Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch Southwest Sec 21
Active MLS #88084898 · 15 days on market

27711 Charter Lake Lane

Katy, TX 77494
Subdivision  ·  Cinco Ranch Southwest Sec 21
List Price
$1.60M
$269/SF · 11.0% above neighborhood median
Beds
5
Baths
7
Sq Ft
5,946
Built
2010
Lot
0.35 ac
Garage
3-car
County
Fort Bend
Tax Rate
2.22%

Schools

§ 03
District
Elementary STANLEY C STANLEY EL A
Middle SEVEN LAKES J H A
High SEVEN LAKES H S CCMR 92% · Grad 100% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience luxury LAKEFRONT living in one of Cinco Ranch's most exclusive gated communities. Situated on a premium CORNER waterfront lot, this exceptional estate offers nearly 6,000 square feet with 5 BEDROOMS, including 2 beds downstairs, 5.5 BATHS, and 3-car garage. A GRAND FOYER welcomes you with soaring ceilings and 2 impressive staircases, including a stunning spiral staircase. The open-concept design showcases custom cabinetry, extensive millwork, plantation shutters, premium built-in appliances, and a chef-inspired kitchen. Expansive windows and dramatic ceilings fill the home with natural light. The luxurious primary suite offers a spa-like retreat, while the second-floor balcony provides the perfect setting to unwind and enjoy sunset views over the water. Located in award-winning Katy ISD and offering access to Cinco Ranch's lakes, trails, parks, and resort-style amenities, this home perfectly blends luxury, comfort, and lifestyle.

Features

§ 02

Interior

  • Wet Bar
  • Balcony
  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • Granite Counters
  • High Ceilings
  • Main Level Primary
  • Multiple Staircases
  • Pot Filler
  • Two Bedrooms Down
  • Walk In Closets
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Carpet

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Paved Driveway
  • Porch
  • Patio
  • Corner Lot
  • Views
  • Waterfront
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Circular Driveway

Community

  • Picnic Area
  • Playground
  • Pickleball
  • Pool
  • Tennis Courts
  • Trails
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 5,946 sq ft
Living Area Source Appraiser
Building Area Total 5,946 sq ft
Foundation Slab
Construction Stucco
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 7
Bathrooms Full 5
Bathrooms Half 2
Rooms Total 5
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Wet Bar, Balcony, Crown Molding, Double Vanity, En Suite Bathroom, Granite Counters, High Ceilings, Main Level Primary, Multiple Staircases, Pot Filler, Two Bedrooms Down, Walk In Closets
Flooring Carpet, Engineered Hardwood, Tile
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fully Fenced, Fence, Paved Driveway, Porch, Patio
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Additional Parking, Attached, Circular Driveway, Electric Gate, Garage, Garage Door Opener, Oversized

Lot

Lot Size (acres) 0.3482
Lot Size Source Appraiser
Lot Features Corner Lot, Views, Waterfront

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Cinco Ranch Southwest Sec 21
Road Surface Concrete
Postal Code 77494

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,800
HOA Fee Frequency Annually
HOA Name CIA Services
Amenities Picnic Area, Playground, Pickleball, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $35,454 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.22%
Parcel # 2278-21-001-0080-914
Legal Description CINCO RANCH SOUTHWEST SEC 21, BLOCK 1, LOT 8
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 2

Primary Bedroom 22 x 15
Bedroom 19 x 16

Second level · 3

Bedroom 12 x 11
Bedroom 11 x 10
Bedroom 11 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionCinco Southwest MUD 4 CountyFort Bend TCEQ District ID2286796 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5500 Resolved MUD jurisdiction Cinco Southwest MUD 4 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$12,555
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$9,601 Property tax$2,954 Homeowners insuranceTBD
Subtotal (P&I + Tax) $12,555
Yearly HOA fee $1,800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1857%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.55%
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,800
ANNUALLY
Association nameCIA Services Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.3mi
Rosewood Park · 0.5mi
· 0.3mi
daycare
Ivy Kids of Cinco Ranch · 0.5mi
Kids 'R' Kids · 1.7mi
Kids 'R' Kids Learning Academy of Seven Lakes · 0.6mi
urgent_care
Next Level Urgent Care - Cinco Ranch · 0.5mi
Texas Children's Urgent Care Cinco Ranch · 0.8mi
Sunrise Urgent Care Center · 1.2mi
veterinary
Spring Green Pet Clinic · 0.5mi
Bingle Vet Katy · 1.3mi
Brixton Pet Health · 1.8mi
gym
Leaders Taekwondo Cinco Ranch · 0.6mi
· 0.8mi
LA Fitness · 1.4mi
restaurant
McDonald's · 0.6mi
Hurts Donut Co · 1.0mi
Subway · 1.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $242/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch Southwest Sec 21 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision14 Active now3 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2005s 1 2010s 2

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673110 · ACS 2023
Median HH income
$232,697
ACS 2023
Median home value
$567,400
Census self-report
Owner-occupied
90%
2,263 housing units
Bachelor's+
86%
Adults 25+
Median age
36.6
Population 8,607
Work from home
51%
of commuters
Commute 45min+
21%
of commuters
Below poverty
1.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
27711 Charter Lake Lane, Katy, TX 77494
Fort Bend County · 29.71°N, 95.82°W
park
0.3 mi · 6 within 2 mi
daycare
Ivy Kids of Cinco Ranch
0.5 mi · 3 within 2 mi
urgent_care
Next Level Urgent Care - Cinco Ranch
0.5 mi · 2 within 2 mi
veterinary
Spring Green Pet Clinic
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 8, 2026 Listed $1.60M May Pham
Dec 31, 2009 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by May Pham · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 17, 2026.
MLS# 88084898 · LIST DATE: Sep 8, 2026 · PARCEL: 2278-21-001-0080-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity