Homes for Sale/Fort Bend County/Richmond/Lakes Of Bella Terra Sec 15
Active MLS #36200846 · 8 days on market

23618 Esperia Street

Richmond, TX 77406
Subdivision  ·  Lakes Of Bella Terra Sec 15
List Price
$685,000
$173/SF · 0.9% above neighborhood median
Beds
5
Baths
5
Sq Ft
3,970
Built
2016
Lot
0.25 ac
Garage
3-car
County
Fort Bend
Tax Rate
2.94%

Schools

§ 03
District
Elementary JOE HUBENAK EL A
Middle ELLA BANKS JH N/R
High TOMAS H S N/R
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

WATERFRONT - ON THE LAKE. Oversized 82' Wide Lot on Walking Path. Soaring Ceilings. Open Floor Plan. 5 bedrooms. 4.5 Bathrooms. 2nd Bedroom En-suite with private bathroom. MULTI-GENERATIONAL LIVING OPTIONS: UPSTAIRS can be enclosed with Barn door for Private Guest Suite. Dinning Room can be enclosed with French Doors for Office or Enclosed with added door to the DOWNSTAIRS Ensuite Bedroom creating living area for long term guests or family members. Covered Patio off Primary Room can be converted to Home Office. Primary Bedroom with large sitting room and private covered patio. Two closets in Primary Bathroom. NEVER FLOODED installed French Drains upon moving in home.

Features

§ 02

Interior

  • Breakfast Bar
  • Bidet
  • Bedroom On Main Level
  • Double Vanity
  • En Suite Bathroom
  • High Ceilings
  • Main Level Primary
  • Sitting Area In Primary
  • Soaking Tub
  • Separate Shower
  • Three Bedrooms Up
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Gas Cooktop

Exterior & lot

  • Waterfront
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Guard
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2016
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,970 sq ft
Living Area Source Builder
Building Area Total 3,970 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Bidet, Bedroom On Main Level, Double Vanity, En Suite Bathroom, High Ceilings, Main Level Primary, Sitting Area In Primary, Soaking Tub, Separate Shower, Three Bedrooms Up, Walk In Pantry, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Security System Owned, Smoke Detectors

Exterior

Pool Private No
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2454
Lot Size Source Appraiser
Lot Features Waterfront

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Lakes Of Bella Terra Sec 15
Postal Code 77406

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Appliances, Hvac, Insulation, Lighting, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name Lakes of Bella Terra/Crest
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Guard

Taxes, Terms & Disclosures

Tax Annual Amount $20,155
Tax Year 2026
Tax Rate (est.) 2.94%
Parcel # 4777-15-001-0050-901
Legal Description LAKES OF BELLA TERRA SEC 15, BLOCK 1, LOT 5
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Exclusions Disclosure, Municipal Utility District Disclosure, Owner Is Listing Agent

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Primary Bedroom 26 x 12 10"
Guest Quarters 14 x 12
Kitchen 14 x 13
Breakfast Room Nook 13 x 10
Family Room 24 x 22
Dining Room 13 x 12

Second level · 4

Bedroom 14 x 12
Bedroom 13 x 13
Bedroom 13 x 12
Game Room 20 x 20

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.2000
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionFort Bend County MUD 133 CountyFort Bend TCEQ District ID3077163 Bonded indebtedness$116,000,000 Current year rate0.0000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.1732 Resolved MUD jurisdiction Fort Bend County MUD 133 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,793
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,113 Property tax$1,680 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,793
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.8387%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.17%
→ stable
School
→ stable
City
→ stable
County
→ stable
Other districts
1.67%
→ stable

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameLakes of Bella Terra/Crest Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
kids park · 0.2mi
· 1.2mi
Briscoe Falls Park · 1.7mi
daycare
Westlake Lutheran Academy · 0.4mi
Imagine Early Education & Childcare of Cinco Ranch · 1.4mi
MELA Montessori & Reggio School · 1.8mi
coffee
Minuti Coffee · 0.4mi
Hurts Donut Co · 1.7mi
Uni Uni · 1.7mi
gas_station
Phillips 66 · 0.5mi
Murphy USA · 1.0mi
Sam's Club Fuel Center · 1.2mi
grocery
Walmart Supercenter · 0.6mi
Kroger · 1.5mi
· 1.7mi
restaurant
Minuti Coffee · 0.7mi
El Pollo Loco · 0.7mi
Buffalo Wild Wings · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
2,500 / 2,500 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $171/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lakes Of Bella Terra Sec 15
TIER: NEIGHBORHOOD
Subdivision name (MLS)Lakes Of Bella Terra Sec 15 City · ZIPRichmond · 77406 CountyFort Bend Listings in subdivision30 Active now5 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2010s 4 2015s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
2.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673403 · ACS 2023
Median HH income
$154,350
ACS 2023
Median home value
$425,600
Census self-report
Owner-occupied
86%
3,405 housing units
Bachelor's+
69%
Adults 25+
Median age
36.2
Population 10,450
Work from home
21%
of commuters
Commute 45min+
15%
of commuters
Below poverty
4.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
23618 Esperia Street, Richmond, TX 77406
Fort Bend County · 29.69°N, 95.79°W
park
kids park
0.2 mi · 5 within 2 mi
daycare
Westlake Lutheran Academy
0.4 mi · 1 within 2 mi
coffee
Minuti Coffee
0.4 mi · 1 within 2 mi
gas_station
Phillips 66
0.5 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 16, 2026 Listed $685,000 Cherie Harrison
Dec 31, 2015 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Cherie Harrison · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 18, 2026.
MLS# 36200846 · LIST DATE: Sep 16, 2026 · PARCEL: 4777-15-001-0050-901
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 3:49 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity