Homes for Sale/Montgomery County/Montgomery/Bentwater
Active MLS #21450663 · 9 days on market

32 Waterford Way

Montgomery, TX 77356
Subdivision  ·  Bentwater
List Price
$450,000
$171/SF · 20.9% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,625
Built
2016
Lot
8,255 sf
Garage
2-car
County
Montgomery
Tax Rate
1.27%

Schools

§ 03
District
Elementary LINCOLN EL C
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Gorgeous custom home by Dunn & Stone Custom Homes features a fantastic floorplan w/2 bed RM's downstairs & beautiful WATER VIEWS! Highlights include wood-look tile flooring, & high-end K Kraft cabinetry. Updates include interior paint, carpet, & more! Dining RM features a wood-beamed ceiling. 1st floor Bed RM (could be a study) w/closet & private access to a hall bath. Living RM open to kitchen w/soaring 2-story ceiling. Kitchen w/SS appliances include a gas cooktop, DBL ovens, & a new microwave (2024). Owner's retreat w/large walk-in closet & peaceful backyard views. Owner's ensuite bath w/dual vanities, soaking tub, & walk-in shower. Upstairs features a Game RM, a full bath & 2 guest bed RM's - one offering access to the balcony w/views of the lake. Enjoy outdoor entertaining on 2 back patios w/beautiful water & green space views w/NO REAR NEIGHBORS! Ideal facing backyard w/southeastern breezes & afternoon shade. Build your poolside paradise in the HUGE backyard! PULL FEATURE SHEET

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Up
  • Two Bedrooms Down

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Irrigation Sprinklers
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Tennis Courts
  • Cleared
  • Cul De Sac
  • Near Golf Course
  • Greenbelt
  • Subdivision
  • Views
  • Backs To Greenbelt Park

Community

  • Basketball Court
  • Controlled Access
  • Dog Park
  • Picnic Area
  • Playground
  • Park
  • Trails
  • Gated
  • Gated With Attendant
  • Security System Owned
  • Smoke Detectors
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2016
Year Built Source PublicRecords
New Construction No
Builder Name Dunn & Stone Custom Homes

Building

Stories 2
Levels Two
Living Area 2,625 sq ft
Living Area Source Appraiser
Building Area Total 2,625 sq ft
Foundation Slab
Construction Brick, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 14

Interior

Interior Features Breakfast Bar, Balcony, Crown Molding, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pantry, Split Bedrooms, Soaking Tub, Separate Shower, Two Bedrooms Up, Two Bedrooms Down, Tub Shower, Vanity, Walk In Pantry
Flooring Carpet, Tile
Appliances Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup
Windows Window Coverings
Security Gated With Attendant, Security System Owned, Controlled Access, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fully Fenced, Fence, Irrigation Sprinklers, Paved Driveway, Porch, Patio, Private Yard, Tennis Courts
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 8,255
Lot Size (acres) 0.1895
Lot Size Source Appraiser
Lot Features Cleared, Cul De Sac, Near Golf Course, Greenbelt, Subdivision, Views, Backs To Greenbelt Park, Pond On Lot
Direction Faces West

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Bentwater
Road Surface Concrete
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,190
HOA Fee Frequency Annually
HOA Name Bentwater POA
Fee Includes Other
Amenities Basketball Court, Controlled Access, Dog Park, Picnic Area, Playground, Park, Trails, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $5,699 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.27%
Parcel # 67967
Legal Description S261506 - BENTWATER 06, BLOCK 5, LOT 5
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 14 rooms · MLS-supplied

Main level · 10

Primary Bedroom 15 x 21
Primary Bathroom 11 x 13
Entry Foyer 6 x 6
Dining Room 13 x 10
Bedroom 13 x 11
Bathroom 9 x 5
Living Room 19 x 16
Kitchen 13 x 14
Breakfast Room Nook 13 x 9
Utility Room 6 x 9

Second level · 4

Game Room 18 x 16
Bedroom 11 x 14
Bedroom 11 x 14
Bathroom 7 x 5

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.2320
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,177
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,702 Property tax$475 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,177
Yearly HOA fee $1,190

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.17%
→ stable
School
1.09%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,190
ANNUALLY
Association nameBentwater POA Management co.— Websitevisit Phone(936) 597-5532 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Other
● Community amenities
gym
pool · 0.2mi
pool · 0.2mi
CrossFit Kovu · 3.2mi
post_office
USPS Collection Box · 0.2mi
USPS Collection Box · 0.3mi
Lone Star Post, Pack and Parcel · 3.5mi
place_of_worship
Scott Ridge Church · 0.8mi
Scott Ridge Church · 0.8mi
Brownwood Church · 4.1mi
grocery
· 0.8mi
· 0.9mi
Chevron Food Mart · 1.8mi
gas_station
Chevron · 0.8mi
Chevron Food Mart · 1.9mi
restaurant
· 1.2mi
· 1.3mi
Whataburger · 3.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $217/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bentwater
TIER: SUBDIVISION
Subdivision name (MLS)Bentwater City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision8,827 Active now75 Sold (last 12 mo)96 Curated amenities60
● Year-built distribution
1990s 8 1995s 15 2000s 7 2005s 10 2010s 2 2015s 7 2020s 9 2025s 10

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
1.6 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023
Median HH income
$145,301
ACS 2023
Median home value
$519,300
Census self-report
Owner-occupied
89%
1,795 housing units
Bachelor's+
45%
Adults 25+
Median age
67.0
Population 4,034
Work from home
33%
of commuters
Commute 45min+
18%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

SonLight Academy
1.4 mi · 1 within 1.5 mi

Parks

Lakefront Park
0.8 mi · 2 within 1.5 mi

Restaurants

Crescent Grille
0.4 mi · 4 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

pool
0.4 mi · 1 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
32 Waterford Way, Montgomery, TX 77356
Montgomery County · 30.42°N, 95.62°W
gym
pool
0.2 mi · 2 within 2 mi
post_office
USPS Collection Box
0.2 mi · 2 within 2 mi
place_of_worship
Scott Ridge Church
0.8 mi · 2 within 2 mi
grocery
—
0.8 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 7, 2026 Listed $450,000 Sarah Conway
Dec 31, 2015 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Sarah Conway · Better Homes and Gardens Real Estate Gary Greene - Lake Conroe North
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 12, 2026.
MLS# 21450663 · LIST DATE: Oct 7, 2026 · PARCEL: 67967
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:09 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity