Homes for Sale/Galveston County/Galveston/Bay Harbor
Active MLS #93965228 · 461 days on market

23331 San Luis Pass Road

Galveston, TX 77554
Subdivision  ·  Bay Harbor
List Price
$1.05M
$466/SF
Beds
3
Baths
4
Sq Ft
2,252
Built
1997
Lot
0.45 ac
Garage
1-car
County
Galveston
Tax Rate
1.68%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautifully maintained beachfront home in Galveston’s Bay Harbor community. This coastal retreat offers breathtaking, unobstructed views of the Gulf!. The home features an open-concept layout that seamlessly connects the living, dining, and kitchen areas. The kitchen is well-appointed with granite countertops, stainless steel appliances, ample cabinetry, wrap-around breakfast bar, island and skylight. The primary suite is positioned on the beachfront side, offering private deck access with Gulf views, ensuite bath with double vanities and large tiled shower. Two additional bedrooms are located toward the front of the home, each with its own full bath. A large utility room with a half bath adds convenience and extra storage space. Outside offers and expansive beachfront deck that extends to a rare oversized gazebo and private beach walkover. The property opens directly to the sand, offering true beachfront living at its finest. Offered furnished with some exclusions,

Features

§ 02

Interior

  • Granite Counters
  • High Ceilings
  • Window Treatments
  • Dishwasher
  • Electric Oven
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Laminate
  • Tile
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Electric Dryer Hookup

Exterior & lot

  • Covered Patio
  • Patio
  • Subdivision
  • Views
  • Waterfront
  • Backs To Greenbelt Park
  • Covered
  • Deck
  • Roof: Composition
  • Attached
  • Garage

Community

  • Beach
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1997
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,252 sq ft
Living Area Source Appraiser
Building Area Total 2,252 sq ft
Construction Cement Siding, Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 7

Interior

Interior Features Granite Counters, High Ceilings, Window Treatments
Flooring Laminate, Tile
Appliances Dishwasher, Electric Oven, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Electric Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Covered Patio, Patio
Patio / Porch Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Beach Front, Waterfront
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.4454
Lot Size Source Appraiser
Lot Features Subdivision, Views, Waterfront, Backs To Greenbelt Park

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bay Harbor
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Sewer Septic Tank

HOA / Association

HOA Yes
HOA Fee $300
HOA Fee Frequency Annually
HOA Name BHIA - Bay Harbor Improvement

Taxes, Terms & Disclosures

Tax Annual Amount $17,609
Tax Year 2024
Tax Rate (est.) 1.68%
Parcel # 1375-0000-7104-000
Legal Description ABST 121 HALL & JONES SUR LOT GA 4 BAY HARBOR UNRECORDED SUB
Lease Considered No
Disclosures Exclusions Disclosure, Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 7

Living Room 18x19
Dining Room 13x10
Bedroom 14x13
Utility Room 12x9
Kitchen 17x17
Primary Bedroom 20x15
Bedroom 14x13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$7,766
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,299 Property tax$1,467 Homeowners insuranceTBD
Subtotal (P&I + Tax) $7,766
Yearly HOA fee $300

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$300
ANNUALLY
Association nameBHIA - Bay Harbor Improvement Management co. Website Phone Cert on filepending
● Community amenities
gym
Seek Peace Yoga Galveston · 0.6mi
Gymaica Fitness · 6.8mi
bank
ATM · 1.3mi
ATM · 6.1mi
Circle K ATM · 6.8mi
park
· 4.2mi
· 4.3mi
San Luis Pass County Park · 4.9mi
grocery
Seven Seas Market · 6.1mi
Valero · 6.8mi
Circle K · 6.8mi
police_station
Jamaica Beach Police · 6.9mi
place_of_worship
Mary, Star of the Sea Church · 6.9mi
West Isle Presbyterian Church · 9.8mi
West Isle Church · 9.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bay Harbor
TIER: SUBDIVISION
Subdivision name (MLS)Bay Harbor City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision330 Active now35 Sold (last 12 mo)6 Curated amenities20
● Year-built distribution
1950s 1 1955s 1 1960s 2 1970s 7 1995s 1 2000s 2 2020s 4 2025s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
23331 San Luis Pass Road, Galveston, TX 77554
Galveston County · 29.12°N, 95.07°W
gym
Seek Peace Yoga Galveston
0.6 mi · 1 within 2 mi
bank
ATM
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 20, 2025 Listed $1.05M Brandy Duncan
Dec 31, 1996 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Brandy Duncan · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 3, 2026.
MLS# 93965228 · LIST DATE: Jun 20, 2025 · PARCEL: 1375-0000-7104-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity