Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to Lot 101 in the picturesque in Terramar Beach area of Galveston, TX. This property gives unique opportunity to build your dream home near the stunning Gulf Coast. Enjoy the serene coastal atmosphere and access to nearby beaches, appropriate for a relaxing lifestyle. The community features include a pool, boat launch, and pavilion, providing ample recreational activities. Embrace the beauty and tranquility of coastal living in this charming location.

Features

§ 02

Interior

Not provided

Exterior & lot

Cul De Sac
Subdivision

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Lot

Lot Size (acres)	0.3700
Lot Size Source	Other
Lot Features	Cul De Sac, Subdivision

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Terramar 2
Postal Code	77554

Utilities

Water Source	Public
Sewer	Public Sewer, Septic Tank

HOA / Association

HOA	Yes
HOA Fee	$550
HOA Fee Frequency	Monthly
HOA Name	Stellar

Taxes, Terms & Disclosures

Tax Annual Amount	$770
Tax Year	2025
Tax Rate (est.)	0.43%
Parcel #	7011-0002-0101-000
Legal Description	ABST 121 PAGE 12 LOT 101 BLK 2 TERRAMAR BEACH SEC 2
Listing Terms	Cash, Conventional, FHA, Other, Va Loan
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,139

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,075 Property tax$64 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,139

Yearly HOA fee $6,600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6952%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.53%

→ stable

HOA & Community

§ 05

● HOA details

$550

MONTHLY

Association nameStellar Management co.— Website— Phone— Cert on filepending

● Community amenities

gym

Seek Peace Yoga Galveston · 0.1mi
Gymaica Fitness · 6.3mi

bank

ATM · 0.8mi
ATM · 5.6mi
Circle K ATM · 6.3mi

park

· 3.7mi
· 3.8mi
· 4.8mi

grocery

Seven Seas Market · 5.5mi
Valero · 6.3mi
Circle K · 6.3mi

police_station

Jamaica Beach Police · 6.4mi

place_of_worship

Mary, Star of the Sea Church · 6.4mi
West Isle Presbyterian Church · 9.3mi
West Isle Church · 9.3mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

6 comparable sales nearby · sold median $333/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Terramar 2

TIER: SUBDIVISION

Subdivision name (MLS)Terramar 2 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision92 Active now11 Sold (last 12 mo)1 Curated amenities20

● Year-built distribution

1980s 1 2005s 2 2010s 1 2015s 1

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 8

Distance

1.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023

Median HH income

$82,955

ACS 2023

Median home value

$511,700

Census self-report

Owner-occupied

27%

2,829 housing units

Bachelor's+

51%

Adults 25+

Median age

63.1

Population 1,431

Work from home

4%

of commuters

Commute 45min+

14%

of commuters

Below poverty

3.0%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Sea Isle Supermarket

0.9 mi · 1 within 1.5 mi

Schools

None within 1.5 mi

Parks

Pepper Pavilon

0.3 mi · 4 within 1.5 mi

Restaurants

The Sandbar Grille

1.4 mi · 3 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

Seek Peace Yoga Galveston

0.2 mi · 1 within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13

● This Home

23191 Camino Street, Galveston, TX 77554

Galveston County · 29.13°N, 95.06°W

gym

Seek Peace Yoga Galveston

0.1 mi · 1 within 2 mi

bank

ATM

0.8 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.