Homes for Sale/Harris County/Katy/Sunterra
Active MLS #34584522 · 175 days on market

27103 Bel Air Point Lane

Katy, TX 77493
Subdivision  ·  Sunterra
List Price
$419,900
$125/SF · 23.1% below neighborhood median
Beds
4
Baths
4
Sq Ft
3,355
Built
2024
Lot
0.20 ac
Garage
2-car
County
Harris
Tax Rate
3.15%

Schools

§ 03
District
Elementary JAMES & MITZI CROSS EL N/R
Middle HASKETT J H B
High FREEMAN H S B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This stunning almost new home sits on a desirable corner lot and offers a thoughtfully designed 4-bedroom, 3.5-bath layout. Featuring high ceilings throughout, the home feels bright, open, and inviting from the moment you walk in. The spacious primary suite is conveniently located on the main floor, providing privacy and comfort, while all secondary bedrooms are positioned upstairs along with a versatile game room—perfect for entertaining or relaxing. A dedicated home office makes working from home easy and efficient. The open-concept living areas flow seamlessly into a covered patio, ideal for BBQ and outdoor gatherings year-round. Additional highlights include a well-appointed utility room located inside the home for convenience, ample living space, and modern design elements throughout. This home truly combines functionality, style, and comfort in a prime corner location, this backyard is enhanced by masonry wall fence along the rear. BEST OF ALL ZONED TO KATY ISD.

Features

§ 02

Interior

  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Soaking Tub
  • Ceiling Fans
  • Dishwasher
  • Free Standing Range
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Carpet
  • Laminate
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air

Exterior & lot

  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Private Yard
  • Corner Lot
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Clubhouse
  • Fitness Center
  • Park
  • Pool
  • Trash
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2024
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,355 sq ft
Living Area Source Appraiser
Building Area Total 3,355 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 10

Interior

Interior Features Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Soaking Tub, Ceiling Fans
Flooring Carpet, Laminate
Appliances Dishwasher, Free Standing Range, Disposal, Gas Oven, Gas Range, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Fully Fenced, Fence, Sprinkler Irrigation, Private Yard
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1966
Lot Size Source Appraiser
Lot Features Corner Lot, Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - Old Towne
Subdivision Sunterra
Road Surface Concrete
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,400
HOA Fee Frequency Annually
HOA Name Property Owner Association POA
Fee Includes Clubhouse, Recreation Facilities
Amenities Clubhouse, Fitness Center, Park, Pool, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $13,241 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 3.15%
Parcel # 146-309-003-0001
Legal Description LT 1 BLK 3 SUNTERRA SEC 18
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Primary Bedroom 14x12
Breakfast Room Nook 11x10
Kitchen 12x11
Office 15x10
Family Room 12x11
Utility Room 6x5

Second level · 4

Bedroom 15x12
Bedroom 11x12
Bedroom 12x11
Game Room 29x13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.5000 Resolved MUD jurisdiction Harris-Waller Counties MUD 5 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
1.5000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32076879157 Filed underHarris-Waller Counties Municipal Utility District No. 5 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,624
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,521 Property tax$1,103 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,624
Yearly HOA fee $1,400

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
3.3460%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.50%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$1,400
ANNUALLY
Association nameProperty Owner Association POA Management co. Websitevisit Phone(281) 371-6134 Cert on filehoa.texas.gov
Fee includes
Clubhouse · RecreationFacilities
● Community amenities
park
The Retreat Playground · 0.3mi
The Retreat Playground · 0.4mi
Sunterra Lagoon · 0.6mi
gym
Retreat Gym · 0.3mi
Retreat Gym · 0.3mi
Retreat Gym · 0.9mi
daycare
Kiddie Academy of Sunterra · 0.9mi
Kiddie Academy of Sunterra · 1.0mi
Kiddie Academy of Sunterra · 1.3mi
place_of_worship
Assembly of God in Katy Church · 2.4mi
Assembly of God in Katy Church · 3.2mi
Assembly of God in Katy Church · 3.6mi
grocery
H-E-B · 2.6mi
H-E-B · 3.3mi
H-E-B · 3.6mi
hospital
Eye Eye Doc · 2.7mi
Eye Eye Doc · 3.4mi
Eye Eye Doc · 3.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC163
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $163/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Sunterra
TIER: SUBDIVISION
Subdivision name (MLS)Sunterra City · ZIPKaty · 77493 CountyWaller Listings in subdivision8,969 Active now384 Sold (last 12 mo)890 Curated amenities60
● Year-built distribution
2020s 89 2025s 295

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
2.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023
Median HH income
$126,327
ACS 2023
Median home value
$334,300
Census self-report
Owner-occupied
79%
9,986 housing units
Bachelor's+
47%
Adults 25+
Median age
27.8
Population 34,297
Work from home
24%
of commuters
Commute 45min+
21%
of commuters
Below poverty
13.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
27103 Bel Air Point Lane, Katy, TX 77493
Harris County · 29.84°N, 95.84°W
park
The Retreat Playground
0.3 mi · 12 within 2 mi
gym
Retreat Gym
0.3 mi · 4 within 2 mi
daycare
Kiddie Academy of Sunterra
0.9 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 1, 2026 Listed $419,900 Juan Rodriguez
Dec 31, 2023 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Juan Rodriguez · Re-Excel Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 22, 2026.
MLS# 34584522 · LIST DATE: Apr 1, 2026 · PARCEL: 146-309-003-0001
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity