Schools

§ 03

District

Elementary	HUFFMAN EL	D
Middle	HUFFMAN MIDDLE	D
High	HARGRAVE H S CCMR 88% · Grad 97%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Build your dream home on this exceptional .60 acre waterfront lot in the highly desirable Lake Commons community on Lake Houston. This rare opportunity offers serene, private water views with direct access to lake Houston making it perfect for boating, fishing, and lakeside living. This generous lot size provides ample space for outdoor living amenities such as a pool, dock, or covered patio, ideal for entertaining or simply unwinding in your own slice of paradise.

Features

§ 02

Interior

Not provided

Exterior & lot

Cleared
Views
Waterfront

Community

Beach Rights
Basketball Court
Beach Access
Boat Ramp
Clubhouse
Picnic Area
Playground
Trails
Canal
Lake
Water

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

Waterfront	Yes
Waterfront Features	Bulkhead, Canal Front, Lake, Lake Front, Waterfront
View	Yes
View Type	Canal, Lake, Water

Lot

Lot Size (acres)	0.6356
Lot Size Source	Appraiser
Lot Features	Cleared, Views, Waterfront

Location

County	Harris
MLS Area Major	32
MLS Area Minor	Huffman Area
Subdivision	Commons Waterway
Postal Code	77336

Utilities

Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$1,000
HOA Fee Frequency	Annually
HOA Name	The Commons of Lake Houston
Amenities	Beach Rights, Basketball Court, Beach Access, Boat Ramp, Clubhouse, Picnic Area, Playground, Trails

Taxes, Terms & Disclosures

Tax Annual Amount	$3,971 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.42%
Parcel #	132-572-002-0076
Legal Description	LT 76 BLK 2 COMMONS WATERWAY SEC 4
Disclosures	Municipal Utility District Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.7200

TOTAL TAX RATE · PER $100 ASSESSED · 2025

JurisdictionHarris County MUD 415 CountyHarris TCEQ District ID3747158 Bonded indebtedness$165,500,000 Current year rate0.7200 FetchedSep 21, 2026

● Fresh (current tax year)

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7200 Resolved MUD jurisdiction Harris County MUD 415 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,316

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$985 Property tax$331 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,316

Yearly HOA fee $1,000

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.9318%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.72%

→ stable

School

1.06%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.77%

→ stable

HOA & Community

§ 05

● HOA details

$1,000

ANNUALLY

Association nameThe Commons of Lake Houston Management co.— Websitevisit Phone(281) 900-0456 Cert on filemls-trestle

● Community amenities

park

East End Park · 1.6mi
Gladehill Park · 1.6mi
George Butler Park · 1.8mi

place_of_worship

Woodridge Baptist Church of Kingwood · 2.3mi
Strawbridge United Methodist Church · 2.4mi
Kingwood First Presbyterian Church · 2.5mi

grocery

Fuel Maxx · 2.6mi
Fuel Max · 3.4mi
· 3.6mi

gas_station

Exxon · 2.6mi

hospital

Westbridge Recovery Center, Inc · 3.0mi
Texas Children's Hospital · 6.3mi
Kalologie | Club Studio | Kingwood · 3.7mi

post_office

United States Postal Service · 3.0mi
United States Postal Service · 3.9mi
USPS · 6.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

7,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Frontier

7,000 / 7,000 Mbps

● LOW LATENCY

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Centric Fiber

1,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

+ 6 additional provider(s)

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48201C SFHA YES SOURCE 48201C_STUDY1

🌡 Heat days >95°F

65 days/yr above 95°F

Plus 11 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Commons Waterway

TIER: SUBDIVISION

Subdivision name (MLS)Commons Waterway City · ZIPHuffman · 77336 CountyHarris Listings in subdivision620 Active now3 Sold (last 12 mo)8 Curated amenities60

● Year-built distribution

2010s 1 2025s 1

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 103

Distance

1.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201251600 · ACS 2023

Median HH income

$90,539

ACS 2023

Median home value

$273,400

Census self-report

Owner-occupied

92%

2,252 housing units

Bachelor's+

31%

Adults 25+

Median age

37.3

Population 7,209

Work from home

9%

of commuters

Commute 45min+

27%

of commuters

Below poverty

11.2%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

28623 Monterey Cliff Lane, Houston, TX 77336

Harris County · 30.07°N, 95.14°W

park

East End Park

1.6 mi · 6 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.