Homes for Sale/Montgomery County/Spring/Harmony Vlg Sec 9
Active MLS #56232482 · 5 days on market

27917 Spearhead Ridge Drive

Spring, TX 77386
Subdivision  ·  Harmony Vlg Sec 9
List Price
$430,000
$190/SF · 4.6% above neighborhood median
Beds
5
Baths
3
Sq Ft
2,269
Built
2018
Lot
0.20 ac
Garage
2-car
County
Montgomery
Tax Rate
1.64%

Schools

§ 03
District
Elementary SNYDER EL A
Middle YORK J H A
High GRAND OAKS H S CCMR 73% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful modern home filled with upgrades and stylish details throughout. The open layout features a large family room with abundant natural light, creating an inviting space for everyday living. The chef’s kitchen offers generous storage, stone countertops, and upgraded lighting that elevates the entire space. The oversized primary suite includes a walk-in shower, soaking tub, double vanity, and large closets. Spacious bedrooms continue throughout the home. Outside, enjoy a large fenced backyard with beautiful landscaping and a covered patio perfect for relaxing or entertaining. Conveniently located near shopping and schools.

Features

§ 02

Interior

  • Dishwasher
  • Disposal
  • Microwave
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Fence
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2018
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,269 sq ft
Living Area Source Appraiser
Building Area Total 2,269 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 5

Interior

Flooring Carpet, Tile
Appliances Dishwasher, Disposal, Microwave

Exterior

Exterior Features Fence, Private Yard
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2010
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Montgomery
MLS Area Major 40
MLS Area Minor Spring Northeast
Subdivision Harmony Vlg Sec 9
Postal Code 77386

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,100
HOA Fee Frequency Annually
HOA Name Community of Harmony Association
Fee Includes Clubhouse, Common Areas, Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $7,049 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.64%
Parcel # 480544
Legal Description S571209 - HARMONY VILLAGE 09, BLOCK 2, LOT 34
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Primary Bedroom 0x0
Bedroom 0x0
Bedroom 0x0
Bedroom 0x0
Bedroom 0x0

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.9900
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionMontgomery County MUD 119 CountyMontgomery TCEQ District ID5857532 Bonded indebtedness$173,665,000 Current year rate FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8400 Resolved MUD jurisdiction Montgomery County MUD 119 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,169
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,582 Property tax$587 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,169
Yearly HOA fee $1,100

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4136%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.84%
→ stable
School
0.95%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.25%
→ stable

HOA & Community

§ 05
● HOA details
$1,100
ANNUALLY
Association nameCommunity of Harmony Association Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $181/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Harmony Vlg Sec 9
TIER: SUBDIVISION
Subdivision name (MLS)Harmony Vlg Sec 9 City · ZIPSpring · 77386 CountyMontgomery Listings in subdivision2 Active now2 Sold (last 12 mo)1 Curated amenities0
● Year-built distribution
2015s 2

Fire Protection

§ 11
Nearest station
South Montgomery County Fire Department Station 116
· Spring
Distance
2.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339692009 · ACS 2023
Median HH income
$178,259
ACS 2023
Median home value
$400,600
Census self-report
Owner-occupied
79%
4,910 housing units
Bachelor's+
63%
Adults 25+
Median age
32.3
Population 15,871
Work from home
26%
of commuters
Commute 45min+
8%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
27917 Spearhead Ridge Drive, Spring, TX 77386
Montgomery County · 30.08°N, 95.36°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 18, 2026 Listed $430,000 Paola Samaia Lozano
Dec 31, 2017 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Paola Samaia Lozano · Keller Williams Realty Austin
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 56232482 · LIST DATE: Sep 18, 2026 · PARCEL: 480544
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity