Homes for Sale/Galveston County/Galveston/Terramar 4
Active MLS #41569651 · 77 days on market

22922 Lunes Street

Galveston, TX 77554
Subdivision  ·  Terramar 4
List Price
$425,000
$391/SF · 12.1% above neighborhood median
Beds
2
Baths
2
Sq Ft
1,088
Built
1978
Lot
5,200 sf
Garage
0-car
County
Galveston
Tax Rate
2.05%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This charming 2-bedroom, 1-bath waterfront retreat is perfectly situated on the canal and offers everything you need to enjoy the coastal lifestyle. Located in a community with fantastic HOA amenities, homeowners have access to a seasonal swimming pool, private boat launch, fishing piers, and docks. Inside, you'll find a bright and inviting open-concept living and kitchen area filled with natural light, creating the perfect space for relaxing mornings and entertaining family and friends. Downstairs, you'll discover a covered bar area designed for entertaining, relaxing, and enjoying waterfront living at its finest. An additional bonus room on the lower level offers endless possibilities and can be used as an office, hobby room, storage space, or accommodations for overnight guests. Bring your boat, fishing poles, grill, and start enjoying everything waterfront living has to offer.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Kitchen Family Room Combo
  • Pantry
  • Ceiling Fans
  • Dishwasher
  • Free Standing Range
  • Microwave
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Patio
  • Subdivision
  • Waterfront
  • Partial
  • Covered
  • Roof: Composition
  • Foundation: Other
  • Additional Parking
  • Boat
  • Converted Garage
  • Association

Community

  • Boat Dock
  • Pool
  • Boat Slip
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1978
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,088 sq ft
Living Area Source Appraiser
Building Area Total 1,088 sq ft
Foundation Other
Construction Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 1
Bathrooms Half 1
Rooms Total 8
Fireplaces 0

Interior

Interior Features Breakfast Bar, Balcony, Kitchen Family Room Combo, Pantry, Ceiling Fans
Appliances Dishwasher, Free Standing Range, Microwave
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Covered Patio, Deck, Fence, Patio
Patio / Porch Covered, Deck, Patio
Fencing Partial
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Boat Ramp Lift Access, Canal Front, Waterfront

Parking & Garage

Garage Spaces 0
Parking Features Additional Parking, Boat, Converted Garage

Lot

Lot Size (sq ft) 5,200
Lot Size (acres) 0.1194
Lot Size Source Appraiser
Lot Features Subdivision, Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Terramar 4
Road Surface Asphalt
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $550
HOA Fee Frequency Annually
HOA Name Athena Mgmt
Fee Includes Other
Amenities Boat Dock, Pool, Boat Slip

Taxes, Terms & Disclosures

Tax Annual Amount $8,729
Tax Year 2025
Tax Rate (est.) 2.05%
Parcel # 7013-0007-0024-000
Legal Description ABST 121 HALL & JONES SUR LOT 24 BLK 7 TERRAMAR BEACH SEC 4
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Other

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 1

Porch 36 x 14

Second level · 7

Primary Bedroom 13 x 11
Primary Bathroom 7 x 7.6
Family Room 21 x 17
Bedroom 11.10 x 11
Kitchen 11 x 10
Breakfast Room Nook 11 x 7
Porch 32.11 x 14.4

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,279
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,552 Property tax$727 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,279
Yearly HOA fee $550

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$550
ANNUALLY
Association nameAthena Mgmt Management co. Website Phone Cert on filepending
Fee includes
Other
● Community amenities
gym
Seek Peace Yoga Galveston · 0.4mi
Gymaica Fitness · 6.0mi
bank
ATM · 0.7mi
ATM · 5.3mi
Circle K ATM · 6.0mi
park
· 3.4mi
· 3.5mi
· 4.5mi
grocery
Seven Seas Market · 5.3mi
Valero · 6.0mi
Circle K · 6.0mi
police_station
Jamaica Beach Police · 6.1mi
place_of_worship
Mary, Star of the Sea Church · 6.1mi
West Isle Presbyterian Church · 9.0mi
West Isle Church · 9.0mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $349/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Terramar 4
TIER: SUBDIVISION
Subdivision name (MLS)Terramar 4 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision37 Active now4 Sold (last 12 mo)2 Curated amenities20
● Year-built distribution
1975s 1 1980s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
22922 Lunes Street, Galveston, TX 77554
Galveston County · 29.14°N, 95.06°W
gym
Seek Peace Yoga Galveston
0.4 mi · 1 within 2 mi
bank
ATM
0.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 9, 2026 Listed $425,000 Celeste Cormier
Dec 31, 1977 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Celeste Cormier · Connect Realty.com
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 41569651 · LIST DATE: Jul 9, 2026 · PARCEL: 7013-0007-0024-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity