

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$350
ANNUALLY
Association nameTerramar Beach CIA Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
gym
Seek Peace Yoga Galveston · 0.2mi
Gymaica Fitness · 6.0mi
bank
ATM · 0.5mi
ATM · 5.3mi
Circle K ATM · 6.0mi
park
· 3.4mi
· 3.5mi
· 4.5mi
grocery
Seven Seas Market · 5.3mi
Valero · 6.0mi
Circle K · 6.0mi
police_station
Jamaica Beach Police · 6.1mi
place_of_worship
Mary, Star of the Sea Church · 6.1mi
West Isle Presbyterian Church · 9.0mi
West Isle Church · 9.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Terramar Sec 7
TIER: SUBDIVISION
Subdivision name (MLS)Terramar Sec 7 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision133 Active now18 Sold (last 12 mo)3 Curated amenities20
● Year-built distribution
1975s 3 1980s 1 1985s 2 2000s 4 2005s 2 2015s 1 2020s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Sea Isle Supermarket
0.4 mi · 1 within 1.5 mi

Schools

None within 1.5 mi

Parks

Pepper Pavilon
0.3 mi · 3 within 1.5 mi

Restaurants

The Sandbar Grille
1.0 mi · 4 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

Seek Peace Yoga Galveston
0.3 mi · 1 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 10, 2026.

Location & Neighborhood

§ 13
● This Home
22807 Camino Street, Galveston, TX 77554
Galveston County · 29.13°N, 95.06°W
gym
Seek Peace Yoga Galveston
0.2 mi · 1 within 2 mi
bank
ATM
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 13, 2025 Listed $325,000 Pamela Gabriel
Dec 31, 1985 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Pamela Gabriel · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Apr 13, 2026.
MLS# 88077180 · LIST DATE: Aug 13, 2025 · PARCEL: 7016-0000-0097-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity