Homes for Sale/Montgomery County/Montgomery/South Shore Estates
Active MLS #85898000 · 243 days on market

309 Harbor Circle

Montgomery, TX 77356
Subdivision  ·  South Shore Estates
List Price
$875,000
$290/SF · 13.2% above neighborhood median
Beds
4
Baths
4
Sq Ft
3,018
Built
2000
Lot
0.15 ac
Garage
2-car
County
Montgomery
Tax Rate
1.68%

Schools

§ 03
District
Elementary STEWART CREEK EL A
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

BEE in LOVE! Enjoy Lake Conroe at this beautiful and well maintained waterfront home. Boat slip and jet ski lift plus amazing views! OPEN concept floorplan with 4 bedrooms, 3.5 baths plus a loft upstairs and an extra room that could be used for bunks or a closet. Long double driveway for parking. Gorgeous French doors lead you into a lovely foyer open to the study. Formal dining is open to the den and wraps around to kitchen. This floorplan lives well! Large breakfast and den offer huge windows with beautiful views. Plenty of space inside and out to entertain. Breakfast bar over looks kitchen. Black Granite with real white cabinets give this space a tuxedo vibe. Summer kitchen with grill is perfectly perched overlooking the backyard and lake. Gated community. Montgomery schools!

Features

§ 02

Interior

  • Breakfast Bar
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Sitting Area In Primary
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Vanity

Exterior & lot

  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Outdoor Kitchen
  • Porch
  • Patio
  • Private Yard
  • Cul De Sac
  • Subdivision
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Controlled Access
  • Security System Owned
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2000
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,018 sq ft
Living Area Source Appraiser
Building Area Total 3,018 sq ft
Foundation Slab
Construction Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features Breakfast Bar, Crown Molding, Double Vanity, Entrance Foyer, En Suite Bathroom, Granite Counters, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Sitting Area In Primary, Split Bedrooms, Soaking Tub, Separate Shower, Tub Shower, Vanity, Walk In Closets, Loft
Flooring Tile
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Wine Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Security System Owned, Controlled Access

Exterior

Exterior Features Covered Patio, Deck, Sprinkler Irrigation, Outdoor Kitchen, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Pool Private No
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Boat Ramp Lift Access, Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1515
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision, Views, Waterfront
Direction Faces West
Additional Parcels Yes
Additional Parcel Info 88850300700

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision South Shore Estates
Road Surface Concrete
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name IMC
Amenities Controlled Access

Taxes, Terms & Disclosures

Tax Annual Amount $14,673 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.68%
Parcel # 243282
Legal Description SOUTH SHORES ESTATES 03, LOT 7
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Office 12x12
Dining Room 13x11
Living Room 27x18
Kitchen 16x11
Breakfast Room Nook 12x10
Primary Bedroom 18x14

Second level · 4

Bedroom 13x13
Bedroom 16x10
Bedroom 13x13
Bonus Room 13x7

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3975
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionStanley Lake MUD CountyMontgomery TCEQ District ID7596000 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3975 Resolved MUD jurisdiction Stanley Lake MUD Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,477
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,254 Property tax$1,223 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,477
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.0130%
ALL 5 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.40%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable
YearM&OI&STotal MUD rate
2021 0.2400 0.2900 0.5300
2022 0.2200 0.2400 0.4600
2023 0.2050 0.2250 0.4300
2024 0.1975 0.2150 0.4125
2025 0.1900 0.2075 0.3975

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association nameIMC Management co. Website Phone(936) 756-0032 Cert on filehoa.texas.gov;tx_comptroller
● Community amenities
daycare
School of LIVE Music · 0.4mi
Swingin' Fun by Crystal, LLC · 0.4mi
Raising Arrows In-home Daycare · 0.7mi
bank
Austin Bank · 0.4mi
Woodforest National Bank · 1.1mi
Chase Bank · 1.1mi
gym
Montgomery Gymnastics Academy · 0.5mi
Fearless Boxing Gym · 0.5mi
CAPFit24 · 0.7mi
veterinary
Animal Hospital of Montgomery · 0.7mi
Wags 2 Whiskers Veterinary Hospital · 1.1mi
PetVet Vaccination Clinic · 1.4mi
park
Cape Conroe Park · 0.8mi
Stanley Lake MUD Park · 1.0mi
· 1.3mi
grocery
Circle K · 1.0mi
Walmart Supercenter · 1.0mi
· 1.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
10,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $256/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
South Shore Estates
TIER: SUBDIVISION
Subdivision name (MLS)South Shore Estates City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision239 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 54
· Montgomery
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694308 · ACS 2023
Median HH income
$123,527
ACS 2023
Median home value
$366,300
Census self-report
Owner-occupied
93%
951 housing units
Bachelor's+
46%
Adults 25+
Median age
48.4
Population 2,155
Work from home
25%
of commuters
Commute 45min+
15%
of commuters
Below poverty
4.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
309 Harbor Circle, Montgomery, TX 77356
Montgomery County · 30.38°N, 95.63°W
daycare
School of LIVE Music
0.4 mi · 4 within 2 mi
bank
Austin Bank
0.4 mi · 3 within 2 mi
gym
Montgomery Gymnastics Academy
0.5 mi · 4 within 2 mi
veterinary
Animal Hospital of Montgomery
0.7 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jan 24, 2026 Listed $875,000 Melissa Seureau
Dec 31, 1999 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Melissa Seureau · Busy Bee Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 31, 2026.
MLS# 85898000 · LIST DATE: Jan 24, 2026 · PARCEL: 243282
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 1:27 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity