Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Second-row beauty with front-row views! This 4-bedroom, 3-bath coastal retreat offers an expansive front deck with sweeping views and plenty of space to relax and entertain. Inside, the fully equipped kitchen features an oversized center island with seating for 12, opening seamlessly to a spacious living area with a wall of windows, abundant natural light, fireplace and soaring ceiling. The generous primary suite includes a private deck and ensuite bath with double sinks, jetted tub and separate shower. Three additional bedrooms include a fun bunk room. The ground level offers a bonus air-conditioned entertainment room, perfect for pool, games and gatherings, with easy access to the beach and outdoors. A wonderful combination of views, space and coastal living!The neighborhood also offers a community pool, boat launch, and ramp for added convenience and enjoyment. A true beachside retreat for a second home or investment!

Features

§ 02

Interior

Breakfast Bar
Bedroom On Main Level
High Ceilings
Kitchen Family Room Combo
Separate Shower
Two Bedrooms Down
Upper Level Primary
Window Treatments
Kitchen Dining Combo
Living Dining Room
Dishwasher
Electric Cooktop
Electric Oven
Disposal
Microwave
Heat: Central
Heat: Electric
Cool: Central Air

Exterior & lot

Deck
Porch
Patio
Views
Roof: Composition
Attached Carport
Attached
Garage
Association

Community

Boat Ramp
Pool
Beach
Water
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1982
Year Built Source	PublicRecords
New Construction	No

Building

Levels	OneAndOneHalf
Living Area	2,202 sq ft
Living Area Source	Appraiser
Building Area Total	2,202 sq ft
Construction	Stucco
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	3
Bathrooms Full	3
Bathrooms Half	0
Rooms Total	4
Fireplaces	1
Fireplace Features	Electric

Interior

Interior Features	Breakfast Bar, Bedroom On Main Level, High Ceilings, Kitchen Family Room Combo, Separate Shower, Two Bedrooms Down, Upper Level Primary, Window Treatments, Kitchen Dining Combo, Living Dining Room
Appliances	Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
Laundry	Electric Dryer Hookup
Windows	Window Coverings

Exterior

Exterior Features	Deck, Porch, Patio
Patio / Porch	Deck, Patio, Porch
Pool Private	No
Pool Features	Association
Waterfront Features	Beach Front
View	Yes
View Type	Beach, Water

Parking & Garage

Garage Spaces	1
Attached Garage	Yes
Parking Features	Attached Carport, Attached, Garage

Lot

Lot Size (sq ft)	5,401
Lot Size Source	Appraiser
Lot Features	Views

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Terramar Beach
Postal Code	77554

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$350
HOA Fee Frequency	Annually
HOA Name	Terramar Beach HOA
Amenities	Boat Ramp, Pool

Taxes, Terms & Disclosures

Tax Year	2026
Parcel #	7014-0000-0022-000
Legal Description	ABST 121 HALL & JONES SUR SEC 13 LOT 22 TERRAMAR BEACH SEC 5
Listing Terms	Cash, Conventional
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 3

Bedroom	13x12
Bedroom	13x11
Bedroom	13x11

Second level · 1

Primary Bedroom

20x14

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$8,901

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$7,206 Property tax$1,695 Homeowners insuranceTBD

Subtotal (P&I + Tax) $8,901

Yearly HOA fee $350

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6952%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.53%

→ stable

HOA & Community

§ 05

● HOA details

$350

ANNUALLY

Association nameTerramar Beach HOA Management co.— Website— Phone— Cert on filepending

● Community amenities

gym

Seek Peace Yoga Galveston · 0.2mi
Seek Peace Yoga Galveston · 0.2mi
Gymaica Fitness · 6.0mi

bank

ATM · 0.6mi
ATM · 0.7mi
ATM · 5.3mi

park

· 3.5mi
· 3.5mi
· 3.6mi

grocery

Seven Seas Market · 5.3mi
Seven Seas Market · 5.4mi
Valero · 6.0mi

police_station

Jamaica Beach Police · 6.2mi
Jamaica Beach Police · 6.2mi

place_of_worship

Mary, Star of the Sea Church · 6.2mi
Mary, Star of the Sea Church · 6.2mi
West Isle Presbyterian Church · 9.1mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Terramar Beach

TIER: SUBDIVISION

Subdivision name (MLS)Terramar Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision194 Active now7 Sold (last 12 mo)3 Curated amenities40

● Year-built distribution

1975s 1 1980s 1 2005s 1

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 8

Distance

1.3 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023

Median HH income

$82,955

ACS 2023

Median home value

$511,700

Census self-report

Owner-occupied

27%

2,829 housing units

Bachelor's+

51%

Adults 25+

Median age

63.1

Population 1,431

Work from home

4%

of commuters

Commute 45min+

14%

of commuters

Below poverty

3.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

23115 Gulf Drive, Galveston, TX 77554

Galveston County · 29.13°N, 95.06°W

gym

Seek Peace Yoga Galveston

0.2 mi · 2 within 2 mi

bank

ATM

0.6 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.