Homes for Sale/Galveston County/Crystal Beach/Ramada Beach
Active MLS #15846451 · 162 days on market

2895 Laguna Drive

Crystal Beach, TX 77650
Subdivision  ·  Ramada Beach
List Price
$399,000
$305/SF
Beds
3
Baths
2
Sq Ft
1,310
Built
2009
Lot
0.14 ac
Garage
1-car
County
Galveston
Tax Rate
1.87%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located just a short walk from the beach, this beautifully updated 2nd-row property offers an ideal coastal getaway. Recent renovations include fresh paint inside and out, deck repainting, new flooring (2020), and a new AC unit (2021). The kitchen and bathroom feature granite countertops (2021), and the home includes a spacious walk-in closet and ample covered parking. This prime location is perfect for enjoying the sand and ocean, making it an excellent investment opportunity. Currently a successful vacation rental with bookings, this property provides strong revenue potential for future owners.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Pots And Pan Drawers
  • Pantry
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Free Standing Range
  • Microwave
  • Oven
  • Refrigerator
  • Laminate
  • Tile
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Porch
  • Patio
  • Private Yard
  • Cleared
  • Subdivision
  • Views
  • Covered
  • Roof: Composition
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Beach
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2009
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,310 sq ft
Living Area Source Appraiser
Building Area Total 1,310 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features Breakfast Bar, Balcony, Pots And Pan Drawers, Pantry, Ceiling Fans, Programmable Thermostat
Flooring Laminate, Tile
Appliances Dishwasher, Electric Oven, Electric Range, Free Standing Range, Microwave, Oven, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Pool Private No
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1408
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Ramada Beach
Road Surface Asphalt
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Sewer Aerobic Septic, Septic Tank
Energy Efficient Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $7,465
Tax Year 2023
Tax Rate (est.) 1.87%
Parcel # 6040-0000-0085-000
Legal Description ABST 65 B FRANK SUR LOT 85 RAMADA BEACH
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Family Room 13x13
Kitchen 11x13
Breakfast Room Nook 10x12
Primary Bedroom 12x12
Bedroom 12x10
Bedroom 12x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,018
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,396 Property tax$622 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,018

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
bank
Valero Corner Mart · 0.2mi
ATM (ATM Link, Inc.) · 0.3mi
Neches go Atm · 0.9mi
restaurant
Stingaree · 0.9mi
Tia Juanita's Fish Camp · 1.7mi
Salty Bovine Pit House · 3.0mi
gym
Sweat Fitness · 1.7mi
post_office
United States Postal Service · 2.3mi
grocery
Swede's Quick Stop · 2.8mi
TJ's Discount Groceries · 3.9mi
park
· 6.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Rural Telecommunications of America
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Ramada Beach
TIER: SUBDIVISION
Subdivision name (MLS)Ramada Beach City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision115 Active now12 Sold (last 12 mo)4 Curated amenities15
● Year-built distribution
1990s 1 1995s 1 2000s 1 2005s 4 2010s 4 2015s 1

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
2.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2895 Laguna Drive, Crystal Beach, TX 77650
Galveston County · 29.47°N, 94.60°W
bank
Valero Corner Mart
0.2 mi · 5 within 2 mi
restaurant
Stingaree
0.9 mi · 2 within 2 mi
gym
Sweat Fitness
1.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 15, 2026 Listed $399,000 Shane Bergeson
Dec 31, 2008 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Shane Bergeson · Better Homes and Gardens Real Estate Gary Greene - Bay Area
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated May 24, 2026.
MLS# 15846451 · LIST DATE: Apr 15, 2026 · PARCEL: 6040-0000-0085-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:55 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity