Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch Southwest Sec 35
Active MLS #74870912 · 18 days on market

28110 Harper Creek Lane

Katy, TX 77494
Subdivision  ·  Cinco Ranch Southwest Sec 35
List Price
$499,900
$172/SF · 13.0% below neighborhood median
Beds
4
Baths
4
Sq Ft
2,906
Built
2010
Lot
6,929 sf
Garage
2-car
County
Fort Bend
Tax Rate
2.18%

Schools

§ 03
District
Elementary FRED AND PATTI SHAFER EL A
Middle TAYS J H A
High TOMPKINS H S CCMR 90% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Open house Sat 12th: FRESHLY PAINTED! Perfect for active families seeking top-tier education, this freshly painted David Weekley gem is premier-zoned to legendary Tompkins High School and sits just steps from the neighborhood park. Designed for unforgettable living, the architectural drama unfolds with soaring, high ceilings and floor-to-ceiling windows that flood the open floor plan with natural light. The executive French-door office and a stunning formal dining room feature custom stone accents, seamlessly blending elegance with warmth. A gourmet kitchen boasts high-end granite and an integrated stone entertainment bar. Upstairs, the sound-wired game room is a kid’s dream oasis. Outside, your private backyard sanctuary features a custom pergola, a stone fire pit, and a serene fountain—your own private resort. Includes a transferable choice warranty through 2028!

Features

§ 02

Interior

  • Double Vanity
  • Entrance Foyer
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Walk In Pantry
  • Walk In Closets
  • Kitchen Dining Combo
  • Dishwasher
  • Disposal
  • Microwave
  • Cooktop
  • Refrigerator
  • Carpet

Exterior & lot

  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Tennis Courts
  • Near Golf Course
  • Subdivision
  • Pond On Lot
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage

Community

  • Clubhouse
  • Dog Park
  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,906 sq ft
Living Area Source Appraiser
Building Area Total 2,906 sq ft
Foundation Slab
Construction Brick, Other
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 14
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Double Vanity, Entrance Foyer, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Separate Shower, Walk In Pantry, Walk In Closets, Kitchen Dining Combo
Flooring Carpet, Tile
Appliances Dishwasher, Disposal, Microwave, Cooktop, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Security System Owned, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fully Fenced, Fence, Sprinkler Irrigation, Patio, Private Yard, Tennis Courts
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (sq ft) 6,929
Lot Size (acres) 0.1591
Lot Size Source Appraiser
Lot Features Near Golf Course, Subdivision, Pond On Lot

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Cinco Ranch Southwest Sec 35
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Exposure Shade, Insulation, Windows

HOA / Association

HOA Yes
HOA Fee $1,250
HOA Fee Frequency Annually
HOA Name Cinco Ranch Southwest
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse, Dog Park, Picnic Area, Playground, Pickleball, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $10,913
Tax Year 2025
Tax Rate (est.) 2.18%
Parcel # 2278-35-006-0100-914
Legal Description CINCO RANCH SOUTHWEST SEC 35, BLOCK 6, LOT 10
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 14 rooms · MLS-supplied

Main level · 8

Primary Bedroom 14 x 15
Half Bath
Office
Breakfast Room Nook 10 x9
Family Room 15 x 19
Primary Bathroom 14 x 15
Dining Room 9 x 11
Utility Room 6 x 7

Second level · 6

Bedroom 11 x 15
Bedroom 10 x10
Bedroom 13 x 15
Game Room 15 x 14
Bathroom
Bathroom

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionCinco Southwest MUD 3 CountyFort Bend TCEQ District ID2286792 Bonded indebtedness Current year rate FetchedApr 26, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6050 Resolved MUD jurisdiction Cinco Southwest MUD 3 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.7500
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064198420 Filed underCinco Southwest Municipal Utility District #3 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,911
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,002 Property tax$909 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,911
Yearly HOA fee $1,250

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2407%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.60%
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,250
ANNUALLY
Association nameCinco Ranch Southwest Management co. Website Phone Cert on filemls-trestle
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.1mi
Rosewood Park · 0.5mi
· 0.3mi
gym
· 0.5mi
Irontribe · 0.8mi
· 0.7mi
restaurant
McDonald's · 0.6mi
Subway · 0.8mi
Fuji Sushi · 0.8mi
daycare
Kids 'R' Kids Learning Academy of Seven Lakes · 0.7mi
Kids 'R' Kids · 1.7mi
Ivy Kids of Cinco Ranch · 0.9mi
gas_station
Shell · 0.8mi
Kroger Fuel · 1.0mi
Exxon · 1.3mi
coffee
Hurts Donut Co · 0.8mi
Southern Maid Donuts · 1.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $198/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch Southwest Sec 35 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision34 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2010s 2

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673111 · ACS 2023
Median HH income
$175,877
ACS 2023
Median home value
$452,200
Census self-report
Owner-occupied
89%
3,056 housing units
Bachelor's+
71%
Adults 25+
Median age
39.2
Population 10,739
Work from home
40%
of commuters
Commute 45min+
21%
of commuters
Below poverty
1.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
28110 Harper Creek Lane, Katy, TX 77494
Fort Bend County · 29.72°N, 95.83°W
park
0.1 mi · 6 within 2 mi
gym
0.5 mi · 4 within 2 mi
restaurant
McDonald's
0.6 mi · 5 within 2 mi
daycare
Kids 'R' Kids Learning Academy of Seven Lakes
0.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 5, 2026 Listed $499,900 Ana Peternell
Dec 31, 2009 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Ana Peternell · Keller Williams Premier Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 74870912 · LIST DATE: Sep 5, 2026 · PARCEL: 2278-35-006-0100-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity