Homes for Sale/Brazoria County/Surfside Beach/Windy Palms
Active MLS #76432606 · 25 days on market

2815 Blue Water Highway

Surfside Beach, TX 77541
Subdivision  ·  Windy Palms
List Price
$405,000
$344/SF
Beds
3
Baths
3
Sq Ft
1,176
Built
2016
Lot
0.27 ac
Garage
1-car
County
Brazoria
Tax Rate
1.43%

Schools

§ 03
District
Elementary FREEPORT EL C
Middle O'HARA LANIER MIDDLE N/R
High BRAZOSPORT H S CCMR 78% · Grad 93% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Step into your coastal oasis with stunning Gulf views! This lovely beach home boasts 3 bedrooms, 2.5 baths, and beach access just a short stroll away. The open floorplan showcases a stylish kitchen with a beautiful backsplash and granite countertops. The primary suite on the main level offers convenience and privacy. Two balconies provide panoramic ocean views, perfect for gatherings. Experience a harmonious blend of peace and accessibility at this unique property. Ideal as a great vacation home or rental investment opportunity. Don't let this seaside gem slip away!

Features

§ 02

Interior

  • En Suite Bathroom
  • Granite Counters
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Two Bedrooms Up
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Free Standing Range
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Porch
  • Patio
  • Private Yard
  • Cleared
  • Other
  • Covered
  • Roof: Composition
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 2016
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,176 sq ft
Living Area Source Appraiser
Building Area Total 1,176 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 3

Interior

Interior Features En Suite Bathroom, Granite Counters, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Two Bedrooms Up, Kitchen Dining Combo, Programmable Thermostat
Flooring Plank, Vinyl
Appliances Dishwasher, Electric Oven, Electric Range, Free Standing Range, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Pool Private No

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2663
Lot Size Source Appraiser
Lot Features Cleared, Other

Location

County Brazoria
MLS Area Major 5
MLS Area Minor Surfside
Subdivision Windy Palms
Postal Code 77541

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic, Septic Tank
Energy Efficient Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $5,787
Tax Year 2026
Tax Rate (est.) 1.43%
Parcel # 8403-0000-003
Legal Description WINDY PALMS (A0009 B T ARCHER)(BCIC DIV 1)(SURFSIDE) LOT 3
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 1

Primary Bedroom 12X15

Second level · 2

Bedroom 10X15
Bedroom 10X15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Velasco Drainage District Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,914
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,432 Property tax$482 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,914

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.8529%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
→ stable
City
→ stable
County
0.26%
→ stable
Other districts
1.59%
→ stable

HOA & Community

§ 05
No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48039C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48039C_STUDY2
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 41 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Windy Palms
TIER: SUBDIVISION
Subdivision name (MLS)Windy Palms City · ZIPSurfside Beach · 77541 CountyBrazoria Listings in subdivision10 Active now2 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
2015s 2

Fire Protection

§ 11
Nearest station
Surfside Beach Fire Department
Distance
3.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48039664200 · ACS 2023
Median HH income
$70,417
ACS 2023
Median home value
$260,400
Census self-report
Owner-occupied
38%
2,398 housing units
Bachelor's+
22%
Adults 25+
Median age
56.0
Population 2,048
Work from home
5%
of commuters
Commute 45min+
15%
of commuters
Below poverty
14.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2815 Blue Water Highway, Surfside Beach, TX 77541
Brazoria County · 28.98°N, 95.25°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 30, 2026 Listed $405,000 Lori King
Dec 31, 2015 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lori King · HomeSmart
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 31, 2026.
MLS# 76432606 · LIST DATE: Aug 30, 2026 · PARCEL: 8403-0000-003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 8:10 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity