Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Great opportunity to own a homesite in Cobb Cove on Bolivar Peninsula. Located on a quiet cul-de-sac, 3113 Diane is the perfect place to build your dream beach home, vacation getaway, or investment property in Crystal Beach. Enjoy a peaceful coastal setting with convenient access to the beach, fishing, boating, restaurants, and shopping.

This lot offers flexibility for a full-time residence, second home, or short-term rental investment. Cobb Cove is known for its coastal charm, golf cart accessibility, and convenient location near area attractions. Enjoy beach days, fishing, sunsets, and the relaxed lifestyle that makes Crystal Beach a favorite destination on the Texas coast.

Features

§ 02

Interior

Not provided

Exterior & lot

Cul De Sac
Interior Lot
Other
Views

Community

Water

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

Waterfront Features	Beach Front
View	Yes
View Type	Water

Lot

Lot Size (acres)	0.2040
Lot Size Source	Appraiser
Lot Features	Cul De Sac, Interior Lot, Other, Views

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	Crystal Beach
Subdivision	Cobbs Cove 87
Road Surface	Asphalt
Postal Code	77650

Utilities

Water Source	Public, None
Sewer	Public Sewer, None

Taxes, Terms & Disclosures

Tax Annual Amount	$517
Tax Year	2025
Tax Rate (est.)	1.29%
Parcel #	2700-0005-0001-000
Legal Description	ABST 65 B FRANKS SUR LOT 1 BLK 5 COBB'S COVE SUB
Disclosures	Other

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$283

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$240 Property tax$43 Homeowners insuranceTBD

Subtotal (P&I + Tax) $283

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.3466%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.18%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

bank

Neches go Atm · 0.4mi
Neches Federal Credit Union · 0.4mi
ATM (ATM Link, Inc.) · 0.8mi

restaurant

Stingaree · 1.1mi
Tia Juanita's Fish Camp · 1.1mi
Salty Bovine Pit House · 2.4mi

gym

Sweat Fitness · 1.2mi

post_office

United States Postal Service · 1.7mi

grocery

Swede's Quick Stop · 2.2mi
TJ's Discount Groceries · 3.3mi

park

· 5.8mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Cobbs Cove 87

TIER: SUBDIVISION

Subdivision name (MLS)Cobbs Cove 87 City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision46 Active now4 Sold (last 12 mo)2 Curated amenities15

● Year-built distribution

2000s 1 2005s 1 2010s 1

Fire Protection

§ 11

Nearest station

Crystal Beach Volunteer Fire Department and Emergency Medical Services

· Crystal Beach

Distance

3.3 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023

Median HH income

$71,970

ACS 2023

Median home value

$316,400

Census self-report

Owner-occupied

43%

3,275 housing units

Bachelor's+

13%

Adults 25+

Median age

62.6

Population 2,995

Work from home

9%

of commuters

Commute 45min+

38%

of commuters

Below poverty

11.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3113 Diane, Crystal Beach, TX 77650

Galveston County · 29.48°N, 94.59°W

bank

Neches go Atm

0.4 mi · 5 within 2 mi

restaurant

Tia Juanita's Fish Camp

1.1 mi · 2 within 2 mi

gym

Sweat Fitness

1.2 mi · 1 within 2 mi

post_office

United States Postal Service

1.7 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.