Homes for Sale/Galveston County/Crystal Beach/Cobbs Cove
Active MLS #17579998 · 148 days on market

3120 Hwy 87

Crystal Beach, TX 77650
Subdivision  ·  Cobbs Cove
List Price
$795,000
$499/SF · 63.0% above neighborhood median
Beds
2
Baths
2
Sq Ft
1,593
Built
1989
Lot
3,125 sf
Garage
4-car
County
Galveston

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Ideally located in the heart of Crystal Beach, this versatile two-story property offers comfort, space, and incredible potential for residential, commercial, or mixed-use. Upstairs features a spacious open-concept layout with a generous room and a full bathroom, kitchen and dining area—perfect for relaxing or creating a private living or office space. The first floor offers another large loft open area with a well-equipped kitchen, and a second bedroom with full bathroom, making it ideal for gatherings, rental income, or business use. Situated on a huge, beautifully maintained lot, the property also includes ample parking space—great for guests, customers, or even boat and RV storage. Whether you’re envisioning a beachside home, a business opportunity, or a blend of both, this Crystal Beach gem is ready to make it happen!

Features

§ 02

Interior

  • Balcony
  • Handicap Access
  • Kitchen Island
  • Kitchen Family Room Combo
  • Multiple Staircases
  • Pantry
  • Ceiling Fans
  • Kitchen Dining Combo
  • Loft
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Microwave
  • Refrigerator
  • Tile
  • Heat: Central
  • Heat: Electric

Exterior & lot

  • Balcony
  • Covered Patio
  • Fence
  • Handicap Accessible
  • Hot Tub Spa
  • Porch
  • Patio
  • Private Yard
  • Cleared
  • Corner Lot
  • Subdivision
  • Partial
  • Covered
  • Deck
  • Roof: Composition
  • Driveway
  • None
  • In Ground

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1989
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,593 sq ft
Living Area Source Appraiser
Building Area Total 1,593 sq ft
Construction Other
Roof Composition
Accessibility Wheelchair Access

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 2

Interior

Interior Features Balcony, Handicap Access, Kitchen Island, Kitchen Family Room Combo, Multiple Staircases, Pantry, Ceiling Fans, Kitchen Dining Combo, Loft, Programmable Thermostat
Flooring Tile
Appliances Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Fence, Handicap Accessible, Hot Tub Spa, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Fencing Partial
Pool Private Yes
Pool Features In Ground

Parking & Garage

Garage Spaces 4
Parking Features Driveway, None

Lot

Lot Size (sq ft) 3,125
Lot Size Source Appraiser
Lot Features Cleared, Corner Lot, Subdivision

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Cobbs Cove
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Septic Tank
Energy Efficient Thermostat

Taxes, Terms & Disclosures

Parcel # 2700-0005-0008-000
Legal Description ABST 65 B FRANKS SUR LOT 8 BLK 5 COBB'S COVE SUB
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 1

Bedroom .

Second level · 1

Primary Bedroom .

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,666
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,774 Property tax$892 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,666

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
bank
Valero Corner Mart · 0.4mi
ATM (ATM Link, Inc.) · 0.5mi
Neches go Atm · 1.4mi
restaurant
Stingaree · 1.1mi
Tia Juanita's Fish Camp · 2.1mi
Salty Bovine Pit House · 3.4mi
gym
Sweat Fitness · 2.2mi
post_office
United States Postal Service · 2.8mi
grocery
Swede's Quick Stop · 3.2mi
TJ's Discount Groceries · 4.3mi
park
· 6.9mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $306/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cobbs Cove 87
TIER: SUBDIVISION
Subdivision name (MLS)Cobbs Cove 87 City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision46 Active now2 Sold (last 12 mo)0 Curated amenities15
● Year-built distribution
1985s 1

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
3.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3120 Hwy 87, Crystal Beach, TX 77650
Galveston County · 29.47°N, 94.59°W
bank
Valero Corner Mart
0.4 mi · 5 within 2 mi
restaurant
Stingaree
1.1 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 28, 2026 Listed $795,000 Juan Salcedo
Dec 31, 1988 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Juan Salcedo · ASIN Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Apr 30, 2026.
MLS# 17579998 · LIST DATE: Apr 28, 2026 · PARCEL: 2700-0005-0008-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity