Homes for Sale/Galveston County/Kemah/The Arbors At Waterford Harbor
Active MLS #84522129 · 65 days on market

313 Harborside Circle

Kemah, TX 77565
Subdivision  ·  The Arbors At Waterford Harbor
List Price
$1.02M
$362/SF
Beds
3
Baths
3
Sq Ft
2,832
Built
1998
Lot
0.10 ac
Garage
2-car
County
Galveston
Tax Rate
1.00%

Schools

§ 03
District
Elementary LAVACE STEWART EL C
Middle BAYSIDE INT B
High CLEAR FALLS H S CCMR 69% · Grad 99% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Incredible home boasting a carefree lake living vibe! Located on the lake with stunning views of Waterford Harbor. Boat dock and jet ski dock right out your bk door. Enjoy views from your second floor balcony and first floor terrace. Lovingly cared for, this home had a major kitchen renovation with custom cabinetry and exotic granite. Incredible storage as well as a gas cooktop and double ovens. Breakfast bar compliments the space. Windows throughout the downstairs with views to the Marina. Custom molding accents the large picture windows. The elevator is a huge plus! Only two levels but great for moving goods from level one to level two. Spacious primary bedroom opens to the second floor balcony. The primary bath was updated. Separate shower, soaking tub double vanities and large walk in closet. The room off the master is a perfect home/office or nursery. Outdoors is a dream. Terraced with stone, multiple seating areas and great spaces in and out for entertaining. Guard gated & a park

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • Elevator
  • Granite Counters
  • Hollywood Bath
  • High Ceilings
  • Kitchen Island
  • Bath In Primary Bedroom
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Vanity
  • Window Treatments
  • Ceiling Fans
  • Double Oven

Exterior & lot

  • Balcony
  • Covered Patio
  • Sprinkler Irrigation
  • Outdoor Kitchen
  • Porch
  • Patio
  • Views
  • Waterfront
  • Covered
  • Deck
  • Roof: Tile
  • Foundation: Pillar Post Pier
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Guard
  • Security System Owned
  • Controlled Access
  • Smoke Detectors
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1998
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,832 sq ft
Living Area Source Appraiser
Building Area Total 2,832 sq ft
Foundation Pillar Post Pier
Construction Stucco
Roof Tile

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 8
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Balcony, Crown Molding, Double Vanity, Entrance Foyer, Elevator, Granite Counters, Hollywood Bath, High Ceilings, Kitchen Island, Bath In Primary Bedroom, Soaking Tub, Separate Shower, Tub Shower, Vanity, Window Treatments, Ceiling Fans
Flooring Engineered Hardwood, Tile
Appliances Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Security System Owned, Controlled Access, Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Sprinkler Irrigation, Outdoor Kitchen, Porch, Patio
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Pool Private No
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Lake, Lake Front, Waterfront
View Yes
View Type Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1035
Lot Size Source Appraiser
Lot Features Views, Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor League City
Subdivision The Arbors At Waterford Harbor
Road Surface Concrete
Postal Code 77565

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $2,300
HOA Fee Frequency Annually
HOA Name HCMS
Fee Includes Common Areas
Amenities Guard

Taxes, Terms & Disclosures

Tax Annual Amount $10,256
Tax Year 2024
Tax Rate (est.) 1.00%
Parcel # 1192-0003-0014-000
Legal Description THE ARBORS AT WATERFORD HARBOR SUB (98), BLOCK 3, LOT 14, AC
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 4

Porch
Dining Room 9x10
Family Room 15x24
Kitchen 10x18

Second level · 4

Primary Bedroom 16x22
Bedroom 11x14
Bedroom 11x13
Office 10x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$7,010
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,155 Property tax$855 Homeowners insuranceTBD
Subtotal (P&I + Tax) $7,010
Yearly HOA fee $2,300

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6582%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.97%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.37%
→ stable

HOA & Community

§ 05
● HOA details
$2,300
ANNUALLY
Association nameHCMS Management co. Website Phone Cert on filepending
Fee includes
CommonAreas
● Community amenities
park
· 0.4mi
· 0.5mi
Legend Point · 0.5mi
restaurant
Center Court Pizza & Brew · 0.6mi
Skipper's Cafe · 0.8mi
Okie's · 0.8mi
police_station
Clear Lake Shores Police Department · 0.8mi
Lakeview Police Department · 1.6mi
Seabrook Police Department · 2.0mi
grocery
Randalls 2051 · 1.1mi
Corner Store · 1.4mi
Kemah Food Mart · 1.5mi
pharmacy
Randalls Pharmacy · 1.1mi
CVS Pharmacy · 1.4mi
Walgreens · 1.6mi
daycare
Target · 1.4mi
Goforth Elementary School · 2.5mi
Clear Falls High School · 2.6mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
The Arbors At Waterford Harbor
TIER: SUBDIVISION
Subdivision name (MLS)The Arbors At Waterford Harbor City · ZIPKemah · 77565 CountyGalveston Listings in subdivision36 Active now4 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
1995s 3 2000s 1

Fire Protection

§ 11
Nearest station
Seabrook Volunteer Fire Department
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721502 · ACS 2023
Median HH income
$110,074
ACS 2023
Median home value
$441,700
Census self-report
Owner-occupied
60%
1,205 housing units
Bachelor's+
45%
Adults 25+
Median age
53.3
Population 2,408
Work from home
18%
of commuters
Commute 45min+
47%
of commuters
Below poverty
4.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
313 Harborside Circle, Kemah, TX 77565
Galveston County · 29.54°N, 95.04°W
park
0.4 mi · 5 within 2 mi
restaurant
Center Court Pizza & Brew
0.6 mi · 5 within 2 mi
police_station
Clear Lake Shores Police Department
0.8 mi · 2 within 2 mi
grocery
Randalls 2051
1.1 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 21, 2026 Listed $1.02M Karen Karapasha
Dec 31, 1997 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Karen Karapasha · BHHS Karapasha Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 26, 2026.
MLS# 84522129 · LIST DATE: Jul 21, 2026 · PARCEL: 1192-0003-0014-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:55 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity