Homes for Sale/Galveston County/Galveston/Terramar 5
Active MLS #67564608 · 35 days on market

23110 Gulf Drive

Galveston, TX 77554
Subdivision  ·  Terramar 5
List Price
$1.25M
$612/SF
Beds
4
Baths
4
Sq Ft
2,040
Built
2023
Lot
0.15 ac
Garage
1-car
County
Galveston
Tax Rate
1.52%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Imagine mornings overlooking the Gulf, afternoons with your toes in the sand, and evenings listening to the waves from your own beachfront porch. Set directly along Terramar Beach, this beautifully maintained 2023 coastal retreat offers spectacular unobstructed Gulf views from every room, with no vehicle traffic permitted on the beach directly in front of the home. Privately enjoyed as a second home by the current owners, the 4BR/3.5BA layout offers two light-filled levels designed for gathering. The open kitchen, dining and living areas keep the Gulf front and center, while multiple outdoor spaces invite you to enjoy the coastal breeze. With a first-floor guest suite, 3 bedrooms upstairs including the primary suite and versatile bunk room, the home comfortably sleeps up to 12. Offered fully furnished with some exclusions, it's turnkey and ready to enjoy as a private retreat or vacation rental opportunity.

Features

§ 02

Interior

  • High Ceilings
  • Quartz Counters
  • Ceiling Fans
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Plank
  • Vinyl
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup

Exterior & lot

  • Covered Patio
  • Patio
  • Views
  • Waterfront
  • Covered
  • Deck
  • Roof: Composition
  • Attached
  • Garage
  • Association

Community

  • Boat Ramp
  • Pool
  • Beach
  • Gulf
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2023
Year Built Source PublicRecords
New Construction No
Builder Name David Dale

Building

Stories 2
Levels Two
Living Area 2,040 sq ft
Living Area Source Appraiser
Building Area Total 2,040 sq ft
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 3
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 10
Fireplaces 0

Interior

Interior Features High Ceilings, Quartz Counters, Ceiling Fans
Flooring Plank, Vinyl
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Covered Patio, Patio
Patio / Porch Covered, Deck, Patio
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Beach Front, Waterfront
View Yes
View Type Beach, Gulf, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1529
Lot Size Source Appraiser
Lot Features Views, Waterfront
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Terramar 5
Road Surface Gravel
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $550
HOA Fee Frequency Annually
HOA Name Terramar Beach HOA
Fee Includes Common Areas, Recreation Facilities
Amenities Boat Ramp, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $19,047
Tax Year 2025
Tax Rate (est.) 1.52%
Parcel # 7014-0000-0014-000
Legal Description ABST 121 PAGE 12 LOT 14 TERRAMAR BEACH SEC 5
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Dining Room 14'3" x 8'6"
Kitchen 13"10" x 17'3"
Bedroom 11" x 13'3"
Living Room 14'3" x 12'6"
Bathroom 8'9"x 7'4"
Half Bath 5'8" x 7'4"

Second level · 4

Primary Bedroom 14'3" x 16'1"
Primary Bathroom 14'3" x 11'9"
Bedroom 24'11" x 12'3"
Bedroom 11" x 11'9"

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$9,087
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$7,500 Property tax$1,587 Homeowners insuranceTBD
Subtotal (P&I + Tax) $9,087
Yearly HOA fee $550

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$550
ANNUALLY
Association nameTerramar Beach HOA Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
gym
Seek Peace Yoga Galveston · 0.2mi
Gymaica Fitness · 6.3mi
bank
ATM · 0.8mi
ATM · 5.6mi
Circle K ATM · 6.3mi
park
· 3.7mi
· 3.8mi
· 4.8mi
grocery
Seven Seas Market · 5.6mi
Valero · 6.3mi
Circle K · 6.3mi
police_station
Jamaica Beach Police · 6.4mi
place_of_worship
Mary, Star of the Sea Church · 6.4mi
West Isle Presbyterian Church · 9.4mi
West Isle Church · 9.4mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 18.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Terramar 5
TIER: SUBDIVISION
Subdivision name (MLS)Terramar 5 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision29 Active now1 Sold (last 12 mo)2 Curated amenities20
● Year-built distribution
2020s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
23110 Gulf Drive, Galveston, TX 77554
Galveston County · 29.13°N, 95.06°W
gym
Seek Peace Yoga Galveston
0.2 mi · 1 within 2 mi
bank
ATM
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 20, 2026 Listed $1.25M Ashley Marquez
Dec 31, 2022 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Ashley Marquez · Keller Williams Horizons
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 18, 2026.
MLS# 67564608 · LIST DATE: Aug 20, 2026 · PARCEL: 7014-0000-0014-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity