Homes for Sale/Fort Bend County/Richmond/Lakes Of Bella Terra
Active MLS #69613984 · 49 days on market

23622 Esperia Street

Richmond, TX 77406
Subdivision  ·  Lakes Of Bella Terra
List Price
$749,000
$169/SF · 11.1% above neighborhood median
Beds
4
Baths
5
Sq Ft
4,432
Built
2015
Lot
0.25 ac
Garage
3-car
County
Fort Bend
Tax Rate
2.54%

Schools

§ 03
District
Elementary JOE HUBENAK EL A
Middle ELLA BANKS JH N/R
High TOMAS H S N/R
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Rare 1.5-story floor plan with over 4,400 sq. ft., ALL BEDROOMS ON THE FIRST FLOOR, stunning lake views, fully owned (PAID OFF) solar panels, and a WHOLE-HOME GENERATOR. Soaring ceilings, private office, gourmet island kitchen with butler's pantry, spacious family room, game room, media room, and a covered second-floor balcony overlooking the lake. Recent updates include fresh interior paint, remodeled walk-in shower, epoxy garage floors, updated appliances, and refreshed landscaping. Additional features include reverse osmosis, whole-home water softener, tankless water heater, and an oversized 3-car tandem garage. Step outside to the neighborhood walking trail just seconds from your door and enjoy the resort-style amenities of sought-after Lakes of Bella Terra, including pools, fitness center, parks, tennis courts, playgrounds, clubhouse, scenic lakes, and year-round community events, with convenient access to Grand Parkway (99), Westpark Tollway, and top-rated Lamar CISD schools.

Features

§ 02

Interior

  • All Bedrooms Down
  • Balcony
  • Butlers Pantry
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Subdivision
  • Views
  • Pond On Lot
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Tandem
  • Association

Community

  • Clubhouse
  • Dog Park
  • Fitness Center
  • Lake Or Pond
  • Meeting Banquet Party Room
  • Party Room
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Guard
  • Security System Owned
  • Smoke Detectors
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2015
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 4,432 sq ft
Living Area Source Appraiser
Building Area Total 4,432 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 5
Bathrooms Full 3
Bathrooms Half 2
Rooms Total 18
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Down, Balcony, Butlers Pantry, Crown Molding, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Carpet, Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Water Softener Owned, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Tandem

Lot

Lot Size (acres) 0.2513
Lot Size Source Appraiser
Lot Features Subdivision, Views, Pond On Lot

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Lakes Of Bella Terra
Postal Code 77406

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Electric Generator
Energy Efficient Hvac, Solar Panels, Solar Screens, Thermostat, Water Heater, Windows

HOA / Association

HOA Yes
HOA Fee $1,100
HOA Fee Frequency Annually
HOA Name Lakes of Bella Terra CAI/ Crest
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse, Dog Park, Fitness Center, Lake Or Pond, Meeting Banquet Party Room, Party Room, Picnic Area, Playground, Park, Pool, Tennis Courts, Trails, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $19,054 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.54%
Parcel # 4777-15-001-0040-901
Legal Description LAKES OF BELLA TERRA SEC 15, BLOCK 1, LOT 4
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 18 rooms · MLS-supplied

Main level · 15

Primary Bedroom 14 x 18.1
Primary Bathroom
Bedroom 11.1 x 13
Bedroom 11.1 x 13.4
Bedroom 11.1 x 15
Bathroom
Bathroom
Half Bath
Dining Room
Office
Living Room
Utility Room
Kitchen
Breakfast Room Nook
Pantry

Second level · 3

Half Bath
Game Room
Media Room

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.2000
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionFort Bend County MUD 133 CountyFort Bend TCEQ District ID3077163 Bonded indebtedness$116,000,000 Current year rate0.0000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.1732 Resolved MUD jurisdiction Fort Bend County MUD 133 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,085
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,497 Property tax$1,588 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,085
Yearly HOA fee $1,100

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.8387%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.17%
→ stable
School
→ stable
City
→ stable
County
→ stable
Other districts
1.67%
→ stable

HOA & Community

§ 05
● HOA details
$1,100
ANNUALLY
Association nameLakes of Bella Terra CAI/ Crest Management co.Crest Management Websitevisit Phone(281) 342-9920 Cert on filehoa.texas.gov
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
kids park · 0.2mi
kids park · 0.2mi
kids park · 0.2mi
restaurant
Minuti Coffee · 0.3mi
Minuti Coffee · 0.4mi
Minuti Coffee · 0.4mi
coffee
Minuti Coffee · 0.4mi
urgent_care
Katy Gaston Urgent Care · 0.5mi
Katy Gaston Urgent Care · 0.6mi
Katy Gaston Urgent Care · 0.6mi
gas_station
Phillips 66 · 0.5mi
Murphy USA · 1.0mi
daycare
Westlake Lutheran Academy · 0.7mi
Westlake Lutheran Academy · 0.8mi
Westlake Lutheran Academy · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
2,500 / 2,500 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $152/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lakes Of Bella Terra
TIER: NEIGHBORHOOD
Subdivision name (MLS)Lakes Of Bella Terra City · ZIPRichmond · 77406 CountyFort Bend Listings in subdivision4,118 Active now18 Sold (last 12 mo)23 Curated amenities60
● Year-built distribution
2005s 4 2010s 7 2015s 5 2020s 2

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
2.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673403 · ACS 2023
Median HH income
$154,350
ACS 2023
Median home value
$425,600
Census self-report
Owner-occupied
86%
3,405 housing units
Bachelor's+
69%
Adults 25+
Median age
36.2
Population 10,450
Work from home
21%
of commuters
Commute 45min+
15%
of commuters
Below poverty
4.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
23622 Esperia Street, Richmond, TX 77406
Fort Bend County · 29.69°N, 95.79°W
park
kids park
0.2 mi · 3 within 2 mi
restaurant
Minuti Coffee
0.3 mi · 5 within 2 mi
coffee
Minuti Coffee
0.4 mi · 1 within 2 mi
urgent_care
Katy Gaston Urgent Care
0.5 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 5, 2026 Listed $749,000 Anne Hamilton
Dec 31, 2014 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Anne Hamilton · Keller Williams Premier Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 16, 2026.
MLS# 69613984 · LIST DATE: Aug 5, 2026 · PARCEL: 4777-15-001-0040-901
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity