Homes for Sale/Galveston County/Galveston/Neumann Add Rep #1
Active MLS #84557301 · 137 days on market

2435 103rd Street

Galveston, TX 77554
Subdivision  ·  Neumann Add Rep #1
List Price
$645,900
$330/SF · 37.6% above neighborhood median
Beds
4
Baths
4
Sq Ft
1,960
Built
2023
Lot
16,500 sf
Garage
2-car
County
Galveston
Tax Rate
1.49%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Lake view • Multiple covered balconies • Elevated coastal construction • 0.5–1.0 mi to Galveston's Beaches Built in 2023, this 4-bedroom, 3.5-bath home offers 1,960 sqft on a 16,500 sqft lot in a quiet neighborhood on Galveston’s West End. Elevated design with ground-level 2 car garage area under the home, driveway parking, and covered space below. Interior features include high ceilings, engineered wood and tile flooring, and an open living/dining layout. Kitchen includes quartz countertops, island, pantry, and soft-close cabinets and drawers with stainless appliances. Two primary bedrooms—one on the first floor and one on the second—both with ensuite baths. Fenced backyard and covered patio area and decks. Energy-efficient features include insulated Low-E windows, insulated doors, ceiling fans, and programmable thermostat. Outdoor shower for cleanup after a day at the beach. Convenient access to Stewart Rd and nearby beach areas.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Multiple Primary Suites
  • Pots And Pan Drawers
  • Pantry
  • Quartz Counters
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Tub Shower
  • Upper Level Primary
  • Walk In Closets
  • Ceiling Fans
  • Living Dining Room

Exterior & lot

  • Covered Patio
  • Fence
  • Patio
  • Cleared
  • Subdivision
  • Views
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Smoke Detectors
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2023
Year Built Source PublicRecords
New Construction No
Builder Name Cactusland

Building

Stories 2
Levels Two
Living Area 1,960 sq ft
Living Area Source Appraiser
Building Area Total 1,960 sq ft
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 4

Interior

Interior Features Breakfast Bar, Double Vanity, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Multiple Primary Suites, Pots And Pan Drawers, Pantry, Quartz Counters, Self Closing Cabinet Doors, Self Closing Drawers, Tub Shower, Upper Level Primary, Walk In Closets, Ceiling Fans, Living Dining Room, Programmable Thermostat
Flooring Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Electric Range, Free Standing Range, Disposal, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Fence, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 16,500
Lot Size (acres) 0.3788
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views
Direction Faces Northeast

Location

County Galveston
MLS Area Major 33
MLS Area Minor Near West End
Subdivision Neumann Add Rep #1
Road Surface Concrete
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Doors, Thermostat, Windows

Taxes, Terms & Disclosures

Tax Annual Amount $9,627
Tax Year 2025
Tax Rate (est.) 1.49%
Parcel # 5276-1001-0009-000
Legal Description LOT 9 BLK 1 NEUMANN ADDN RPLT NO 1 (2021) ABST 121
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures Special Addendum

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 1

Primary Bedroom 13.67 x 13.5

Second level · 3

Primary Bedroom 14.5 x 14
Bedroom 11.33 x 11.75
Bedroom 11.75 x 15.67

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,680
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,878 Property tax$802 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,680

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $239/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Neumann Add Rep #1
TIER: SUBDIVISION
Subdivision name (MLS)Neumann Add Rep #1 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision2 Active now2 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
2020s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 4
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726000 · ACS 2023
Median HH income
$125,625
ACS 2023
Median home value
$327,000
Census self-report
Owner-occupied
50%
1,226 housing units
Bachelor's+
43%
Adults 25+
Median age
57.2
Population 1,537
Work from home
39%
of commuters
Commute 45min+
23%
of commuters
Below poverty
4.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Local Honey & Mexican vanilla
1.1 mi · 1 within 1.5 mi

Schools

Galveston ISD Softball Field
1.4 mi · 2 within 1.5 mi

Parks

Galveston Seawall at Diamond Beach - City of Galveston Beach Access Point #4
1.0 mi · 5 within 1.5 mi

Restaurants

Basin Bistro
0.3 mi · 8 within 1.5 mi

Cafés

Sugar Bean Coffee & Cream
0.3 mi · 2 within 1.5 mi

Gyms

640 Fit Personal Training
0.4 mi · 2 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 10, 2026.

Location & Neighborhood

§ 13
● This Home
2435 103rd Street, Galveston, TX 77554
Galveston County · 29.26°N, 94.87°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 10, 2026 Listed $645,900 April Aberle
Dec 31, 2022 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by April Aberle · RE/MAX Crossroads Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 84557301 · LIST DATE: May 10, 2026 · PARCEL: 5276-1001-0009-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity