Homes for Sale/Galveston County/Crystal Beach/Holiday Beach
Active MLS #45231884 · 220 days on market

2640 Breaker Drive

Crystal Beach, TX 77650
Subdivision  ·  Holiday Beach
List Price
$615,000
$351/SF
Beds
4
Baths
2
Sq Ft
1,752
Built
2010
Lot
0.19 ac
Garage
1-car
County
Galveston
Tax Rate
1.38%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Dive into your dream beach home in the heart of Crystal Beach! Located on a corner lot in the popular Holiday Beach subdivision, this coastal retreat offers direct beach access for effortless days in the sun with family and friends. Featuring 4 bedrooms plus a spacious loft, this home comfortably sleeps 12 and comes mostly furnished—ready for immediate enjoyment or rental income. The open living area flows onto a large deck, perfect for entertaining, while the ground-level tiki bar creates the ultimate beachside gathering space. The fully fenced yard is ideal for pets or little ones. The private primary suite is located on the second level and offers stunning beach views with access to the upper deck. Whether you're looking for a personal getaway or investment property, this one checks all the boxes for coastal living!

Features

§ 02

Interior

  • All Bedrooms Up
  • Breakfast Bar
  • Balcony
  • En Suite Bathroom
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Tub Shower
  • Upper Level Primary
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Loft
  • Living Dining Room
  • Dishwasher
  • Electric Cooktop
  • Gas Oven
  • Microwave

Exterior & lot

  • Covered Patio
  • Deck
  • Fully Fenced
  • Patio
  • Corner Lot
  • Other
  • Views
  • Side Yard
  • Covered
  • Roof: Composition
  • Additional Parking
  • Driveway
  • Garage
  • Golf Cart Garage
  • Porte Cochere

Community

  • Smoke Detectors
  • Beach
  • Gulf
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two,MultiSplit
Living Area 1,752 sq ft
Living Area Source Appraiser
Building Area Total 1,752 sq ft
Construction Cement Siding, Other, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 4

Interior

Interior Features All Bedrooms Up, Breakfast Bar, Balcony, En Suite Bathroom, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Tub Shower, Upper Level Primary, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Loft, Living Dining Room
Flooring Engineered Hardwood
Appliances Dishwasher, Electric Cooktop, Gas Oven, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Storm Windows, Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fully Fenced, Patio
Patio / Porch Covered, Deck, Patio
Pool Private No
Waterfront Features Beach Front
View Yes
View Type Beach, Gulf, Water

Parking & Garage

Garage Spaces 1
Parking Features Additional Parking, Driveway, Garage, Golf Cart Garage, Porte Cochere

Lot

Lot Size (acres) 0.1902
Lot Size Source Appraiser
Lot Features Corner Lot, Other, Views, Side Yard
Direction Faces East

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Holiday Beach
Road Surface Asphalt
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Septic Tank

Taxes, Terms & Disclosures

Tax Annual Amount $8,458
Tax Year 2025
Tax Rate (est.) 1.38%
Parcel # 4050-0000-0214-000
Legal Description ABST 65 B FRANKS SUR LOT 214 & E 1/2 OF LOT 215 HOLIDAY BEAC
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 3

Bedroom 9x13
Bedroom 10x12
Bedroom 13x13

Second level · 1

Primary Bedroom 16x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,398
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,693 Property tax$705 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,398

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
bank
Neches Federal Credit Union · 0.3mi
Neches go Atm · 0.3mi
Texas First Bank ATM · 0.3mi
restaurant
Tia Juanita's Fish Camp · 0.6mi
Stingaree · 1.3mi
Salty Bovine Pit House · 1.9mi
gym
Sweat Fitness · 0.7mi
post_office
United States Postal Service · 1.2mi
United States Postal Service · 9.8mi
grocery
Swede's Quick Stop · 1.7mi
TJ's Discount Groceries · 2.8mi
park
· 5.3mi
Smith Point Park · 9.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Rural Telecommunications of America
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Holiday Beach
TIER: SUBDIVISION
Subdivision name (MLS)Holiday Beach City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision388 Active now27 Sold (last 12 mo)21 Curated amenities17
● Year-built distribution
1985s 1 2010s 9 2015s 8 2020s 4

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
2.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2640 Breaker Drive, Crystal Beach, TX 77650
Galveston County · 29.47°N, 94.61°W
bank
Texas First Bank ATM
0.3 mi · 5 within 2 mi
restaurant
Tia Juanita's Fish Camp
0.6 mi · 3 within 2 mi
gym
Sweat Fitness
0.7 mi · 1 within 2 mi
post_office
United States Postal Service
1.2 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Feb 16, 2026 Listed $615,000 Wendy Dozier
Dec 31, 2009 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Wendy Dozier · RE/MAX On The Water -Bolivar
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 17, 2026.
MLS# 45231884 · LIST DATE: Feb 16, 2026 · PARCEL: 4050-0000-0214-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 6:53 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity