Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Step into luxury coastal living in this tastefully decorated beach home designed for comfort, elegance, and impressive income potential. Featuring 5 spacious master bedrooms and 5.5 beautifully appointed bathrooms. The heart of the home is a spacious, modern kitchen with quartz countertops, upgraded stainless steel appliances, and an open layout perfect for entertaining. Ideal as a high-income rental or a forever home Whether you're looking for a turnkey income-generating property or your dream coastal residence, this beach house delivers style, comfort, and value in every detail. Inquire today to schedule a private showing and experience this beautiful beach front home

Features

§ 02

Interior

Dishwasher
Electric Oven
Electric Range
Disposal
Microwave
Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric
Electric Dryer Hookup

Exterior & lot

Views
Waterfront
Roof: Composition
Attached
Garage

Community

Beach
Gulf
Water
Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Contemporary Modern
Year Built	2013
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	3,116 sq ft
Living Area Source	Appraiser
Building Area Total	3,116 sq ft
Construction	Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	5
Bedrooms Possible	5
Bathrooms (total)	6
Bathrooms Full	5
Bathrooms Half	1
Rooms Total	5

Interior

Appliances	Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
Laundry	Electric Dryer Hookup

Exterior

Pool Private	No
Waterfront	Yes
Waterfront Features	Beach Front, Waterfront
View	Yes
View Type	Beach, Gulf, Water

Parking & Garage

Garage Spaces	6
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.2296
Lot Size Source	Appraiser
Lot Features	Views, Waterfront

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Bay Harbor Add 5 2013
Postal Code	77554

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Year	2025
Parcel #	1399-0000-0001-000
Legal Description	BAY HARBOR ADDN NO 5 (2013) ABST 121, LOT 1, ACRES 0.23
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 1

Primary Bedroom

26 X 13

Second level · 4

Bedroom	17 X 16
Bedroom	20 X 17
Bedroom	17 X 13
Bedroom	15 X 13

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$11,126

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$9,007 Property tax$2,119 Homeowners insuranceTBD

Subtotal (P&I + Tax) $11,126

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6952%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.53%

→ stable

HOA & Community

§ 05

No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Bay Harbor Add 5 2013

TIER: SUBDIVISION

Subdivision name (MLS)Bay Harbor Add 5 2013 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision1 Active now1 Sold (last 12 mo)0 Curated amenities0

● Year-built distribution

2010s 1

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 8

Distance

1.9 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023

Median HH income

$82,955

ACS 2023

Median home value

$511,700

Census self-report

Owner-occupied

27%

2,829 housing units

Bachelor's+

51%

Adults 25+

Median age

63.1

Population 1,431

Work from home

4%

of commuters

Commute 45min+

14%

of commuters

Below poverty

3.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

23327 Termini San Luis Pass Road, Galveston, TX 77554

Galveston County · 29.12°N, 95.07°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.