Homes for Sale/Fort Bend County/Katy/Trails of Katy
Active MLS #35662681 · 55 days on market

28106 Middlewater View LN

Katy, TX 77494
Subdivision  ·  Trails of Katy
List Price
$565,000
$134/SF
Beds
4
Baths
4
Sq Ft
4,202
Built
2015
Lot
8,960 sf
Garage
3-car
County
Fort Bend
Tax Rate
2.63%

Schools

§ 03
District
Elementary BRYANT EL A
Middle WOODCREEK J H A
High KATY H S CCMR 83% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Stunning 2- Story Home w/Open Floor Plan. 4 beds, 3.5 baths, 3 Car Tandem Garage. Gameroom & Media Room. Hardwood throughout 1st floor. Quick Access to I-10. HEB, Kroger, Walmart and Costco are right outside the neighborhood. Nearbyshopping centers - Katy Mills Mall & LaCenterra. Amazing amenities- State-of-the-Art Clubhouse- Fitness Center, TennisCourts, Multi-function Swimming Pool including lap lanes, a Zero-Entry Beach area & Large Splash Pad,Pavillon & Kitchennext to very cool Playground w/lovely water views. Sparkling Lakes & Miles of Walking Trails throughout the Neighborhood.Don't miss out on this Hidden Gem for a great value to Get into schools that are Zoned to Katy

Features

§ 02

Interior

  • Breakfast Bar
  • Butlers Pantry
  • Double Vanity
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Sitting Area In Primary
  • Separate Shower
  • Tub Shower
  • Three Bedrooms Up
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Convection Oven
  • Double Oven
  • Dishwasher
  • Gas Cooktop

Exterior & lot

  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Tennis Courts
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Clubhouse
  • Pool
  • Tennis Courts
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2015
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 4,202 sq ft
Living Area Source Appraiser
Building Area Total 4,202 sq ft
Foundation Slab
Construction Brick, Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 11
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Butlers Pantry, Double Vanity, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Sitting Area In Primary, Separate Shower, Tub Shower, Three Bedrooms Up, Walk In Pantry, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile, Wood
Appliances Convection Oven, Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave, Energy Star Qualified Appliances, Water Softener Owned
Laundry Washer Hookup, Electric Dryer Hookup
Security Security System Owned, Smoke Detectors

Exterior

Exterior Features Covered Patio, Fence, Sprinkler Irrigation, Patio, Tennis Courts
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 8,960
Lot Size (acres) 0.2057
Lot Size Source County appraisal roll
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Trails of Katy
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Hvac, Insulation, Roof, Thermostat

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name STERLING ASSOCIATION
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse, Pool, Tennis Courts

Taxes, Terms & Disclosures

Tax Annual Amount $14,864 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.63%
Parcel # 8891-01-001-0530-914
Legal Description TRAILS OF KATY SEC 1, BLOCK 1, LOT 53
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 6

Primary Bedroom 17 x 15
Kitchen 11 x15
Breakfast Room Nook 15 x 11
Dining Room 14 x 11
Office 16 x 11
Family Room 18 x 18

Second level · 5

Bedroom 14 x 13
Bedroom 15 x 11
Bedroom 12 x 11
Game Room 19 x 18
Media Room 19 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.2500
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionWillow Point MUD CountyFort Bend TCEQ District ID8679500 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.2500 Resolved MUD jurisdiction Willow Point MUD Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,632
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,393 Property tax$1,239 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,632
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.8848%
ALL 5 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
1.25%
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable
YearM&OI&STotal MUD rate
2021 0.5750 0.8050 1.3800
2022 0.5400 0.7500 1.2900
2023 0.5400 0.7500 1.2900
2025 0.4500 0.8000 1.2500
2025 0.4500 0.8000 1.2500

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameSTERLING ASSOCIATION Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.2mi
· 0.4mi
VFW Park · 2.1mi
grocery
Buc-ee's · 0.5mi
Buc-ee's · 0.9mi
Kroger Marketplace · 0.8mi
restaurant
Cajun Comforts Crawfish & Seafood · 0.6mi
Russo's New York Pizzeria · 0.9mi
Russo's New York Pizzeria · 0.8mi
pharmacy
CVS Pharmacy · 0.6mi
CVS Pharmacy · 0.9mi
CVS Pharmacy · 1.3mi
veterinary
Veterinary Dentistry Specialists · 0.8mi
Circle B Veterinary Hospital · 1.1mi
Circle B Veterinary Hospital · 0.8mi
daycare
· 0.8mi
British Private Prep School · 1.3mi
· 1.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_LOMC11
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Trails Of Katy
TIER: SUBDIVISION
Subdivision name (MLS)Trails Of Katy City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision392 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2015s 1

Fire Protection

§ 11
Nearest station
Katy Fire Station #3
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673201 · ACS 2023
Median HH income
$168,297
ACS 2023
Median home value
$456,600
Census self-report
Owner-occupied
89%
3,903 housing units
Bachelor's+
66%
Adults 25+
Median age
35.4
Population 13,486
Work from home
29%
of commuters
Commute 45min+
32%
of commuters
Below poverty
6.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
28106 Middlewater View LN, Katy, TX 77494
Fort Bend County · 29.77°N, 95.86°W
park
0.2 mi · 10 within 2 mi
grocery
Buc-ee's
0.5 mi · 2 within 2 mi
restaurant
Cajun Comforts Crawfish & Seafood
0.6 mi · 4 within 2 mi
pharmacy
CVS Pharmacy
0.6 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 30, 2026 Listed $565,000 Cherie Harrison
Dec 31, 2014 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Cherie Harrison · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 15, 2026.
MLS# 35662681 · LIST DATE: Jul 30, 2026 · PARCEL: 8891-01-001-0530-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity