Homes for Sale/Harris County/Katy/Morton Creek Ranch
Active MLS #45760007 · 104 days on market

3114 WINCHESTER RANCH Trail

Katy, TX 77493
Subdivision  ·  Morton Creek Ranch
List Price
$328,900
$102/SF · 30.6% below neighborhood median
Beds
4
Baths
3
Sq Ft
3,220
Built
2009
Lot
0.12 ac
Garage
2-car
County
Harris
Tax Rate
2.63%

Schools

§ 03
District
Elementary LEONARD EL D
Middle STOCKDICK J H B
High PAETOW H S CCMR 70% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

INVESTOR READY! Long-term tenant in place, turn-key opportunity for savvy investor. NEW ROOF 2025, NEW A/C COIL/CONDENSER 2026. This home features wood floors & 2-inch blinds, a Texas-size Kitchen with stainless-steel appliances, tile backsplash, gas cooking & breakfast bar opens to a spacious Family Room, separate Formal Dining Room. Downstairs Master Retreat with large walk-in closet & luxurious bath with marble tile, his-and-her lavatories, soaking tub & separate shower. Spacious secondary bedrooms with walk-in closets. Gameroom UP! Media Room UP (possible 5th bedroom)! Home Office/Study UP! Energy-efficient upgrades: Techshield radiant barrier, low-E insulated windows. Just-right sized backyard. Neighborhood amenities include pool, park and playground. Easy access to 99/Grand Parkway & I-10, nearby shopping, recreation. Zoned to Katy ISD schools. Existing multi-year home warranty. Call today to see if this property fits your investment portfolio.

Features

§ 02

Interior

  • Double Vanity
  • Separate Shower
  • Vanity
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer
  • Washer
  • Tile
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Fence
  • Patio
  • Private Yard
  • Subdivision
  • Backs To Greenbelt Park
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2009
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,220 sq ft
Living Area Source Appraiser
Building Area Total 3,220 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 11

Interior

Interior Features Double Vanity, Separate Shower, Vanity, Ceiling Fans, Programmable Thermostat
Flooring Tile, Wood
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Deck, Fence, Patio, Private Yard
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1189
Lot Size Source Appraiser
Lot Features Subdivision, Backs To Greenbelt Park

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Morton Creek Ranch
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Hvac, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $600
HOA Fee Frequency Annually
HOA Name CREST MANAGEMENT
Fee Includes Clubhouse, Common Areas, Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $8,658 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.63%
Parcel # 130-281-003-0005
Legal Description LT 5 BLK 3 MORTON CREEK RANCH SEC 1
Listing Terms Cash, Conventional, Investor Financing
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 4

Primary Bedroom 17x15
Family Room 22x15
Dining Room 13x9
Kitchen 14x10

Second level · 7

Bedroom 15x11
Bedroom 14x11
Game Room 22x15
Office 12x10
Media Room 15x11
Utility Room 8x7
Bedroom 11x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.1800
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 432 CountyHarris TCEQ District ID3737141 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.0600 Resolved MUD jurisdiction Harris County MUD 432 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,697
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,975 Property tax$722 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,697
Yearly HOA fee $600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.9060%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.06%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$600
ANNUALLY
Association nameCREST MANAGEMENT Management co.Crest Management Websitevisit Phone(281) 391-2425 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.1mi
· 0.2mi
Mason Creek Hike and Bike Trail · 0.9mi
grocery
· 0.4mi
· 0.4mi
· 0.6mi
bank
Shell Federal Credit Union · 0.4mi
Navy Federal Credit Union · 2.4mi
Navy Federal Credit Union · 2.7mi
restaurant
La Machaka Tex-Mex · 0.4mi
La Machaka Tex-Mex · 0.4mi
Blessed Nutrition · 0.5mi
gym
· 0.5mi
F45 Training · 0.6mi
· 0.6mi
coffee
Starbucks · 0.6mi
Starbucks · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $147/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Morton Creek Ranch
TIER: SUBDIVISION
Subdivision name (MLS)Morton Creek Ranch City · ZIPKaty · 77493 CountyHarris Listings in subdivision2,268 Active now54 Sold (last 12 mo)60 Curated amenities60
● Year-built distribution
2005s 2 2010s 7 2015s 1 2020s 7 2025s 37

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 4
Distance
1.6 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023
Median HH income
$126,327
ACS 2023
Median home value
$334,300
Census self-report
Owner-occupied
79%
9,986 housing units
Bachelor's+
47%
Adults 25+
Median age
27.8
Population 34,297
Work from home
24%
of commuters
Commute 45min+
21%
of commuters
Below poverty
13.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3114 WINCHESTER RANCH Trail, Katy, TX 77493
Harris County · 29.82°N, 95.79°W
park
—
0.1 mi · 7 within 2 mi
grocery
—
0.4 mi · 2 within 2 mi
bank
Shell Federal Credit Union
0.4 mi · 1 within 2 mi
restaurant
La Machaka Tex-Mex
0.4 mi · 7 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 11, 2026 Listed $328,900 Bradley Upshaw
Dec 31, 2008 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Bradley Upshaw · Haven Realty International
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 30, 2026.
MLS# 45760007 · LIST DATE: Jun 11, 2026 · PARCEL: 130-281-003-0005
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity