Homes for Sale/Harris County/Katy/Morton Creek Ranch
Active MLS #13074190 · 50 days on market

3038 Winchester Ranch Trail

Katy, TX 77493
Subdivision  ·  Morton Creek Ranch
List Price
$307,000
$114/SF · 22.6% below neighborhood median
Beds
5
Baths
3
Sq Ft
2,695
Built
2009
Lot
0.12 ac
Garage
2-car
County
Harris
Tax Rate
3.02%

Schools

§ 03
District
Elementary LEONARD EL D
Middle STOCKDICK J H B
High PAETOW H S CCMR 70% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

5-bedroom, 3-bath home in Morton Creek Ranch PRICED TO SELL! Bright, open living spaces perfect for entertaining. Spacious kitchen with breakfast bar, built-in appliances, white cabinetry, walk-in pantry, and plenty of prep space. Formal dining room, breakfast nook, and downstairs bedroom/office. Primary suite has dual vanities, a large tub, a separate shower, and a walk-in closet. Additional living area, laundry room, and roomy secondary bedrooms upstairs. Large private backyard for outdoor living. Roof replaced in February 2022. Zoned to Katy ISD!!!

Features

§ 02

Interior

  • Breakfast Bar
  • Bedroom On Main Level
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Kitchen Family Room Combo
  • Pantry
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Solid Surface Counters
  • Soaking Tub
  • Separate Shower
  • Three Bedrooms Up
  • Upper Level Primary
  • Vanity
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans

Exterior & lot

  • Fully Fenced
  • Fence
  • Paved Driveway
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener
  • Association

Community

  • Clubhouse
  • Park
  • Pool
  • Trails
  • Prewired
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2009
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,695 sq ft
Living Area Source Appraiser
Building Area Total 2,695 sq ft
Foundation Slab
Construction Brick, Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 14

Interior

Interior Features Breakfast Bar, Bedroom On Main Level, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Kitchen Family Room Combo, Pantry, Self Closing Cabinet Doors, Self Closing Drawers, Solid Surface Counters, Soaking Tub, Separate Shower, Three Bedrooms Up, Upper Level Primary, Vanity, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Loft
Flooring Carpet, Tile
Appliances Dishwasher, Electric Oven, Disposal, Gas Range, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Prewired, Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Fully Fenced, Fence, Paved Driveway, Private Yard
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1188
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces West

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Morton Creek Ranch
Road Surface Concrete
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation

HOA / Association

HOA Yes
HOA Fee $595
HOA Fee Frequency Annually
HOA Name Crest Management
Fee Includes Clubhouse
Amenities Clubhouse, Park, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $9,261
Tax Year 2025
Tax Rate (est.) 3.02%
Parcel # 130-281-003-0009
Legal Description LT 9 BLK 3 MORTON CREEK RANCH SEC 1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 14 rooms · MLS-supplied

Main level · 6

Bedroom 10 x 12
Bathroom 10 x 7
Breakfast Room Nook 10 x 10
Dining Room 14 x 10
Kitchen 14 x 14
Living Room 19 x 19

Second level · 8

Primary Bedroom 17 x 12
Bedroom 11 x 12
Bedroom 13 x 9
Bedroom 11 x 15
Primary Bathroom 17 x 12
Bathroom 8 x 11
Living Room 16 x 12
Utility Room 6 x 8

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.1800
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 432 CountyHarris TCEQ District ID3737141 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.0600 Resolved MUD jurisdiction Harris County MUD 432 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,615
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,843 Property tax$772 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,615
Yearly HOA fee $595

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.9060%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.06%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$595
ANNUALLY
Association nameCrest Management Management co.Crest Management Websitevisit Phone(281) 391-2425 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse
● Community amenities
park
· 0.1mi
· 0.2mi
Mason Creek Hike and Bike Trail · 0.9mi
grocery
· 0.4mi
· 0.4mi
· 0.6mi
bank
Shell Federal Credit Union · 0.4mi
Navy Federal Credit Union · 2.4mi
Navy Federal Credit Union · 2.7mi
restaurant
La Machaka Tex-Mex · 0.4mi
La Machaka Tex-Mex · 0.4mi
Blessed Nutrition · 0.5mi
gym
· 0.5mi
F45 Training · 0.6mi
· 0.6mi
coffee
Starbucks · 0.6mi
Starbucks · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $147/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Morton Creek Ranch
TIER: SUBDIVISION
Subdivision name (MLS)Morton Creek Ranch City · ZIPKaty · 77493 CountyHarris Listings in subdivision2,268 Active now54 Sold (last 12 mo)60 Curated amenities60
● Year-built distribution
2005s 2 2010s 7 2015s 1 2020s 7 2025s 37

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 4
Distance
1.6 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023
Median HH income
$126,327
ACS 2023
Median home value
$334,300
Census self-report
Owner-occupied
79%
9,986 housing units
Bachelor's+
47%
Adults 25+
Median age
27.8
Population 34,297
Work from home
24%
of commuters
Commute 45min+
21%
of commuters
Below poverty
13.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3038 Winchester Ranch Trail, Katy, TX 77493
Harris County · 29.82°N, 95.79°W
park
—
0.1 mi · 7 within 2 mi
grocery
—
0.4 mi · 2 within 2 mi
bank
Shell Federal Credit Union
0.4 mi · 1 within 2 mi
restaurant
La Machaka Tex-Mex
0.4 mi · 7 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 4, 2026 Listed $307,000 David Keniston
Dec 31, 2008 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by David Keniston · CB&A, Realtors-Katy
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 6, 2026.
MLS# 13074190 · LIST DATE: Aug 4, 2026 · PARCEL: 130-281-003-0009
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity