Homes for Sale/Galveston County/Galveston/Bay Harbor
Active MLS #5938840 · 160 days on market

23401 Termini San Luis Pass Road

Galveston, TX 77554
Subdivision  ·  Bay Harbor
List Price
$1.05M
$504/SF
Beds
4
Baths
3
Sq Ft
2,082
Built
2001
Lot
20,000 sf
Garage
1-car
County
Galveston
Tax Rate
1.55%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Turnkey beachfront home in Bay Harbor with panoramic Gulf views and direct beach access. Set on just under half an acre, this 4-bedroom, 3-bath property sleeps up to 13 and offers strong short-term rental potential. The open-concept layout features soaring ceilings and a wall of windows that frame the beach and fill the home with natural light. A spacious deck extends the living area outdoors, creating seamless indoor-outdoor living. The kitchen and bathrooms have been updated with modern finishes. Recent improvements include a new roof, updated flooring, upgraded lighting, and fresh interior paint. Professionally curated furnishings and décor create a cohesive, move-in ready coastal aesthetic. Enjoy the newly installed outdoor shower and fire pit area after a day on the beach. Whether you're looking for a private coastal escape or a property with income-producing potential, this move-in ready home offers space, style, and direct access to the shoreline.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Bedroom On Main Level
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Sitting Area In Primary
  • Two Bedrooms Up
  • Two Bedrooms Down
  • Tub Shower
  • Upper Level Primary
  • Vaulted Ceilings
  • Window Treatments
  • Ceiling Fans

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Paved Driveway
  • Patio
  • Private Yard
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Additional Parking
  • Attached
  • Driveway
  • Garage

Community

  • Security System Owned
  • Smoke Detectors
  • Beach
  • Gulf
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2001
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,082 sq ft
Living Area Source Appraiser
Building Area Total 2,082 sq ft
Construction Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 10
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features Breakfast Bar, Balcony, Bedroom On Main Level, Double Vanity, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Pantry, Sitting Area In Primary, Two Bedrooms Up, Two Bedrooms Down, Tub Shower, Upper Level Primary, Vaulted Ceilings, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Plank, Tile, Vinyl
Appliances Double Oven, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Security System Owned, Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Deck, Paved Driveway, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Beach Front, Waterfront
View Yes
View Type Beach, Gulf, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Additional Parking, Attached, Driveway, Garage

Lot

Lot Size (sq ft) 20,000
Lot Size (acres) 0.4591
Lot Size Source Appraiser
Lot Features Views, Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bay Harbor
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $16,276
Tax Year 2025
Tax Rate (est.) 1.55%
Parcel # 1375-0000-0011-102
Legal Description ABST 121 HALL & JONES SUR W 1/2 OF LOT 11A (11-102) BAY HARB
Listing Terms Cash, Conventional, FHA, Owner May Carry, Va Loan
Lease Considered No
Disclosures Exclusions Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Bedroom 12x13
Bedroom 12x12
Bathroom
Breakfast Room Nook
Living Room
Kitchen 14x15

Second level · 4

Primary Bedroom 21x14
Bedroom 19x12
Primary Bathroom
Bathroom

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$7,661
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,305 Property tax$1,356 Homeowners insuranceTBD
Subtotal (P&I + Tax) $7,661

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
gym
Seek Peace Yoga Galveston · 0.6mi
Gymaica Fitness · 6.8mi
bank
ATM · 1.3mi
ATM · 6.1mi
Circle K ATM · 6.8mi
park
· 4.2mi
· 4.3mi
San Luis Pass County Park · 4.9mi
grocery
Seven Seas Market · 6.1mi
Valero · 6.8mi
Circle K · 6.8mi
police_station
Jamaica Beach Police · 6.9mi
place_of_worship
Mary, Star of the Sea Church · 6.9mi
West Isle Presbyterian Church · 9.8mi
West Isle Church · 9.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bay Harbor
TIER: SUBDIVISION
Subdivision name (MLS)Bay Harbor City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision330 Active now35 Sold (last 12 mo)6 Curated amenities20
● Year-built distribution
1950s 1 1955s 1 1960s 2 1970s 7 1995s 1 2000s 2 2020s 4 2025s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Sea Isle Supermarket
1.3 mi · 1 within 1.5 mi

Schools

None within 1.5 mi

Parks

Pepper Pavilon
0.7 mi · 3 within 1.5 mi

Restaurants

None within 1.5 mi

Cafés

None within 1.5 mi

Gyms

Seek Peace Yoga Galveston
0.6 mi · 1 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 6, 2026.

Location & Neighborhood

§ 13
● This Home
23401 Termini San Luis Pass Road, Galveston, TX 77554
Galveston County · 29.12°N, 95.07°W
gym
Seek Peace Yoga Galveston
0.6 mi · 1 within 2 mi
bank
ATM
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 16, 2026 Listed $1.05M Heather Henson
Dec 31, 2000 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Heather Henson · Coldwell Banker Realty - Greater Northwest
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 5938840 · LIST DATE: Apr 16, 2026 · PARCEL: 1375-0000-0011-102
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity