Homes for Sale/Galveston County/Kemah/Lazy Bend
Active MLS #81635908 · 74 days on market

23 Harbor Lane

Kemah, TX 77565
Subdivision  ·  Lazy Bend
List Price
$699,000
$250/SF
Beds
3
Baths
3
Sq Ft
2,792
Built
1980
Lot
0.18 ac
Garage
2-car
County
Galveston
Tax Rate
0.85%

Schools

§ 03
District
Elementary LAVACE STEWART EL C
Middle BAYSIDE INT B
High CLEAR FALLS H S CCMR 69% · Grad 99% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Waterfront living awaits in the popular golf cart community of Lazy Bend-Kemah, TX! This gorgeous remodeled canal front home offers quick access to Clear Lake by boat! Extensive updates throughout include a 2020 roof, 2025 HVAC system, tankless water heater, electrical updates, fresh interior & exterior paint, luxury vinyl plank flooring throughout the 2nd floor, & a completely renovated primary ensuite w/ walk-in closet. The first floor includes 2 bedrooms, updated full bath w/ walk-in shower, game room, & office area that could easily be converted into a 4th bedroom. Upstairs features an open-concept living, dining, & kitchen area plus the primary suite. Enjoy the massive covered patio w/ vaulted ceiling, fans, lighting, & amazing views of the Kemah Fireworks! Keep your boat on your private dock/lift and fish the green lights at night! Nearby park, walking trails, neighborhood pool (w/ annual fee), popular restaurants, brewery, & the lowest tax rate around!! Call Today!!

Features

§ 02

Interior

  • En Suite Bathroom
  • Two Bedrooms Down
  • Upper Level Primary
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Microwave
  • Plank
  • Tile
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Paved Driveway
  • Patio
  • Private Yard
  • Subdivision
  • Views
  • Waterfront
  • Back Yard
  • Partial
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage

Community

  • Smoke Detectors
  • Canal
  • Water
  • Style: Contemporary Modern
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern, Traditional
Year Built 1980
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,792 sq ft
Living Area Source Appraiser
Building Area Total 2,792 sq ft
Foundation Slab
Construction Brick, Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 7

Interior

Interior Features En Suite Bathroom, Two Bedrooms Down, Upper Level Primary, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Plank, Tile, Vinyl
Appliances Dishwasher, Disposal, Microwave
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fence, Paved Driveway, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Back Yard, Partial
Pool Private No
Waterfront Yes
Waterfront Features Bulkhead, Boat Ramp Lift Access, Canal Front, Waterfront
View Yes
View Type Canal, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (acres) 0.1812
Lot Size Source Appraiser
Lot Features Subdivision, Views, Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor League City
Subdivision Lazy Bend
Postal Code 77565

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Solar Screens, Thermostat

HOA / Association

HOA Yes
HOA Fee $459
HOA Fee Frequency Annually
HOA Name Lazy Bend Association
Fee Includes Other

Taxes, Terms & Disclosures

Tax Annual Amount $5,954
Tax Year 2025
Tax Rate (est.) 0.85%
Parcel # 4595-0000-0023-000
Legal Description ABST 18 M MULDOON SUR S 40 FT OF LOT 23 & N 10 FT OF LOT 24
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 4

Game Room
Living Room
Bedroom 13x11
Bedroom 11x10

Second level · 3

Family Room
Dining Room
Primary Bedroom 20x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1812 Resolved MUD jurisdiction Galveston County WCID 12 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,693
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,197 Property tax$496 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,693
Yearly HOA fee $459

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.4759%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.18%
→ stable
School
0.97%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.00%
→ stable

HOA & Community

§ 05
● HOA details
$459
ANNUALLY
Association nameLazy Bend Association Management co. Website Phone Cert on filepending
Fee includes
Other
● Community amenities
park
Jarboe Bayou Park · 0.2mi
Deep Hole Park · 0.2mi
· 0.2mi
police_station
Clear Lake Shores Police Department · 0.2mi
Clear Lake Shores Police Department · 0.3mi
Kemah Police Department · 1.0mi
restaurant
Galveston Bay Brewing · 0.2mi
Galveston Bay Brewing · 0.3mi
Okie's · 0.3mi
grocery
Kemah Food Mart · 0.4mi
Kemah Food Mart · 0.4mi
ALDI · 0.6mi
pharmacy
CVS Pharmacy · 0.5mi
CVS Pharmacy · 0.5mi
Walgreens · 0.7mi
daycare
Target · 0.5mi
Target · 0.5mi
Clear Falls High School · 2.4mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lazy Bend
TIER: SUBDIVISION
Subdivision name (MLS)Lazy Bend City · ZIPKemah · 77565 CountyGalveston Listings in subdivision158 Active now5 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
1975s 2 1980s 1 1985s 1 1995s 1

Fire Protection

§ 11
Nearest station
Kemah Volunteer Fire Department
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721503 · ACS 2023
Median HH income
$109,688
ACS 2023
Median home value
$447,900
Census self-report
Owner-occupied
70%
737 housing units
Bachelor's+
50%
Adults 25+
Median age
55.5
Population 1,412
Work from home
18%
of commuters
Commute 45min+
28%
of commuters
Below poverty
7.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
23 Harbor Lane, Kemah, TX 77565
Galveston County · 29.54°N, 95.03°W
park
Jarboe Bayou Park
0.2 mi · 9 within 2 mi
police_station
Clear Lake Shores Police Department
0.2 mi · 2 within 2 mi
restaurant
Galveston Bay Brewing
0.2 mi · 9 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 12, 2026 Listed $699,000 Shannon Hall
Dec 31, 1979 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Shannon Hall · Gulf Coast, Realtors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 30, 2026.
MLS# 81635908 · LIST DATE: Jul 12, 2026 · PARCEL: 4595-0000-0023-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity