Homes for Sale/Galveston County/Galveston/Terramar 2
Active MLS #23318999 · 289 days on market

23122 Verano

Galveston, TX 77554
Subdivision  ·  Terramar 2
List Price
$160,000
Baths
0
Lot
0.17 ac
County
Galveston
Tax Rate
0.53%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

The front lot has a beautiful view of the Gulf and the Beach is right across the road. This lot is protected by the San Luis Pass Rd. You can literally walk to the beach. This Terramar Community has a beautiful Pavillion, Boat Ramp and Pool. Perfect to build your Dream Beach Home. Owner of Lot is a Licensed Real Estate Broker.

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Subdivision
  • Views
  • Association

Community

  • Boat Ramp
  • Pool
  • Beach
  • Gulf
  • Water

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Exterior

Pool Features Association
Waterfront Features Boat Dock Slip
View Yes
View Type Beach, Gulf, Water

Lot

Lot Size (acres) 0.1736
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Terramar 2
Road Surface Concrete
Postal Code 77554

Utilities

Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $500
HOA Fee Frequency Annually
HOA Name Athena Management Services
Fee Includes Clubhouse, Recreation Facilities
Amenities Boat Ramp, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $846
Tax Year 2025
Tax Rate (est.) 0.53%
Parcel # 7011-0002-0014-000
Legal Description ABST 121 PAGE 12 LOT 14 BLK 2 TERRAMAR BEACH SEC 2
Disclosures Owner Is Listing Agent, Other

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,032
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$961 Property tax$71 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,032
Yearly HOA fee $500

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
0.84%
→ stable
City
0.41%
→ stable
County
0.32%
→ stable

HOA & Community

§ 05
● HOA details
$500
ANNUALLY
Association nameAthena Management Services Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · RecreationFacilities
● Community amenities
gym
Seek Peace Yoga Galveston · 0.1mi
Gymaica Fitness · 6.3mi
bank
ATM · 0.8mi
ATM · 5.6mi
Circle K ATM · 6.3mi
park
· 3.7mi
· 3.8mi
· 4.8mi
grocery
Seven Seas Market · 5.5mi
Valero · 6.3mi
Circle K · 6.3mi
police_station
Jamaica Beach Police · 6.4mi
place_of_worship
Mary, Star of the Sea Church · 6.4mi
West Isle Presbyterian Church · 9.3mi
West Isle Church · 9.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
6 comparable sales nearby · sold median $335/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Terramar 2
TIER: SUBDIVISION
Subdivision name (MLS)Terramar 2 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision92 Active now11 Sold (last 12 mo)1 Curated amenities20
● Year-built distribution
1980s 1 2005s 2 2010s 1 2015s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
23122 Verano, Galveston, TX 77554
Galveston County · 29.13°N, 95.06°W
gym
Seek Peace Yoga Galveston
0.1 mi · 1 within 2 mi
bank
ATM
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Dec 8, 2025 Listed $160,000 Louis Cutaia
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Louis Cutaia · L.A. Cutaia & Assoc.
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 22, 2026.
MLS# 23318999 · LIST DATE: Dec 8, 2025 · PARCEL: 7011-0002-0014-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity