Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch South Lake Village Sec 2
Active MLS #13349051 · 33 days on market

2907 Winding Shore Lane

Katy, TX 77450
Subdivision  ·  Cinco Ranch South Lake Village Sec 2
List Price
$789,000
$204/SF
Beds
5
Baths
4
Sq Ft
3,870
Built
1994
Lot
0.23 ac
Garage
2-car
County
Fort Bend
Tax Rate
1.56%

Schools

§ 03
District
Elementary JAMES E WILLIAMS EL A
Middle RODGER & ELLEN BECK J H A
High CINCO RANCH H S CCMR 87% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Stunning custom home located in the highly sought-after gated community of South Lake in Cinco Ranch. This spacious home offers 5 bedrooms and 4 full bathrooms, with 2 bedrooms conveniently located downstairs—ideal for guests or multigenerational living. The beautifully updated primary bathroom complements an expansive primary suite featuring a comfortable sitting area and generous space throughout. A dedicated home office provides the perfect work-from-home setup. Step outside to your private backyard retreat, where a tropical paradise awaits—complete with a resort-style pool, cascading waterfall, and natural rock features designed for relaxation and entertaining. With no back neighbors, you'll enjoy exceptional privacy and peaceful views. Exceptional Katy ISD schools and just steps from community lakes, a beach club, parks, playgrounds, and tennis courts. This home offers the perfect blend of luxury, comfort, and resort-style living, Welcome home! (New Roof-2025)

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • High Ceilings
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Two Bedrooms Down
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Energy Star Qualified Appliances

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Subdivision
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Detached
  • Garage
  • Porte Cochere
  • Gunite
  • Association

Community

  • Clubhouse
  • Golf Course
  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Security System Owned
  • Controlled Access
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1994
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,870 sq ft
Living Area Source Appraiser
Building Area Total 3,870 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 12
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Breakfast Bar, Double Vanity, High Ceilings, Kitchen Family Room Combo, Main Level Primary, Pantry, Separate Shower, Two Bedrooms Down, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile, Wood
Appliances Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Security System Owned, Controlled Access, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private Yes
Pool Features Gunite, Association

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached, Garage, Porte Cochere

Lot

Lot Size (acres) 0.2265
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southeast
Subdivision Cinco Ranch South Lake Village Sec 2
Road Surface Concrete
Postal Code 77450

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Hvac, Thermostat

HOA / Association

HOA Yes
HOA Fee $1,600
HOA Fee Frequency Annually
HOA Name Cinco Ranch
Amenities Clubhouse, Golf Course, Picnic Area, Playground, Pickleball, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $12,271 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.56%
Parcel # 2271-02-001-0440-914
Legal Description CINCO RANCH SOUTH LAKE VILLAGE SEC 2, BLOCK 1, LOT 44
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 8

Primary Bedroom 20 x 15
Bedroom 13 x 13
Family Room 19 x 17
Office 15 x 14
Dining Room 17 x 12
Kitchen 16 x 13
Breakfast Room Nook 12 x 9
Utility Room 9 x 6

Second level · 4

Bedroom 13 x 12
Bedroom 15 x 13
Bedroom 14 x 11
Game Room 15 x 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.2200
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionCinco MUD 2 CountyFort Bend TCEQ District ID2286718 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.2200 Resolved MUD jurisdiction Cinco MUD 2 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,761
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,738 Property tax$1,023 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,761
Yearly HOA fee $1,600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.9998%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.22%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.66%
→ stable

HOA & Community

§ 05
● HOA details
$1,600
ANNUALLY
Association nameCinco Ranch Management co.— Website— Phone— Cert on filepending
● Community amenities
gym
· 0.2mi
Life Time · 0.6mi
· 0.2mi
park
Cinco Ranch South Lake Park · 0.2mi
· 0.2mi
Central Green · 0.5mi
grocery
Sprouts Farmers Market · 0.2mi
Trader Joe's · 0.6mi
Kroger · 0.9mi
restaurant
Local Table · 0.5mi
The Rouxpour · 0.5mi
McDonald's · 0.6mi
veterinary
Chewy Vet Care Cinco Ranch · 0.5mi
Veterinary Emergency Group · 1.7mi
VEG ER for Pets · 1.4mi
place_of_worship
The Church Fellowship - Cinco Ranch · 0.6mi
The Fellowship: Cinco Ranch · 0.6mi
Living Word Lutheran Church · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch South Lake Village Sec 2 City · ZIPKaty · 77450 CountyFort Bend Listings in subdivision32 Active now3 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
1990s 2 1995s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department
Distance
1.4 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673005 · ACS 2023
Median HH income
$172,943
ACS 2023
Median home value
$453,100
Census self-report
Owner-occupied
57%
2,028 housing units
Bachelor's+
75%
Adults 25+
Median age
39.2
Population 6,294
Work from home
59%
of commuters
Commute 45min+
7%
of commuters
Below poverty
4.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2907 Winding Shore Lane, Katy, TX 77450
Fort Bend County · 29.74°N, 95.77°W
gym
—
0.2 mi · 5 within 2 mi
park
Cinco Ranch South Lake Park
0.2 mi · 3 within 2 mi
grocery
Sprouts Farmers Market
0.2 mi · 2 within 2 mi
restaurant
Local Table
0.5 mi · 6 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $789,000 Carrie Vos
Dec 31, 1993 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Carrie Vos · Coldwell Banker Realty - Memorial Office
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 22, 2026.
MLS# 13349051 · LIST DATE: Aug 21, 2026 · PARCEL: 2271-02-001-0440-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity