Homes for Sale/Fort Bend County/Sugar Land/Plantation Bend Sec 3-B
Active MLS #20503850 · 66 days on market

2431 Oyster Loop Drive

Sugar Land, TX 77478
Subdivision  ·  Plantation Bend Sec 3-B
List Price
$485,000
$152/SF · 0.3% below neighborhood median
Beds
5
Baths
4
Sq Ft
3,191
Built
1997
Lot
0.17 ac
Garage
2-car
County
Fort Bend
Tax Rate
1.37%

Schools

§ 03
District
Elementary LEXINGTON CREEK EL A
Middle DULLES MIDDLE A
High DULLES H S CCMR 75% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautiful 5-bedroom, 4-bath home in the highly desirable Plantation Bend community of Sugar Land. Perfectly situated on a peaceful greenbelt with direct access to the scenic Oyster Creek Park Trail, this home offers the ideal blend of comfort, convenience, and lifestyle. The thoughtfully designed floor plan features a spacious primary suite and a second bedroom with a full bath on the first floor—ideal multi-generational living, or a private home office. The recently remodeled kitchen is a chef's delight, showcasing a beautiful stone and tile backsplash, stainless steel appliances, and abundant workspace for cooking and entertaining. Conveniently located with quick access to Highways 59, 90, Highway 6, and Beltway 8, this home is just minutes from premier shopping, dining, and entertainment. Zoned to highly acclaimed Fort Bend ISD schools. 2 new AC units 2025, roof replaced 2018, appliances replaced 2018, full sprinkler system and 2 bedrooms freshly painted.

Features

§ 02

Interior

  • Crown Molding
  • Entrance Foyer
  • High Ceilings
  • Vaulted Ceilings
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Fence
  • Patio
  • Greenbelt
  • Wooded
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1997
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,191 sq ft
Living Area Source Appraiser
Building Area Total 3,191 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 12
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Crown Molding, Entrance Foyer, High Ceilings, Vaulted Ceilings, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Deck, Fence, Patio
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1747
Lot Size Source Appraiser
Lot Features Greenbelt, Wooded

Location

County Fort Bend
MLS Area Major 29
MLS Area Minor Sugar Land East
Subdivision Plantation Bend Sec 3-B
Road Surface Concrete
Postal Code 77478

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $950
HOA Fee Frequency Annually
HOA Name FCCA

Taxes, Terms & Disclosures

Tax Annual Amount $6,658 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.37%
Parcel # 6705-32-003-0110-907
Legal Description PLANTATION BEND SEC 3-B, BLOCK 3, LOT 11
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 8

Primary Bedroom 14X18
Bedroom 15X12
Kitchen 14X12
Breakfast Room Nook 11X12
Dining Room 14X11
Living Room 12X15
Family Room 17X16
Utility Room 9X6

Second level · 4

Bedroom 11X12
Bedroom 11X12
Bedroom 12X13
Game Room 14X16

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Plantation MUD Match confidence 73%
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5205
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065097340 Filed underPlantation Municipal Utility District Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,467
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,912 Property tax$555 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,467
Yearly HOA fee $950

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
1.9377%
ALL 5 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
→ stable
School
1.06%
→ stable
City
0.36%
→ stable
County
→ stable
Other districts
0.52%
→ stable
YearM&OI&STotal MUD rate
2021 0.2300 0.3600 0.5900
2022 0.3850 0.1700 0.5550
2023 0.3655 0.1550 0.5205

HOA & Community

§ 05
● HOA details
$950
ANNUALLY
Association nameFCCA Management co. Website Phone Cert on filepending
● Community amenities
park
Oyster Creek Park · 0.1mi
Plantation Bend Park · 0.2mi
· 0.3mi
gym
· 0.2mi
Fitness Connection · 0.8mi
Jazzercise · 0.7mi
coffee
Wynn Network Plus · 0.2mi
MTea & Coffee · 0.5mi
HTeaO · 0.5mi
restaurant
Wynn Network Plus · 0.3mi
MTea & Coffee · 0.5mi
Renu's Kitchen · 0.5mi
bank
East West Bank · 0.6mi
Capital One Bank · 1.8mi
Wells Fargo · 0.6mi
grocery
· 0.6mi
Welfresh Market · 0.7mi
99 Ranch Market · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
Windstream Sugar Land, Inc.
200 / 52 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $152/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Plantation Bend Sec 3-B
TIER: SUBDIVISION
Subdivision name (MLS)Plantation Bend Sec 3-B City · ZIPSugar Land · 77478 CountyFort Bend Listings in subdivision55 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1995s 1

Fire Protection

§ 11
Nearest station
Fire Station Number 3
Distance
0.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157671602 · ACS 2023
Median HH income
$129,550
ACS 2023
Median home value
$367,100
Census self-report
Owner-occupied
95%
1,173 housing units
Bachelor's+
65%
Adults 25+
Median age
47.9
Population 3,165
Work from home
22%
of commuters
Commute 45min+
3%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2431 Oyster Loop Drive, Sugar Land, TX 77478
Fort Bend County · 29.59°N, 95.59°W
park
Oyster Creek Park
0.1 mi · 5 within 2 mi
gym
0.2 mi · 1 within 2 mi
coffee
Wynn Network Plus
0.2 mi · 4 within 2 mi
restaurant
Wynn Network Plus
0.3 mi · 8 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 19, 2026 Listed $485,000 Walter Cole
Dec 31, 1996 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Walter Cole · Coldwell Banker Realty - Lake Conroe/Willis
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 21, 2026.
MLS# 20503850 · LIST DATE: Jul 19, 2026 · PARCEL: 6705-32-003-0110-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity