Homes for Sale/Fort Bend County/Katy/Canyon Lakes At Cardiff Ranch Sec 2
Active MLS #66783327 · 33 days on market

27202 Stone Harbour Lane

Katy, TX 77494
Subdivision  ·  Canyon Lakes At Cardiff Ranch Sec 2
List Price
$650,000
$163/SF · 4.0% below neighborhood median
Beds
5
Baths
5
Sq Ft
3,984
Built
2014
Lot
0.26 ac
Garage
3-car
County
Fort Bend
Tax Rate
2.40%

Schools

§ 03
District
Elementary KEIKO DAVIDSON EL A
Middle TAYS J H A
High TOMPKINS H S CCMR 90% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Stunning 5-bedroom home with 4.1 baths and a 3-car garage on a premium corner cul-de-sac lot with partial lake views. This thoughtfully designed floor plan features soaring ceilings and an expansive living area, delivering an impressive sense of space and sophistication, with an open-concept design filled with natural light. The formal dining room flows into the gourmet chef’s kitchen, offering an oversized island, abundant cabinetry, and a butler’s pantry, ideal for entertaining. The spacious primary suite features a generous walk-in closet, a separate shower, and a jacuzzi tub. A second bedroom with a full bath downstairs is ideal for guests. Additional highlights include a reverse osmosis water system, plantation shutters, gas connections for a future outdoor kitchen, and a 2-year-old roof. Enjoy outdoor living with a large lot ready for a future pool. Located in Katy ISD with access to top-rated schools. A must-see home offering space, luxury, and an exceptional layout.

Features

§ 02

Interior

  • Bedroom On Main Level
  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • Hollywood Bath
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Wired For Sound

Exterior & lot

  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Corner Lot
  • Cul De Sac
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Association

Community

  • Clubhouse
  • Fitness Center
  • Playground
  • Pool
  • Tennis Courts
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2014
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,984 sq ft
Living Area Source Appraiser
Building Area Total 3,984 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bedrooms Possible 5
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Bedroom On Main Level, Crown Molding, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Granite Counters, Hollywood Bath, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Separate Shower, Tub Shower, Walk In Pantry, Walk In Closets, Wired For Sound, Ceiling Fans, Programmable Thermostat
Flooring Plank, Tile, Vinyl, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Dryer, Refrigerator, Water Softener Owned, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fence, Sprinkler Irrigation, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.2579
Lot Size Source Appraiser
Lot Features Corner Lot, Cul De Sac, Subdivision

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Canyon Lakes At Cardiff Ranch Sec 2
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Lighting, Thermostat

HOA / Association

HOA Yes
HOA Fee $1,100
HOA Fee Frequency Annually
HOA Name Real Manage
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse, Fitness Center, Playground, Pool, Tennis Courts

Taxes, Terms & Disclosures

Tax Annual Amount $15,621 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.40%
Parcel # 2254-02-004-0190-914
Legal Description CANYON LAKES AT CARDIFF RANCH SEC 2, BLOCK 4, LOT 19
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Living Room 22X18
Dining Room 12X12
Breakfast Room Nook 12X11
Office 12X11
Primary Bedroom 17X13
Bedroom 11X11

Second level · 4

Game Room 16X20
Bedroom 12X12
Bedroom 12X12
Bedroom 12X12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7300
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionFort Bend County MUD 58 CountyFort Bend TCEQ District ID3080008 Bonded indebtedness$192,400,000 Current year rate0.7000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7000 Resolved MUD jurisdiction Fort Bend County MUD 58 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,205
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,903 Property tax$1,302 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,205
Yearly HOA fee $1,100

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3348%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.70%
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,100
ANNUALLY
Association nameReal Manage Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.0mi
Cinco Ranch II Park at Pine Hills · 1.5mi
· 0.1mi
coffee
Daily Donuts · 0.2mi
Kona Reserve Coffee · 0.3mi
Southern Maid Donuts · 1.5mi
post_office
CARDIFF POSTAL · 0.3mi
Postal Copy Center # 20 · 2.0mi
USPS Katy Annex · 3.2mi
restaurant
Chuckwagon BBQ & Burgers · 0.3mi
Little V Vietnamese Bistro · 0.3mi
Daily Donuts · 0.3mi
gas_station
Shell · 0.3mi
H-E-B Fuel · 0.9mi
Valero · 1.6mi
grocery
Timewise · 0.3mi
H-E-B · 0.9mi
Cornerstore · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $170/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Canyon Lakes At Cardiff Ranch Sec 2
TIER: SUBDIVISION
Subdivision name (MLS)Canyon Lakes At Cardiff Ranch Sec 2 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision10 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 3
· Katy
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673111 · ACS 2023
Median HH income
$175,877
ACS 2023
Median home value
$452,200
Census self-report
Owner-occupied
89%
3,056 housing units
Bachelor's+
71%
Adults 25+
Median age
39.2
Population 10,739
Work from home
40%
of commuters
Commute 45min+
21%
of commuters
Below poverty
1.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
27202 Stone Harbour Lane, Katy, TX 77494
Fort Bend County · 29.73°N, 95.84°W
park
0.0 mi · 5 within 2 mi
coffee
Daily Donuts
0.2 mi · 2 within 2 mi
post_office
CARDIFF POSTAL
0.3 mi · 1 within 2 mi
restaurant
Chuckwagon BBQ & Burgers
0.3 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $650,000 Nelly Schmidt
Dec 31, 2013 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Nelly Schmidt · HomeSmart
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 21, 2026.
MLS# 66783327 · LIST DATE: Aug 21, 2026 · PARCEL: 2254-02-004-0190-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity