Homes for Sale/Galveston County/Galveston/The Harbor - Pirates Cove
Active MLS #61298189 · 63 days on market

3126 Lafittes Point

Galveston, TX 77554
Subdivision  ·  The Harbor - Pirates Cove
List Price
$3.20M
$883/SF · 142.3% above neighborhood median
Beds
5
Baths
5
Sq Ft
3,623
Built
2017
Lot
0.40 ac
Garage
3-car
County
Galveston
Tax Rate
0.93%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Luxurious waterfront living awaits at 3126 Lafittes in The Harbor! This stunning 5 bed, 4.5 bath home boasts multiple decks with breathtaking views. Featuring a spacious kitchen, living room, dining room, wet bar, and a primary suite with a generous ensuite & ample closet space. Upstairs, discover guest rooms, a study, and a game room with a drink refrigerator. The ground floor offers a heated pool, outdoor kitchen, outdoor shower and a boathouse with lift. An entertainer's dream, this property epitomizes the ultimate waterfront lifestyle.

Features

§ 02

Interior

  • Wet Bar
  • Breakfast Bar
  • Balcony
  • Double Vanity
  • Elevator
  • Kitchen Island
  • Kitchen Family Room Combo
  • Walk In Pantry
  • Double Oven
  • Dishwasher
  • Disposal
  • Gas Range
  • Ice Maker
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Engineered Hardwood

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Outdoor Kitchen
  • Paved Driveway
  • Porch
  • Patio
  • Storm Security Shutters
  • Near Golf Course
  • Subdivision
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Security System Owned
  • Bay
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2017
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,623 sq ft
Living Area Source Owner
Building Area Total 3,623 sq ft
Foundation Slab
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bedrooms Possible 5
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 5
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Wet Bar, Breakfast Bar, Balcony, Double Vanity, Elevator, Kitchen Island, Kitchen Family Room Combo, Walk In Pantry
Flooring Engineered Hardwood
Appliances Double Oven, Dishwasher, Disposal, Gas Range, Ice Maker, Microwave, Dryer, Refrigerator, Washer
Security Security System Owned

Exterior

Exterior Features Balcony, Covered Patio, Deck, Sprinkler Irrigation, Outdoor Kitchen, Paved Driveway, Porch, Patio, Storm Security Shutters
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Pool Private Yes
Pool Features Gunite
Waterfront Yes
Waterfront Features Boat Dock Slip, Beach Front, Bulkhead, Boat Ramp Lift Access, Bayfront, Waterfront
View Yes
View Type Bay, Water

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Golf Cart Garage, Oversized

Lot

Lot Size (acres) 0.4001
Lot Size Source Appraiser
Lot Features Near Golf Course, Subdivision, Views, Waterfront
Direction Faces East

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision The Harbor - Pirates Cove
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $995
HOA Fee Frequency Annually
HOA Name Harbor Pirate's Cove HOA

Taxes, Terms & Disclosures

Tax Annual Amount $29,919
Tax Year 2025
Tax Rate (est.) 0.93%
Parcel # 5874-0000-0024-000
Legal Description ABST 121 HALL & JONES SUR LOTS 24 & 24A PIRATES COVE SEC 8 R
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Other, Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 1

Primary Bedroom 14.5x17.9

Second level · 4

Bedroom 11x12
Bedroom 11x12
Bedroom 11'7"x6'10"
Bedroom 11.6x12.6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$21,708
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$19,215 Property tax$2,493 Homeowners insuranceTBD
Subtotal (P&I + Tax) $21,708
Yearly HOA fee $995

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$995
ANNUALLY
Association nameHarbor Pirate's Cove HOA Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 13.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $365/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
The Harbor - Pirates Cove
TIER: SUBDIVISION
Subdivision name (MLS)The Harbor - Pirates Cove City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision2 Active now1 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
2015s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3126 Lafittes Point, Galveston, TX 77554
Galveston County · 29.22°N, 94.94°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 22, 2026 Listed $3.20M Marcie Ehmann
Dec 31, 2016 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Marcie Ehmann · RE/MAX Universal
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 23, 2026.
MLS# 61298189 · LIST DATE: Jul 22, 2026 · PARCEL: 5874-0000-0024-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity