Homes for Sale/Galveston County/Galveston/Galveston Outlots
Active MLS #78783283 · 260 days on market

2320 43rd Street

Galveston, TX 77550
Subdivision  ·  Galveston Outlots
List Price
$389,000
$282/SF · 5.0% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,377
Built
1950
Lot
2,580 sf
Garage
1-car
County
Galveston
Tax Rate
1.27%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Charming island home in a prime central Galveston location! This thoughtfully updated 3-bedroom, 2-bath home showcases beautiful finishes throughout, including wood-look ceramic plank flooring, soft designer paint tones, and contemporary lighting. The light-filled kitchen features white shaker cabinetry, quartz countertops, a stylish tile backsplash, and stainless steel appliances. Both bathrooms have been nicely updated, with a standout custom shower offering frameless glass and dual sinks. Ample parking is available with a single garage and double driveway. Enjoy outdoor living in the fenced backyard and covered porch—ideal for entertaining or unwinding after a day at the beach. Perfect for full-time living, a vacation retreat, or rental income opportunity. No HOA. Don’t miss this exceptional island find! All info per seller.

Features

§ 02

Interior

  • Double Vanity
  • Pots And Pan Drawers
  • Tub Shower
  • Ceiling Fans
  • Living Dining Room
  • Dishwasher
  • Free Standing Range
  • Disposal
  • Gas Range
  • Microwave
  • Oven
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup

Exterior & lot

  • Covered Patio
  • Fully Fenced
  • Fence
  • Patio
  • Private Yard
  • Corner Lot
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1950
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,377 sq ft
Living Area Source Appraiser
Building Area Total 1,377 sq ft
Foundation Slab
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features Double Vanity, Pots And Pan Drawers, Tub Shower, Ceiling Fans, Living Dining Room
Flooring Carpet, Tile
Appliances Dishwasher, Free Standing Range, Disposal, Gas Range, Microwave, Oven
Laundry Washer Hookup, Gas Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Fully Fenced, Fence, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 2,580
Lot Size Source Appraiser
Lot Features Corner Lot, Subdivision
Direction Faces West

Location

County Galveston
MLS Area Major 33
MLS Area Minor Midtown - Galveston
Subdivision Galveston Outlots
Road Surface Asphalt
Postal Code 77550

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac

Taxes, Terms & Disclosures

Tax Annual Amount $4,922
Tax Year 2025
Tax Rate (est.) 1.27%
Parcel # 3510-0133-0014-002
Legal Description ABST 628 M B MENARD SUR S 1/2 OF LOT 14 (14-2) NW BLK 133 GA
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Other, Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Living Room 19x12
Kitchen 14x10
Bedroom 12x10
Bedroom 12x9
Bedroom 12x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,746
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,336 Property tax$410 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,746

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Central Christian Church · 0.1mi
Congregation B'nai Israel · 0.1mi
Congregation B'nai Israel · 0.1mi
park
Kempner Park · 0.2mi
Kempner Park · 0.2mi
· 0.3mi
daycare
Holy Family Catholic School · 0.3mi
Holy Family Catholic School · 0.3mi
Nolan's Child Care Center · 0.6mi
gym
Fitness Court at Menard Park · 0.3mi
Fitness Court at Menard Park · 0.3mi
McGuire-Dent Recreation Center · 0.3mi
restaurant
BLVD. Seafood · 0.4mi
BLVD. Seafood · 0.4mi
Float · 0.4mi
pharmacy
CVS Pharmacy · 0.6mi
CVS Pharmacy · 0.6mi
Walgreens · 2.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $269/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Galveston Outlots
TIER: SUBDIVISION
Subdivision name (MLS)Galveston Outlots City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision4,462 Active now241 Sold (last 12 mo)141 Curated amenities60
● Year-built distribution
1950s 4 1955s 42 1960s 61 1965s 25 1970s 10 1975s 9 1980s 3 1995s 1 2010s 6 2020s 3 2025s 3

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 5
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167725000 · ACS 2023
Median HH income
$46,651
ACS 2023
Median home value
$223,900
Census self-report
Owner-occupied
34%
1,136 housing units
Bachelor's+
18%
Adults 25+
Median age
40.7
Population 2,104
Work from home
6%
of commuters
Commute 45min+
5%
of commuters
Below poverty
23.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2320 43rd Street, Galveston, TX 77550
Galveston County · 29.28°N, 94.81°W
place_of_worship
Central Christian Church
0.1 mi · 10 within 2 mi
park
Kempner Park
0.2 mi · 7 within 2 mi
daycare
Holy Family Catholic School
0.3 mi · 1 within 2 mi
gym
Fitness Court at Menard Park
0.3 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jan 7, 2026 Listed $389,000 Moselle Chapman
Dec 31, 1949 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Moselle Chapman · Greenwood King Properties - Kirby Office
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 7, 2026.
MLS# 78783283 · LIST DATE: Jan 7, 2026 · PARCEL: 3510-0133-0014-002
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 10:05 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity